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00:00 [KDC's new policy, Easy E-Receive, will help to reduce tax on products and services.]
00:25 [KDC, the credit card provider, also hopes that this policy will reduce the cost of credit cards during the first half of the year.]
00:40 [KDC's executive, Ms. Pannayanithananon, is the highest executive in the KDC credit card market.]
00:50 [KDC believes that the policy will help to stimulate the use of credit cards.]
00:57 [Since the year 2016, there have been similar policies like ShopDee.]
01:04 [The use of credit cards has increased by 25% from January to February.]
01:10 [This is a very high number.]
01:13 [This year, the KDC has set a target of increasing the use of credit cards by 15%.]
01:20 [The loss rate, or NPL, is currently quite low at 1.3%,]
01:27 [lower than the overall picture of the entire industry.]
01:30 [If you look at the overall picture of the credit card market, the NPL is at 2.7%-3%,]
01:37 [while the KDC is only at 1.3%.]
01:40 [We still hope that Easy E-Receipt will help stimulate the use of credit cards.]
01:50 [We have a number, like last year, when the government also had it.]
01:55 [The use of credit cards increased in January.]
02:00 [We think that this year, the use of credit cards will increase in January.]
02:09 [The KDC has recently launched a new credit card.]
02:14 [It's quite interesting.]
02:15 [The KDC Digital credit card is the first in Thailand to introduce a safer method of use.]
02:23 [The special feature of this credit card is that it's a clear plastic card.]
02:28 [There are no numbers on the front of the card, and there are no iron stamps.]
02:31 [We are worried that it will not be hacked for sure.]
02:35 [The KDC has set a target that this year, there will be at least 100,000 members holding a KDC Digital credit card.]
02:44 [The Easy E-Receipt policy will be in effect until 15 February.]
02:50 [Yes.]
02:51 in the next video.

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