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00:00 Doctor, do you agree that each policy requires a lot of money?
00:03 Where do you think it comes from?
00:05 First of all, when we talk about a 1.8 million baht bill,
00:15 we have to look at how much it takes.
00:19 I understand that many policies don't take any money in the first year.
00:27 So if it's a policy that the government expects to last 4 years,
00:31 it might be worth 500,000,000 baht in a year.
00:35 For example, in the first year, the bank used around 500,000,000 digital money.
00:41 I'm just giving you an example, but it could be more or less.
00:44 If we look at the amount of money, it's not more than 1 million.
00:48 We'll talk about that later if we have to use a lot of money.
00:51 But if it's a 500,000,000 baht bill, where does it come from?
00:57 The first policy is to use a system similar to a credit card.
01:04 It's a system to extract excess fat from various organizations.
01:09 It's a normal payment.
01:11 If we calculate the cost of credit card or credit, it's like squeezing water.
01:17 We use a cloth to squeeze the water out of the body.
01:23 It's a continuous process.
01:25 But once it's extracted, it's about 5%.
01:27 It means that the money we can get from reducing the cost of the card
01:34 is about 150,000,000-200,000,000 baht a year.
01:39 So the remaining 300,000,000 baht is free money.
01:44 Free money is money that has to be found again.
01:48 There are two ways to get it.
01:54 One is to borrow money.
01:56 It's like borrowing money from a bank.
02:02 It's like transferring the burden to the future.
02:04 Use the money for the future.
02:06 The second is to collect more tax.
02:10 It means that we collect tax from everyone.
02:14 It depends on the disease.
02:16 The tax-paying group has to pay 300,000,000 baht.
02:20 Or it can be two.
02:22 The Thai government said that the policy of 10,000 baht
02:28 will increase the amount of tax collection next year.
02:32 What do you think?
02:34 If the economy is not as expected?
02:38 I understand that the policy of 10,000 baht
02:44 is to pay the tax first.
02:48 I expect that the economy will boom
02:52 and the government can collect the money
02:56 and use it to pay the tax.
03:00 I would like to give the academic view that it's not true.
03:06 It's an overestimated policy.
03:10 I think that the government's policy
03:16 is not enough.
03:18 The amount of tax collection
03:24 should not be as much as the natural law.
03:30 The government has said that the tax rate will increase from 7% to 10%.
03:40 The government said that it hasn't been enforced yet.
03:44 Will it happen in the future?
03:46 First, the tax rate is usually 10%.
03:54 The tax rate is 7% because of the 1997 crisis.
04:04 I don't know if it happened or not.
04:08 Since then, all governments have increased the tax rate.
04:14 But they don't dare to do it.
04:16 When the tax rate is 10%,
04:18 people will come out and say that they will bleed
04:22 and bully the poor.
04:24 The government said that it will increase the tax rate 10%.
04:28 It doesn't mean that the tax rate will increase.
04:30 It just doesn't mean that the tax rate will decrease from 10% to 7%.
04:34 The tax rate was decreased for a short period of time.
04:38 The economy didn't come from the 1997 crisis.
04:42 It's been 26 years since the crisis in 2023.
04:46 It's been a long time.
04:48 In the real world,
04:52 if we want to give charity,
04:56 whether it's for the Thai people
04:58 or some other charities that give more than digital money,
05:02 like the elderly,
05:04 we need more money.
05:06 So what we should talk about is not just 10%,
05:10 but it might be more than that.
05:14 It's a test of the future payment line
05:18 from the government that is trying to increase the charity.
05:22 Do you think that increasing the tax rate by 3%
05:26 will reduce the people's income?
05:30 Of course.
05:32 The impact of the increase in the tax rate
05:36 will definitely affect the income.
05:38 Instead of paying in bulk,
05:42 we will have to pay more in the tax.
05:46 So it will definitely decrease.
05:48 But is it necessary?
05:50 It's necessary because it's a basic thing.
05:54 Everyone has a duty to pay taxes
05:58 to use the government's policies
06:00 to take care of the happiness of the people.
06:02 So the money that needs to be used to take care of the elderly
06:06 doesn't come from nowhere.
06:08 It's not free.
06:12 So we need to pay taxes to make sure
06:16 that the government is secure.
06:20 If the government has to push the government's policies
06:24 and spend millions of baht,
06:28 what will be the budget for?
06:32 If the budget is very expensive,
06:36 the budget will be considered first.
06:42 So we need to consider
06:46 the budget of the government.
06:50 So people will know how much money is needed
06:54 and how much it will be spent.
06:56 So this is the best way.
07:00 As for other ways,
07:04 I think if we use the Kaisen system
07:08 to use the money from the areas that are not very productive,
07:12 like the fishing boats,
07:14 there will be some areas that can be used.
07:18 These two areas are the main ones.
07:22 Let's talk about the 10,000 baht digital donation policy.
07:26 The government said it's a way to stimulate the economy.
07:30 If we don't use this policy,
07:32 will there be other policies that can stimulate the economy?
07:36 There are many.
07:40 There are many ways to use the policy.
07:44 It depends on which group you want to help.
07:48 I understand that the government's half
07:52 of the budget is for the economy.
07:56 It's a way to stimulate the economy.
08:00 It can be a group of poor people, workers, or tourists.
08:04 It's a way to help tourists.
08:08 What are you most worried about?
08:12 The new government will have to work on the economy.
08:16 It's about the digital money.
08:20 How suitable is it?
08:24 Will there be a problem with the economy?
08:28 Is it efficient?
08:32 I'm worried about that.