• 11 months ago
In this episode of In The Spotlight, I'm super happy to introduce my good friend Peter Yong from @MrMoneyTV . If you've been watching YouTube videos related to money, money education, managing money, basically anything about money, all the way to even currencies, debt, investments, government policies, and many major finance related incidents in Malaysia, you'll most probably stumble upon his videos. They are extremely interesting, detailed, and his channel's insights are wonderful. His videos sometimes tickle our minds and make us ponder on very deep thoughts.

Here, we will learn about his humble beginnings in content creation, it's really something we can't imagine seeing where the channel is now. He also passionately talks about his Co- Founder / Business Partner and their struggles together in building this amazing platform, which then branched into multiple interesting and valuable platforms. Words and sentences cannot fully describe how much I've learned from this conversation and how insightful it is. Please take your time to listen to it.

Be sure to like, comment, and most importantly share if you find this podcast useful. Thank you very much and advance and Enjoy the Show! Feel free to make use of these timestamps to go to the topics that you're most interested in.

00:00 Intro
01:02 How Did Peter Yong and Ray Mak Became Friends?
01:42 First Impression
03:31 What Is Mr Money TV About and What Is The Niche?
04:20 @FAQShow @areweokbymmtv and Future Plans
05:13 The Humble Beginnings Of Mr Money TV
08:13 Co-Founder / Business Partner
11:30 Struggles and Tough Times
16:00 Naming Mr Money TV
19:09 Haters, Challenges, How Do You Overcome Them?
24:18 Words Of Wisdom

About In The Spotlight

I have been a content creator for almost two decades now as I've had the privilege to have started when all these platforms started. Over the years, I've made many great friends and have also enjoyed the many blessings from the Internet.

In The Spotlight is a Platform where my amazing content creators friends share their precious experiences so we can all learn together as well. I really hope you like it too.

Last but not least, special thanks to my good friend @KevinChanBazi ( http://www.youtube.com/kevinchanbazi ) for being the catalyst, push, idea and brains behind In The Spotlight.

#inthespotlight #creator #contentcreator

Follow @MrMoneyTV , @FAQShow , @areweokbymmtv
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Category

📚
Learning
Transcript
00:00 I bought a RM30 mic. I remember my first video told me 4 days.
00:06 It's just like that. No matter how good you do, someone will complain.
00:09 Along the way I sold my car to reduce the family expenses so that I can continue with this.
00:15 Hey! Welcome to another episode of In The Spotlight.
00:25 In The Spotlight is a platform that I've created where I can talk to my friends, learn from them
00:31 and at the same time I share their knowledge to you guys on the internet.
00:36 Today we have Peter from Mr. Money TV. Have you guys heard of Mr. Money TV?
00:43 I came across this little meme the other day.
00:46 100,000? That's a lot of money.
00:49 It looks like it's a big amount.
00:51 This is said to be the most evil financial group created.
00:55 Hi guys! Thank you very much Ray for inviting me.
00:58 Thank you very much for coming.
01:01 Okay, let's get started.
01:03 Peter, maybe you can tell our audience how did we meet?
01:08 Oh, I recall the first time we met.
01:10 We met in Dato' Joey Up's dinner if I can recall.
01:14 Yes.
01:14 Right? Yeah, he invited us to a dinner and that's where we met each other.
01:18 I still remember this guy wears a batik to a dinner.
01:23 I was thinking, "What Dato' is this?"
01:28 So I thought it's like Dato' Ray or something like that.
01:31 Oh my god! Yeah, I still remember.
01:33 Yeah, but you're as wealthy as a Dato'.
01:35 No, no.
01:38 Just not the Dato' thing yet.
01:41 Yeah.
01:42 So what was the first impression? Was it like the Dato' thing?
01:48 I mean the way he dressed was very Dato'.
01:50 But the next thing is that you're very humble.
01:52 You're very friendly.
01:54 For someone who has achieved what you have achieved,
01:58 I mean most of the time we have seen people a bit more win.
02:02 But you just stay who you are.
02:06 In fact, very humble, very friendly, very nice.
02:08 And I think time to time after that we kept in touch a lot.
02:11 And a lot of times when I needed help, I would check in with you.
02:14 Especially asking about like decorations and office settings and stuff like that.
02:18 So I asked you, "Hey, how are you?"
