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What are the rules and regulations on insurance claims when it comes to storm damage? Well, following the recent Storm Darragh, the Association of British Insurers has confirmed that a storm is a ‘period of violent weather defined as wind speeds with gusts of at least 48 knots (55mph).”
And, according to the ABI, damage caused by storms and flooding is covered by most standard home insurance and commercial business policies.

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00:00What are the rules and regulations on insurance claims when it comes to storm damage?
00:06The Association of British Insurers has confirmed that a storm is a period of violent weather
00:11defined as wind speeds with gusts of at least 48 knots or 55 mph.
00:18And according to the ABI, damage caused by storms and flooding is covered by most standard
00:24home insurance and commercial business policies.
00:27If necessary, your insurance company can arrange emergency accommodation.
00:32They'll ask you for information to support any claims and how to go ahead with clean-up
00:37and repair processes.
00:39If you have to arrange emergency repairs yourself, tell your insurer and keep any receipts as
00:44this will form part of your claim.
00:46The ABI has also said that comprehensive motor insurance covers damage to your vehicle.

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