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00:00Thank God, the first quarter's production was excellent.
00:04In terms of operating revenues, we have increased by about 17%.
00:10And as you mentioned, the net profit is 25 million, which is actually an increase of 21%.
00:17Of course, most of the profits come from the main operating activities of the bank.
00:24In terms of savings, we have also increased by 8%.
00:29And the deposit has also increased by about 10%.
00:33And, thank God, we have maintained a 1% interest rate, which is a very low rate in the local market.
00:46And, of course, the rate of repayment of these debts is actually limited to about 320%.
00:54This is a very high rate.
00:56Yes.
00:57Are you optimistic about the continuation of the interest rate increase?
01:04We are always optimistic.
01:07Of course, there is a continuation of the interest rate increase,
01:13so that there is no negative impact on the growth of confidence.
01:20But we take this into account in terms of our expectations for this year.
01:28And we believe that the performance will be more or less at the same level from now until the end of the year.
01:35God willing, in the event of any surprises.