02:20 And you were very kind and in my opinion,
02:23 you always give this thing where like,
02:27 you're someone that people can ask for help from.
02:31 And you're always willing to extend your hand.
02:34 Thank you, thank you.
02:36 No, thank you, thank you.
02:38 Yeah, we have known each other for quite some time already.
02:42 I think...
02:43 Yeah, since that dinner.
02:45 That dinner was like kind of during the soft opening of pandemic.
02:50 Yes, yes, that's right.
02:52 So I also just got into the content creation business not too long during that time.
02:57 I recall it was probably about a year, a year plus.
03:02 Yeah, at that time you were very new.
03:06 But you actually rise quite quickly.
03:10 Yeah, thanks to...
03:11 Especially the pandemic.
03:12 Yeah, I think it's thanks to right time, right timing and the right people
03:17 and some right decisions we made.
03:19 Yeah, so I can't say that it is because we are good or anything.
03:24 But I'm very certain that it is the right timing.
03:29 Yeah, timing is so important.
03:32 So can you tell us what do you do in your content creation?
03:38 And yeah, what is the niche?
03:40 Right, so I personally created a YouTube channel called Mr. Money TV.
03:44 And in that YouTube channel, we talk a lot about personal finance.
03:48 We talk a lot about economics, policies and things like that.
03:52 Because I believe that at the end of the day for people to actually make more money,
03:56 it's not just about understanding how to calculate dollars and cents,
04:00 but also to be able to observe opportunities and trends and catch it, right?
04:07 And to do that, you need to have a good understanding of policies,
04:11 of trends, of economics, and the right news and how to interpret it.
04:17 So that's how a channel is based on.
04:20 Along the way, today, we don't just have one channel, we have multiple channels.
04:25 So we have evolved ourselves to be a media business with the FAQ show.
04:32 That's another one of our channels.
04:33 Now we have a podcast with Ong Kien Ming,
04:38 ex-deputy minister and ex-member of parliament.
04:42 And then we have The Coffee Break, which is a newsletter.
04:46 And soon we'll be launching a few more channels.
04:49 So the whole idea is to build a media group with multiple channels
04:54 that targets the similar demographic, but more in their niches.
05:02 So in a way, it's usually urban, educated,
05:06 and people who are interested in content that enriches them.
05:14 I mean, when you started, have you ever envisioned
05:17 that you can actually branch out to so many things today?
05:21 Because I remember when you started, it was something very, very simple.
05:24 Maybe you can tell us your start,
05:27 like maybe your first few videos, how was it like?
05:30 So to bring me back all the way there, I recall it was 2019.
05:35 So I did not start the YouTube channel with an intention of being an influencer.
05:40 So actually, until today, I'm still not very super comfortable
05:51 with the idea of me being an influencer,
05:53 or people say that like, "Oh, you're very famous," and stuff like that.
05:57 Because that's not the intention.
05:58 The original intention of starting it is I wanted to build a financial product.
06:03 Because I came from a wealth planning background,
06:06 so I used to sell insurance, Unitrust, advise people on their personal finance,
06:10 and that's what I did.
06:12 I wanted to build a product, but I realized that I'm not good in coding.
06:18 In fact, I don't know how to code.
06:20 I tried to learn how to code, but it just didn't happen.
06:23 And I also had a kid during that time.
06:26 So you know how hard it is, right?
06:27 You pick up a new skill with a kid,
06:29 and then you need to make money some more,
06:31 you need to make a living.
06:33 Yeah, see?
06:34 It's not hard.
06:35 Yeah, the kids are there.
06:36 So that was how it was.
06:39 So I thought to myself during that time,
06:40 since it's hard for me to pick up a new skill set,
06:42 and I think my skill set is actually in marketing and sales.
06:48 Yeah, I'm good at talking.
06:51 At least I can make a sale over the years.
06:53 So I thought for every business,
06:57 you can spend a lot of money building a product,
06:59 but you will after that have to spend a lot of money marketing it.
07:03 But what if I'm good in marketing?
07:04 Let's just do marketing first.
07:06 Since I got nothing to sell,
07:08 I can just build a channel and see if there's any people
07:13 who are willing to work with me as a marketing function.
07:17 If that works, then maybe one day I can build my product.
07:19 That was the idea.
07:20 So I started off just taking out a handphone, recording.
