Hep, hep, hep! Hinay-hinay lang sa online Christmas shopping!
Baka kasi ang impormasyong ibinibigay mo sa order forms ang susunod na i-mine ng scammers sa Dark Web. 'Yan ang gagamitin nila para nakawin ang ipon mo sa bangko!
Paano ka nga ba makakaiwas na maging biktima ng scammers? Let's #FactsTalk!
Baka kasi ang impormasyong ibinibigay mo sa order forms ang susunod na i-mine ng scammers sa Dark Web. 'Yan ang gagamitin nila para nakawin ang ipon mo sa bangko!
Paano ka nga ba makakaiwas na maging biktima ng scammers? Let's #FactsTalk!
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NewsTranscript
00:00 [SFX]
00:02 [Phone ringing]
00:05 Hello?
00:06 Ma'am, please dictate your online banking username and account number
00:12 for verification in our system.
00:15 Your online bank account must be strong.
00:19 Okay. My account name is Vicky Pima.
00:23 [Phone number dialed]
00:30 My bank sent a 6-digit code for account protection.
00:34 Please dictate the numbers you received.
00:37 [Phone number dialed]
00:40 [Siren]
00:43 No one moves! Raise your hands!
00:46 Boots S. Camero!
00:50 We have arrested you for online bank scamming.
00:53 There are many scammers online.
00:56 That's why their modes should be known.
00:59 This is Jillian.
01:00 And I'm Andre.
01:01 How can we avoid being a victim of online bank scamming?
01:05 My dear friends, let's go!
01:07 Let's go to the police.
01:08 Let's Fax Talk!
01:10 [Siren]
01:15 Boots S. Camero.
01:18 Is that your real name?
01:20 [Laughs]
01:21 [Phone number dialed]
01:25 Yes, it's me.
01:28 [Laughs]
01:29 How can you get money from your victims' online bank accounts?
01:34 [Laughs]
01:35 Because we exchange the password to the online banking accounts of people we call when they don't know.
01:45 What?
01:47 The question is, how can you convince your victims?
01:51 Easy.
01:52 First, we make them panic.
01:56 [Phone ringing]
01:59 Hello?
02:01 Hello, ma'am.
02:02 Is this Ms. Nina Wan?
02:04 Yes.
02:06 I am Aaron of Nero Security Bank.
02:09 I am calling to let you know that we have monitored a suspicious transaction on your account.
02:14 I'll just double check.
02:16 Ma'am Nina, did you attempt to buy an item worth 86,000 pesos via Express Payment System?
02:22 Yes. No, I didn't.
02:25 Okay, ma'am. It's our responsibility to protect our clients like you.
02:29 You need to change the password of your account so that it won't be used by hackers.
02:34 We have password update and security enhancement today, ma'am Nina,
02:38 to prevent the so-called unwanted transaction.
02:42 Okay.
02:45 Then, we will give them an instant solution.
02:49 Then, step three, we will get the trust of our client.
02:55 So, ma'am Nina, for verification, your birthday is September 18, 1995?
03:02 Yes, that's right.
03:04 The username that you use in your online banking account and your account number,
03:10 please dictate to our recorded line.
03:13 We will check if it matches our system.
03:16 Nina 1, account number 002589621000.
03:24 Thank you, ma'am.
03:26 Our Quality Assurance Officer is now validating it.
03:29 So now, ma'am Nina, I will generate a PIN.
03:32 The code that you will receive is for the enhancement of your password
03:37 so that it won't be easily accessed by your account.
03:41 We will verify it once you receive it.
03:44 Okay.
03:45 So, this is the first PIN.
03:47 We are sending it to your cellphone for the enhancement of your password.
03:51 Please check the six-digit code in your inbox.
03:54 What are the numbers that you received?
03:57 We need to verify it in our system.
04:00 098521.
04:04 It's time to get the six-digit code.
04:08 Game over.
04:10 We will now be able to log in to our account.
04:13 Oh no!
04:14 So, in short, you can trust your victims because you are good at English,
04:20 you are good at speaking,
04:22 and most of all, you know the details about them.
04:26 You're stupid.
04:28 Wait a minute.
04:31 How and where will you get the valuable information
04:37 like their cellphone number, email address, and home address?
04:41 Oh, right.
04:43 On the dark web.
04:46 That's a part of the internet that can only be accessed through special software.
04:54 The users and operators there are all untraceable and anonymous.
04:59 There, many people sell information that can be targeted by online bank scammers
05:06 and that's what our big bosses buy in operations.
05:10 They're all big.
05:12 Where do those who sell that information get their money?
05:16 There are many ways.
