الرئيس التنفيذي لبنك قطر للتنمية لـ CNBC عربية: تم طرح خطة سداد جديدة تصل لخمسة أعوام وبمعدل ربح يبدأ من 1%
Transcript
00:00 "Today, the launch of the fund to buy and re-fund the national insurance program is not
00:07 considered a new program, it is a complete program for the national insurance program
00:13 that was launched in 2020, as well as to fund the capital of all private sector companies
00:20 to pay for the consequences of the pandemic.
00:22 Today, this program is coming, the launch of a special fund in this program,
00:27 which will be used to buy and re-fund the existing loans, the original loans of the
00:33 companies that are currently benefiting.
00:35 Companies have been asked to transfer their debts from the current banks to the
00:42 National Insurance Program.
00:44 Of course, the re-funding of the National Insurance Program will be for a profit
00:49 that does not exceed 1%, and also for the provision of a period of payment,
00:54 approximately a period of one year of allowance, and also four years of payment,
00:58 in total five years.
00:59 Since the launch of the program in 2020 with the pandemic, what has been achieved?
01:04 How much funding and guarantees have been provided?
01:06 How many companies have benefited and contributed to the national program?
01:10 Since its launch in 2020, about 4,200 companies have benefited, including
01:17 350,000 employees.
01:20 Guarantees worth 3.6 billion Qataris have been issued.
01:25 Approximately 3.2 billion Qataris have been spent.
01:31 A large part of these loans have also been paid off.
01:34 The loan that Qatar Bank is currently acquiring or buying to re-fund it is
01:41 approximately 1.6 billion Qataris.
01:46 Some have paid off, meaning that everyone is committed to the schedule of these loans
01:51 and is paying off normally, meaning that even the existing projects are providing
01:55 added value, producing and giving a chance to pay off.
01:58 Of course, the program has been modified several times since its launch in 2020
02:04 and even in previous years.
02:08 At the beginning, a period of one year of allowance was provided, then it was extended
02:12 to two years of allowance, then it was extended to three years of allowance.
02:17 The terms are now different in terms of their choice of the number of periods of allowance.
02:21 Some who chose one year or two years have paid off the shortfall of these loans in previous years,
02:27 so a part of them has been paid off.
02:29 Some are still in the period of allowance, so no shortfall has been paid off so far.
02:33 But in general, the new bank is only committed to buying the original existing loans.
02:41 The original existing loans, not only that.
02:45 And it is re-funding them, but the profits or benefits of the banks are not left.
02:49 These things are done by the client and the bank directly.
02:53 Al Fatiha.