07:25 I still remember I bought a RM30 mic.
07:31 Hi, I'm Mr Money.
07:32 Today I want to share with you
07:34 how you can start investing with just RM1,000.
07:38 Yeah, then put up a tripod, record,
07:43 and so many retakes, right?
07:45 You know how the first video was like, right?
07:46 I'm not built on the first video, four minutes.
07:48 But actually, it's actually like half a day or one day, right?
07:52 I still remember my first video told me four days.
07:54 - Whoa. - Four days, four days.
07:56 Every time I relook at it, I cannot tahan myself.
07:59 And then I need to learn how to edit.
08:00 Every time you keep Googling,
08:02 YouTube, check YouTube, how to do certain functions.
08:06 How to do this transition, you know.
08:08 And it wasn't easy.
08:12 After about half a year, my co-founder came on board.
08:15 He was like, "Hey, I like your content."
08:18 At that time, I still remember, there was like
08:21 less than a thousand subscribers, maybe about 300, 400, 500.
08:24 Then he just came along and said,
08:26 "Hey, I saw one of your video."
08:28 He used to work with my boss at that time.
08:31 He was an intern there, he just graduated.
08:32 He said, "Hey, I like your content,
08:34 but I think your editing is lousy.
08:37 So I think I'm quite good in editing,
08:40 so why not let me come on board
08:41 and help you with videography and everything?"
08:42 I was like, "Yeah, sure, man, just come."
08:44 And without pay, he just did that with me
08:47 for a couple of months.
08:49 And I told him like, "Hey, you know,
08:51 it's difficult to start this whole thing alone.
08:53 Why not we start this together and make this our business?"
08:57 So I told him my vision,
08:59 what I believe the company will be.
09:01 And I recall that point when I was pitching him the idea,
09:06 Stashaway called us, sent us an email and say,
09:09 "Hey, would you like to work with us?
09:10 We saw your channel."
09:12 And so I just looked at him and said, "See?"
09:16 - Yeah, oh.
09:17 (both laughing)
09:18 - Then he was like, "Whoa."
09:19 - They email you?
09:20 - Yeah, they email us.
09:21 - Oh, okay, that's nice.
09:23 - Then I told him this one thing,
09:26 "I got no money to pay you a salary,
09:28 so why not you go out and work first for six months,
09:31 gather enough money, come in and do it together?"
09:34 So he's like, "Sure, man, I think that sounds good to me."
09:37 So he went out and worked
09:38 and he would go and work in the morning.
09:40 By six o'clock, he would come to the office
09:43 and will work until like four o'clock in the morning.
09:45 Then he'll go back and work.
09:47 Then I would come back to the office as well at eight o'clock,
09:49 work until I wait for him to come.
09:51 And then... (laughs)
09:52 - Wow, that is next level discipline.
09:55 - Yeah, yeah, it lasted for about a year.
10:00 - Yeah, I mean, because I can assure you,
10:03 usually if we go back to work
10:06 and we have that income already, it's so comfortable.
10:09 We may not just think of going back to business
10:14 or content creation, because it can be such a burnout,
10:19 especially if we have family and all those.
10:21 Wow, I cannot imagine.
10:23 - So I remember those days was like that, it wasn't easy.
10:27 Did I think that it will work?
10:29 I think to start any channel, to start anything on your own,
10:33 you have to be crazy enough to believe it,
10:35 but in your heart, you know you're crazy also.
10:38 But you just tell yourself
10:39 that you have to be crazy enough to believe it
10:41 and you just have to keep doing it.
10:43 So there's this crazy optimism.
10:45 So do I actually at the point envision I'll be like that?
10:52 Not exactly, but with good faith,
10:55 I know that it can grow into something.
10:59 But what is it?
11:00 I did not know.
11:01 And the picture that I have today
11:03 of where the company is at is similar
11:08 to what I want it to be, but maybe not exactly how.
11:13 The how sometimes is along the way you figure out
11:15 and you find your way.
11:18 So that's where we are.
11:21 And to answer your question of whether did I see it,
11:25 not exactly, but kind of.
11:29 - Wow.
11:32 So in the beginning,
11:33 there must have been quite a lot of struggles as well,
11:37 because you will need an income also.
11:40 - That's right.
11:41 Content creation from our experience in the beginning
11:46 is really, really tough to monetize.