05:18 Don't fool them.
05:20 Those raffle tickets in the grocery, order form, survey form,
05:25 and any other form that answers your full name, birthday, email, contact number,
05:31 even your complete address, all of those can be sold.
05:35 The more details, the more expensive the price.
05:39 And the easiest way to get all of that is social media pages.
05:45 They post posts on birthdays, even in public,
05:50 even family lists, and the most important,
05:53 even the dog's name is visible.
05:56 If we're picky about the details, we'll send a text message or email
06:03 that could be from the bank.
06:05 It has a link, and when we click, boom!
06:08 We've stolen your information.
06:10 Wow!
06:12 Why do the raffle participants become your next victim?
06:15 Don't you have a conscience?
06:17 Judgmental, right?
06:21 You know, I didn't like this.
06:23 I became a scammer because even I was scammed,
06:27 that's why I got involved in this.
06:30 I was fired from my job, and one day,
06:33 I saw a post online that said that I was getting a job,
06:37 and the pay was high.
06:39 I applied, and I was accepted right away.
06:42 They said they were looking for someone with experience in BPO,
06:46 and that my voice was beautiful.
06:48 We even trained for 6 days about online banking,
06:53 so it's legit.
06:55 When I talked to someone,
06:57 that's when I realized that I was becoming a scammer.
07:01 Why didn't you leave?
07:03 It's hard to find a job nowadays, right?
07:06 [phone ringing]
07:10 Hello? Really? Already?
07:13 Okay, I'll call you.
07:15 So, you're the victim of the scam?
07:20 Yes, it's me.
07:23 You're Ms. Nina K. Wan?
07:26 Yes, I'm Ms. Nina K. Wan!
07:29 Ms. Wan, why did you give your account name,
07:36 account number, and OTP?
07:40 OTP? What's that?
07:43 One-time password.
07:44 Those are the numbers that you send to text messages or emails
07:48 when you're going to make sensitive transactions online,
07:51 like changing passwords, transferring money.
07:54 What's that?
07:57 I panicked, sir.
08:00 He said he wanted to take my money.
08:03 Ma'am, that's called "territorial root persuasion."
08:08 They will make you worry.
08:09 You'll be pressured to make a decision right away,
08:11 so you won't be able to think properly.
08:14 What should I do?
08:16 My mind is tired.
08:18 What should I do, Sophie?
08:21 To be honest,
08:25 many people are victims of online bank scams,
08:27 just like Gen Z.
08:29 You're all online,
08:30 and you're the most stressed generation
08:34 because of the demand for work.
08:36 Millennials are the same.
08:38 Do you know that stressed people are the easiest to scam?
08:42 So, please, just relax, rest when you have the time.
08:47 Yo, partner!
08:48 The scammer has been inquisited.
08:50 Good.
08:51 Are you the victim of the scam?
08:55 I'm so mad!
08:58 Just relax.
09:00 Just think of it as a learning experience.
09:05 You should learn so you won't be a victim again.
09:08 Does she have a tutor?
09:12 [Sofie's phone rings]
09:17 If someone calls you and asks for your bank details,
09:20 will you give them your details?
09:22 Never!
09:24 If someone asks for an unknown number,
09:28 what will you do?
09:29 I won't give them my OTP.
09:33 What if you received a text message and email from the bank
09:39 with a link?
09:41 You shouldn't click the link.
09:42 Right, because the banks with a link won't send a text or email.
09:49 Here's the final question.
09:53 If someone tells you that there's a low-quality transaction in your account,
09:58 you'll be asked to call, text message, or email.
10:01 What will you do?
10:02 I know that.
10:04 I'll call the bank to double-check if there's a problem with my account.
10:08 And I'll contact the bank directly.
10:11 Yo!
10:12 Even if you know that you can't get a discount,
10:15 you can still use your name, Dina.
10:18 Dina?
10:20 Yes, as in Dina Mananakaywan.
10:23 Dina Mananakawan.
10:24 Okay.
10:25 Kapuso, if you feel like your conversation is too much,
10:31 remember the red flags.
10:34 R, resist reacting without thinking.
10:37 Don't panic.
10:38 Stop for a moment and take a deep breath.
10:40 Think about what you should say or do next.
10:43 E, ensure that your conversation is with a legit bank.
10:47 Get their full name and department.
10:50 And D, double-check with your bank if they're employing you
10:54 and if the transaction you said is true.
10:57 Again, I'm Andre.
10:59 And I'm Jillian.
11:01 Be alert.
11:02 Don't be fooled.
11:03 This is the...
11:04 Fast Talk of GMA Integrated Use!
11:08 [music]