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00:00 Thai insurance policy.
00:02 There are still growing trends.
00:05 It is estimated that the value of next year's insurance policy
00:09 will exceed 300 million baht.
00:11 There are many factors,
00:13 especially the growth of the sales of electric vehicles or EVs.
00:18 This is what the Thai Insurance Association Chairman,
00:21 Somphorn Sirtawinkul, said.
00:24 The growth of the insurance policy in the next year,
00:30 should grow 5-6%.
00:32 The total insurance policy is 315 billion baht
00:38 to 339 billion baht.
00:41 It is influenced by many factors,
00:44 especially the sales of electric vehicles or EVs.
00:47 The adjustment is increasing continuously.
00:49 The government may see sales exceed 100,000 units.
00:54 The public is more interested in health insurance.
00:59 Due to the increase in the cost of hospitalization,
01:02 the number of tourists has increased by more than twice.
01:07 This will make the business grow well in the next year.
01:11 How is the picture of this year?
01:13 This year is still quite good.
01:16 The growth of the insurance policy is 4-5%.
01:19 The total insurance policy is 285,080 billion baht
01:24 to 287,800 billion baht.
01:28 The insurance policy of almost all countries
01:30 has increased as the economy has recovered.
01:34 The government has changed.
01:36 The number of sales of electric vehicles has increased.
01:39 Including tourism,
01:41 both domestic and foreign countries have also increased.
01:44 The insurance policy of this year
01:47 is based on the data from the past 9 months.
01:50 The insurance policy may increase by 5%.
01:54 We have calculated the GDP growth
01:57 by using the data from the National Economic Development Association
02:01 and the National Society of Thailand.
02:05 We have calculated that the insurance policy
02:08 may increase by 5-6% in the next year or in 2065.
02:12 This is about 1.5 times of the GDP growth of Thailand.
02:17 Another interesting point is the case of the insurance policy.
02:21 After the middle east collapsed,
02:23 the order to restore the business was cancelled.
02:26 This resulted in the power of control
02:29 returning to the board of directors
02:32 and supporting the implementation of the insurance policy.
02:36 After this, the insurance policy
02:38 has 60 days to plan to increase the budget
02:42 as the budget is set.
02:44 The company is trying to find a way to solve the problem.
02:48 For example, the dismissal of employees
02:51 and other insurance companies.
02:53 In the future, there may be a partial removal of insurance
02:57 to be given to other insurance companies to manage.
03:00 If the insurance policy cannot increase the budget,
03:03 what will happen?
03:05 The company will be dismissed
03:08 and the balance of the insurance policy
03:11 which currently has around 30,000 baht
03:14 will be transferred to the insurance fund
03:17 which will increase the burden of the fund.
03:20 Currently, the fund has a debt burden of 50,000 baht.
03:24 If the fund is increased by 30,000 baht,
03:26 it will be 80,000 baht.
03:28 This may cause a problem
03:30 in the future of the debtor
03:32 or the insurer
03:34 because the current budget
03:36 is only 1,500 million baht.
03:39 As a member of the insurance fund,
03:43 we have had experience in 3-4 companies
03:46 that have been dismissed.
03:48 If it is necessary to go there,
03:51 I firmly believe that the members of the insurance fund
03:54 will come to work together
03:56 on the insurance policy
03:58 that will still be used by the customers of the insurance company
04:01 of the people.