11:51 So how did you go through all these tough times,
11:56 especially during the pandemic
11:58 where we all somehow also need money?
12:01 - So for me, I think I had it easier.
12:05 I think your time will be even tougher.
12:07 Although the reach out, the growth was faster
12:10 during your days, but it wasn't that normal
12:13 to have sponsorship and everything, right?
12:15 - True, true.
12:16 - I mean, you're the OG in this field, man.
12:18 - Yeah, last time, no such thing as sponsorship.
12:20 I mean, we didn't even have YouTuber that term.
12:24 - It was just entertainment.
12:26 Today, YouTube is like a professional.
12:27 - It's a business.
12:28 - You know, right?
12:29 Yeah, during your days, like, what are you doing?
12:32 - Yeah, what are you doing?
12:33 Oh, you record stuff from your college
12:36 and you put on YouTube, you know, that's all.
12:38 Those days is not as proper as today.
12:42 - Yeah, yeah.
12:43 - Today, like me.
12:43 - I think I had it a bit easier.
12:45 Personally wise, it's not easy
12:48 because my job was already paying me quite well.
12:51 I had to put it on the back seat.
12:53 And obviously it led me into quite some financial debts.
12:58 Yeah, and that was a tough part.
13:02 So I had to work it out with my wife
13:03 to sit down and really calculate our finance.
13:08 Along the way, I sold my car.
13:09 Yeah, I used to drive a BMW and I sold it.
13:12 - Wow.
13:13 - To actually reduce the family expenses
13:15 so that I can continue with this.
13:16 Those are tough times.
13:18 I think one of the toughest is also the fact
13:21 that like when my kid is born,
13:23 I was at the early days of starting this business, 2019.
13:29 I posted my first video the day my son was born.
13:33 Yeah, he was up there.
13:35 We went to government hospital 'cause we got no money.
13:38 'Cause I was in debt.
13:40 Then I still remember I was downstairs in a cafe there.
13:44 I was uploading the first video.
13:46 And I think the internet wasn't fast enough for my phone
13:50 so I couldn't upload it.
13:52 And then I had to upload it the next day.
13:55 So it was just one day difference for my first video
13:58 and the day my son was born.
14:00 - Wow.
14:02 - Subsequently.
14:03 - Your son was born.
14:04 Subsequently.
14:06 - Subsequently, it was a lot of days
14:09 where I don't get to see my kid.
14:11 I work a lot, like I say, until about early in the morning,
14:17 like work until four o'clock.
14:19 Then after that, during COVID time,
14:21 I sleep in the office, I don't go home.
14:23 My wife really had to pick up quite a lot.
14:27 My mom had to help out.
14:28 Her family also helped out.
14:30 But that was how it was.
14:32 I had to really hustle and really make it happen.
14:37 And in the early days, the challenges were that
14:41 when you tell people what you believe your company can be,
14:45 when you tell people that,
14:47 "Oh, I think that people will buy financial products
14:50 "or will want banks, will want KOLs
14:55 "to help them market their product."
14:58 In those days, there's no such thing yet, right?
15:00 So most people think that you are just saying-
15:05 - Talking.
15:06 - Talking, and then people, if they're nice,
15:08 they will listen.
15:09 If they're not, they will shoot you down, right?
15:12 It came to a point that when I was pitching,
15:14 at first, I wanted to find investors,
15:15 so I don't know money,
15:16 but I didn't think, at least got something.
15:19 Who believe you?
15:20 After pitch few months,
15:22 I don't even bother pitching anymore.
15:24 I just do my work.
15:28 - Definitely that is not easy.
15:30 That along the way, learning, hiring,
15:33 burning money in hiring.
15:35 A lot of skill sets to learn
15:36 if you're thinking about building this,
15:40 not just as a lifestyle thing,
15:44 as a content creator, but also as a business.
15:46 So there's quite a lot to learn from there.
15:49 - Yeah, it's really, really...
15:55 (laughs)
15:57 My kid.
15:58 You started and you came up with this name,
16:03 Mr. Money TV.
16:05 Was there another name before?
16:07 I mean, this is so creative
16:09 where you can come up with Mr. Money TV.
16:11 - Actually, the reason I came up with the name Mr. Money
16:13 is because I'm not creative.
