槟城北海一名喷漆厂老板，为了扩充生意，向一家贷款公司贷款2万令吉，但在签合约时发现不妥想要取消。没想到对方不接受，不但向他倒追5千令吉的违约金等费用，更骚乱恐吓其家人。目前当事人已向警方报案处理。（主播：颜江瀚、蔡心惠）
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00:00 In social media, many people will see this kind of so-called easy-to-borrow-money advertisement.
00:06 It is easy to attract those who urgently need money to make a turn or need a sum of money to pay off their debts to do business.
00:12 But some cases of online borrowing money are almost, let's not say 100%, most of them are fraud.
00:20 Some people want to borrow money, but they don't succeed, and they still owe a lot of money.
00:24 In Beihai, Bincheng, there is a 32-year-old owner of a sprayer. He wanted to expand his business, so he went online and found a loan company.
00:33 He wanted to borrow 20,000 yuan. How did he know that when he was going to sign a contract, he found that something was wrong and he wanted to cancel it.
00:41 But he was forced to pay back the $5,000 default fee, etc.
00:47 He hasn't borrowed any money and hasn't expanded his business, and he's already been cheated by this network old man for $5,000.
00:54 The victim, today, with the help of the late Zhou Yuequan, a member of the 8-eyed Roman, held a press conference.
01:01 He said he was cheated by a network loan company.
01:04 The man mentioned that he was attracted by a network loan advertisement on the Internet on the last Monday.
01:11 He clicked in to see the details.
01:12 The man also wanted to borrow 20,000 yuan to expand his business.
01:16 After contacting the other party, he felt that the condition of the loan and the repayment period were reasonable.
01:23 So he immediately sent the ID card, business certificate, face number, bank account, guarantor, etc. information to the network loan company.
01:32 Why does the man think the loan conditions of this company are reasonable?
01:36 He said the condition of the other party's car was that he could pay back the $20,000 loan for four years and pay 5% interest per year.
01:42 It is estimated that he only needs to pay 500 yuan a month, which is almost the price of a national car loan.
01:49 Maybe he thought he could afford it, so he decided to borrow money from this company.
01:55 But the strange thing is that after he signed the first contract, the other party sent another contract to ask him to sign again.
02:03 There are some other conditions, including defaults, etc.
02:09 These are not the conditions they agreed at the beginning.
02:12 He felt it was not right.
02:13 After he felt it was not right, he immediately contacted the loan company to cancel the loan.
02:21 But he didn't know why he couldn't get in touch with the other party.
02:25 The man said that the network loan company had taken the lead and paid $200 to his account first.
02:31 Then he threatened the man that if he wanted to cancel the loan, he would have to pay a $2,000 compensation.
02:37 It felt like everything was already arranged.
02:40 The car dealer who borrowed money to expand his business fell into the trap step by step.
02:46 Later, the loan company refused to let the man return the $200.
02:50 He intended to cheat the money.
02:52 As a result, the more trouble, the bigger the roll.
02:56 The victim described the fraud that the network loan company used.
03:00 It was published on social media that he and his family's photos were written on them.
03:05 He said he owed money and didn't pay it back.
03:08 He was not only emotionally blackmailing, but also fraudulent.
03:10 He threatened the man that if he didn't pay the $5,000 penalty,
03:13 he would send people to the man's house to make trouble and destroy it.
03:18 Later, the man went to the police.
03:20 But because he was worried about his safety and the safety of his family,
03:23 he asked local legislators for help.
03:25 He also reminded the public not to believe the so-called network loan ads.
03:30 Avoid becoming the next victim.
03:32 [MUSIC]