Kredit Pemilikan Rumah (KPR) masih menjadi peluang untuk meningkatkan pertumbuhan kredit perbankan. Oleh karena itu industri perbankan akan terus melebarkan sayap Untuk menjangkau pasar KPR secara konvensional hingga digital.
Category
📺
TVTranscript
00:00Thank you for joining us on this episode of Sekmen Kredit Pemilikan Rumah
00:05Sekmen Kredit Pemilikan Rumah is still an opportunity to increase the growth of the bank's credit.
00:13Therefore, the banking industry will continue to spread its wings to reach the conventional to digital KPR market.
00:23Sekmen Kredit Pemilikan Rumah is still an opportunity to increase the growth of the bank's credit.
00:28Therefore, the banking industry will continue to spread its wings to reach the conventional to digital KPR market.
00:35Director PT Bank Tambungan Negara Perserwa TBK, Andi Nirwoto,
00:38stated that the number of debitors who request online credit has reached almost 18,000 debitors per month in 2024, or up to 50%.
00:47Where Perserwa, as a pioneer of online KPR, has recorded significant growth since the first time the online KPR request feature was launched in 2016.
00:55In addition, this online credit process contributes significantly to the total credit issued by the company,
01:00so that it is able to strengthen the position of the bank in the digital sector and shows an increase in efficiency and convenience of the credit request process for customers.
01:08Even until the end of June, the BTN Bank's home credit grew 11.0% to Rp. 299.24 trillion.
01:16Meanwhile, the BTN Bank's emitter has the potential to reach a significant transfer target.
01:21In terms of application volume and KPR delivery until the end of 2024.
01:25For that reason, the optimistic management team will be able to achieve the target,
01:29while still prioritizing the aspect of banking prudentiality and risk mitigation,
01:33to ensure that the online KPR delivery is in accordance with the banking regulations.