16:15 I was trying to think about what names for the channel,
16:18 and I'm just not a very creative person.
16:21 So I thought, okay, I'm gonna talk about money.
16:24 Money is gonna be the keyword.
16:26 Keyword search.
16:28 - Keyword search, Mr. Money.
16:30 - It's gonna be money, right?
16:32 So might as well just put Mr. Money.
16:35 Yeah, and since I don't really want to be an influencer,
16:38 so I'm not gonna use Peter Yong.
16:40 I'm just gonna call it Mr. Money TV
16:42 so that it's more relevant in the sense where
16:45 it is kind of like there's a person,
16:46 but it is also actually a channel.
16:48 So it's established itself as not as like me.
16:54 It's not about me alone, but it's about a channel.
16:57 Yeah, so that was the initial idea,
16:59 and that's how I came up with the name.
17:01 - Wow, so it's kind of like a blessing or so,
17:05 because since you're not that creative,
17:08 you wouldn't have thought of all these bombastic word
17:11 like some finance, something, something, you know?
17:14 So Mr. Money is like something everyone can relate.
17:18 - That's right.
17:19 - So we are like, oh, when you talk about money,
17:20 ah, Mr. Money TV.
17:22 - Yeah, 'cause there's one part,
17:24 I'm a very practical person, sales guy, okay?
17:27 So I learned one thing along the years
17:29 that it's very important to associate, right?
17:31 That's why brands always have a certain brand identity.
17:33 Like you think about red color, you think about Coca-Cola.
17:36 If you think about banks who are red,
17:38 you think about what, CIMB, right?
17:40 You think about yellow, you think about Maybank.
17:43 So I think giving something for people associate to
17:46 becomes a very, very important.
17:49 Like you look at Tiger, you think about Maybank, right?
17:52 Like Camel, you used to think about M-Bank, right?
17:55 Yeah, and so I want it to be in such a way
17:58 where when you think about money, when you pay money,
18:01 that time no e-wallet yet.
18:02 - Yeah, exactly.
18:04 - Yeah, so if I don't pay money, it's cash.
18:06 So I wanted it in such a way where there is something
18:08 that at the moment they use,
18:10 they can straightaway associate us.
18:11 Yeah, so I thought money is probably the best way, right?
18:14 So let's just go for Mr. Money.
18:16 And actually there's already other Mr. Money.
18:19 India got Mr. Money.
18:21 - Exactly, because the word money is so common.
18:23 - Yeah, it's just that they didn't continue on.
18:27 - Didn't continue on.
18:28 - They didn't continue on.
18:29 So then we became more prominent.
18:33 But I think the India one actually continued after that,
18:35 but his content is in Tamil, right?
18:37 - Oh, that is very different.
18:38 - Yeah, it's very different already.
18:39 Yeah, and so we kind of became,
18:43 we took ownership of the brand in Malaysia itself
18:45 and we are like the Mr. Money.
18:48 - Yeah, the Mr. Money.
18:49 - Yeah, and I think at this point,
18:51 because we are considered quite okay in the Malaysia space,
18:57 I don't think there are other countries' people
19:01 who are using this name.
19:03 - Yeah.
19:03 - Yeah, and so we are okay with that.
19:06 - Yeah, that's good, that's good.
19:07 - Yeah.
19:09 - So since you are doing things about finance related,
19:13 so it will be very factual.
19:15 - Yes.
19:16 - So things that are very factual
19:17 sometimes can be very sensitive also.
19:19 - Yes, very boring also.
19:21 - And very boring, very, so it is not easy.
19:25 That would be, I would say, one of the challenges also.
19:27 And because it's factual, people also can attack.
19:31 It allows people to find another fact to attack.
19:35 So how do you overcome things like that?
19:37 - I think firstly is that you try your very best
19:43 to do as much research as you can
19:45 before you create a content,
19:46 but you can't help that someday
19:47 you still get certain things wrong.
19:50 So, but that's as most as that we can do.
19:53 But the good thing about personal finance
19:55 and finance is that most of the information
19:57 is not hard to get.
19:58 - Yeah.
19:59 - And it's generally once you understand the basic logic,
20:02 it's not that easy to go wrong.
20:04 The only thing is that some of the higher people
20:06 come in and help you create content,
20:08 like managers of other posts and everything.
20:11 Sometimes they may get it wrong.
