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NewsTranscript
00:00 [Thai News]
00:29 Let's take a look at the movement.
00:31 The side of the assistant director of the Bank of Thailand,
00:36 Mr. Suvarni Jetsadasak.
00:39 If you look at the third trimester of the housing crisis,
00:42 in the third trimester of 2016, we saw 90.9% of the housing crisis.
00:47 We must admit that this is a high number.
00:50 The Bank of Thailand has given importance to solving the housing crisis continuously
00:54 by adjusting the housing assistance rate to match the current situation.
00:58 Since the release of the wide-scale loan assistance package during the COVID-19 pandemic,
01:03 the adjustment to the special assistance package after the economic situation has improved.
01:08 The Bank of Thailand says that it has adopted the principle of working in a networked and standardized way.
01:12 There is a long-term solution to the housing crisis.
01:15 Some of the assistance packages have been used since the beginning of the year
01:18 to continue the housing crisis through the assistance of the existing housing assistance package
01:23 and additional assistance packages.
01:25 The Bank of Thailand has ordered the financial institution to be responsible and responsible.
01:30 It has taken care of the debtors who have problems with the settlement of debts by adjusting the loan assistance package.
01:34 It has helped to take care of the debtors who have sold their property as a loan.
01:38 It has helped to close the debt as soon as possible.
01:40 It has also protected the debtors' rights,
01:42 which will make it possible to pay off the loan.
01:46 The issue that the Bank of Thailand has taken a closer look at
01:49 is under the three-tiered loan settlement plan.
01:54 For example, the issue of letting the debtors be responsible
01:57 has been announced and has been enforced
02:00 to allow the release of credit to be a virtue.
02:03 There is more consideration of the ability of the debtors
02:06 and more advertising of the banks to see if it is too much.
02:10 In addition, the Bank of Thailand has taken care of the issue of repaying the debts of the banks and non-banks.
02:16 It has taken a closer look at the points of interest and whether it is effective or not.
02:19 It has ordered the banks to adjust the loan assistance package for the debtors
02:22 before they become a debtor.
02:24 At least, it must be done once.
02:26 It must be done once and must not be paid off before 60 days.
02:30 After the package is submitted,
02:32 it will be urged to help the debtors and the debtors to close the debt as soon as possible.
02:38 At the same time, there is a report that the Bank of Thailand has taken a closer look at
02:41 the issue of the settlement plan or the free payment.
02:46 It is the issue of the settlement plan for the non-banking bank.
02:51 It is the issue of the settlement plan for the non-banking bank.
02:53 Especially, the part where the banks cannot collect interest and adjustment fees,
02:57 including various services.
02:59 If the debtors have closed the debt before the deadline,
03:02 including the protection of the debtors' rights to receive more benefits.
03:06 The protection of the debtors' rights to receive important information correctly and in full,
03:11 and the prohibition of printing interest on the interest for the creditors to be debited.
03:15 It has been ordered to be used since July 6-7.
03:18 Let's listen to the perspective of the Bank of Thailand.
03:22 The first important thing we want is that the debtors who have left the bank
03:28 will not be able to pay the interest.
03:33 But the new debtors will be the ones with higher quality.
03:37 The debtors themselves know what the reason for the debt is and what the burden is.
03:42 The debtors themselves, when they leave, must see the ability to pay the debt.
03:45 So we think that this will make the new debtors with higher quality.
03:50 The second thing is that the old debt will be better.
03:54 The third thing is that the GDP will be better.
03:59 We think that the share of the debt will be adjusted.
04:02 But there is another thing.
04:04 We always talk about how we can help the foreign investors.
04:08 Because on the other hand, the Bank of Thailand is doing a three-way system.
04:11 We don't think that this will reduce the debt.
04:15 But it will make the debt better.
04:18 and will bring more people out of the system.