20:12 'Cause they are not familiar with it.
20:15 But it takes years to actually be good at it.
20:17 So I'm just very fortunate that I was already
20:21 a financial planner.
20:23 So I'm just using the same skillset.
20:25 So then in terms of people challenging us or anything,
20:30 I think in a way, the day that I decided
20:35 to put up my first video,
20:36 I already knew that there will be haters.
20:39 There'll be people who will come to you
20:40 and say like, "Oh, you suck."
20:43 I mean, you're long enough,
20:44 people will comment about everything.
20:46 - I'm pretty sure that some people will just say,
20:47 "Oh, you're barefooted right now.
20:49 "So ugly in foot."
20:50 (laughs)
20:51 Or they'll say like, "You should dress better.
20:54 "Why your color like that?"
20:56 Whatever comment you comment.
20:58 So I already told myself that the day
20:59 I put my first video up,
21:01 these all comment will come.
21:03 You have to learn to just don't read and don't bother.
21:08 Or read and act like you never see.
21:09 - Yeah.
21:10 - Just don't bother.
21:11 So do you fight back?
21:12 Don't bother also.
21:13 - Don't bother.
21:14 - I had once where I uploaded a video
21:17 where the sound had an issue.
21:19 A person write a long comment just to bombard me.
21:23 - Oh.
21:23 - I'm like, "Okay, it's okay."
21:26 - It's okay.
21:27 I learn.
21:28 (laughs)
21:28 - 'Cause ultimately,
21:30 it's just like that.
21:33 No matter how good you do, someone will complain.
21:36 So just learn to accept it.
21:38 Just learn to move on
21:39 and be the best that you can be.
21:40 - Because I think that's the thing.
21:43 Because the type of haters that you get
21:46 and the type of haters that I get are very, very different.
21:49 My haters will be like the kids on the keyboard.
21:52 "Ah, your sound, your fingering is wrong."
21:54 You know what I'm saying?
21:55 - Yeah, yeah, yeah.
21:56 - But then yours will be more advanced,
22:00 more of the atas style.
22:01 - No, no, not advanced.
22:02 They were just, they are the same thing.
22:05 Keyboard warrior, keyboard warrior.
22:07 Same thing.
22:08 - Different age.
22:09 They may be more mature already.
22:11 So it can be a bit harder to,
22:14 like mine will be like, "Hey, sorry, still boy, boy."
22:18 - Yeah, they will say funny, funny stuff.
22:20 But yeah, like I give you an example, right?
22:23 The other day I did a video.
22:25 Two are same content,
22:28 talking about the state of education in Malaysia
22:31 versus Singapore.
22:31 - That will be quite sensitive.
22:33 - Yeah, yeah.
22:33 So the state of education in Malaysia,
22:35 why Singapore is better and Malaysia is not as good.
22:40 One in Bahasa, one in English.
22:41 - Okay.
22:43 - When the video goes out, right?
22:44 The one in English gets a lot of haters
22:46 from people who are speaking in Bahasa.
22:48 The one that is in Bahasa, they all love it.
22:53 - Oh.
22:55 - The content is the same, it's just different language.
22:56 The one that is English,
22:57 they keep, they thought that I'm a Singaporean.
23:00 So they wrote there like, "Oh, you Singaporean, blah, blah."
23:04 Then the one that I speak in Bahasa,
23:06 "Betul, betul, yeah, this is the government girl."
23:08 Like, "Oh yeah, we have to focus."
23:12 So my point is that, it doesn't make sense.
23:16 Leave it, just do what you do.
23:19 You be you.
23:22 - Yeah, you be you.
23:24 That is really not easy to achieve,
23:26 for someone to become you.
23:28 Because sometimes we tend to try to please
23:32 the majority of the people to not get attacked.
23:36 - Yeah, yeah, yeah, I will.
23:39 I think that's very hard.
23:40 - That is very hard.
23:41 - Because then I need to be someone else
23:45 and I'm not very good in lying, actually.
23:47 It's not that I'm a very honest man,
23:50 it's just I'm not good at lying.
23:51 Since I don't know how to lie,
23:53 then I might as well just be myself.
23:54 - Yeah, that's good.
23:55 - Then you'll never get caught.
23:57 So it's not that I'm very honest,
23:58 it's just I'm just not good at lying.
24:01 So just be myself.
24:06 If I try to please you just by lying and (groans)
24:09 eventually I cannot do it, I'll burn out.
24:11 I'll be very tired.
24:12 - Yeah, very tired.
24:13 - So for what?
24:14 That's why I just do my thing and I just live through it.
24:17 - Can you tell our audience what are the three things,
24:23 three advice that you have in case,
24:25 or if they want to be someone like you,
24:27 like a content creator?
24:29 - Like you?
24:30 (laughs)
24:32 Like us, like us.
24:33 - Oh, like us.
24:35 - I think it depends.
24:36 I think that you have to first understand
24:38 that being a content creator and being a businessman
24:41 are two very, very different things also.
24:44 - Business.
24:44 - Yeah, so I see myself more as a businessman
24:48 who happen to create content.
24:50 Yeah, that's how I see it.
24:51 Firstly, when it comes to content creation,
24:55 you need to understand that you are a voice.
24:59 People watch you because they hear your voice
25:03 and they want to know whether this voice
25:06 identify me or not.
25:08 So you gotta find that voice first.
25:11 So when you say voice, what is that voice?
25:12 It's that opinion, right?
25:15 What is your opinion on things?
25:16 'Cause mine is a talking head.
25:17 It's not music, it's not creative art,
25:20 that kind of thing, right?
25:21 It's not like Mr. Beast kind when do something exciting.
25:25 - Yes.
25:26 - Yeah.
25:27 But even with Mr. Beast style, so you need to find voice.
25:29 And his voice is, I'm willing to throw extravagant things
25:32 and help people.
25:33 - And do the vroom, vroom, vroom.
25:34 - Yeah, that kind of thing.
25:35 So what's your voice?
25:35 That's the first thing that you have to ask yourself.
25:37 - The voice.
25:38 - Once you identify a voice, all you need to do
25:40 is just crafting it and making it better.
25:43 It's just like Mark, right?
25:44 You picked up piano and the first day when you say,
25:47 I'm gonna learn piano, did you play fantastically?
25:49 - No.
25:50 - No, right?
25:51 You practice every day, right?
25:53 And I think that's one thing that some content creators
25:56 who did not make it,
26:00 they think that people like Mark, people like me,
26:04 people like whoever who are creating content,
26:07 we were born to create content.
26:09 That's not true.
26:09 Yeah, that's not true.
26:13 Look at our first video, look at today.
26:14 - Yes, look at our first video.
26:16 - Yeah, and don't forget, look at the days that we before
26:19 even created video.
26:20 (laughing)
26:22 - Exactly.
26:23 - Many, many, many, many years, right?
26:25 - Yeah.
26:26 - Yeah, I've been explaining financial concepts
26:29 to people for 10 years.
26:30 - Even before the camera.
26:31 - Yeah, before there was a camera
26:33 and that's why I'm good at it.
26:34 So, these are practice, like,
26:38 do you intentionally cut off the mm-mm-ah-ah
26:43 the first day we record?
26:45 - Mm-mm-ah-ah.
26:46 - Right, yeah, and then,
26:48 until today, I still got it,
26:49 and I look at some other people who are way better than me,
26:52 they smooth, clear sentence, right?
26:55 So, you just have to remember,
26:57 you have to continue learning.
26:58 - Yeah.
26:59 - You just keep doing what you're doing,
27:02 and finally is that,
27:03 remember to not give up,
27:08 because ultimately,
27:09 I think today, YouTube is very smart.
27:14 It's not like our days.
27:15 - Yeah.
27:16 - YouTube is very smart.
27:17 They will help you to find the right audience,
27:21 but you need to be very consistent
27:23 in being yourself and being your voice,
27:25 because if today you do A, tomorrow you do B,
27:27 the day you do C,
27:29 it's very hard for people to,
27:33 very hard for the system itself to identify
27:36 who you are and promote it to the right people.
27:38 - Yes.
27:39 - Yeah, so that's my three advice.
27:42 - Wow, that was so good.
27:45 Hey guys, so I hope you find this conversation
27:49 extremely valuable,
27:51 and please do remember to subscribe to both of us.
27:55 - Yeah!
27:56 (bell ringing)
27:57 - Subscribe to Ray Ma!
27:58 - Yeah, and Mr. Money TV!
28:00 - See you guys!
28:01 - See you!