UPI Payment New Rule 2025: RBI की ओर से जारी सर्कुलर के अनुसार, केवल फुल-KYC वाले PPIs को UPI पेमेंट्स के लिए लिंक करने की अनुमति दी जाएगी.
#upipayments #upinews #upi123pay
#upinewrules #upi #upitransaction #upinewrules2025 #rbinewrule #upipayment
#upipayments #upinews #upi123pay
#upinewrules #upi #upitransaction #upinewrules2025 #rbinewrule #upipayment
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NewsTranscript
00:00From 1 January 2025, a new rule of UPI, Unified Payments Interface, will be implemented.
00:09Reserve Bank of India has approved this new rule and the Reserve Bank has changed the limit of UPI Transaction and Wallet Payment.
00:16This limit has been increased.
00:18Let's see what will be the impact of this decision on the users of UPI Payment.
00:25According to the new rule of UPI, people will be able to use UPI 123 Pay and make transactions up to Rs. 10,000 instead of Rs. 5,000.
00:34In this case, it has become easier to use UPI and Paytm on prepaid wallet phones.
00:41But in order to take advantage of this new rule, the KYC of the wallet should be complete.
00:47And it is also necessary to have a link with the wallet app.
00:51On the other hand, when you make a UPI payment through the wallet, the payment will be approved first and then you will get access to the UPI app.
00:58But you will not be able to connect to any other bank or wallet.
01:02On the other hand, now OTP will be necessary to make a payment through UPI.
01:06This rule has also been implemented since 1 January 2025 by the National Payment Corporation of India, i.e. NPCI.
01:14For the safety of people's money, changes have been made in the rules.
01:18It should be noted that in UPI 123 Pay, users get 4 options to make a payment.
01:24One is IVR number, second is missed calls, third is OEM i.e. Embedded Apps and fourth is sound-based technology.
01:32But now another option, OTP-based service, has also been added to them.
01:37The big advantage of the new rules will be that now people will be able to send more money from one place to another and easily.
01:44Time will be saved and payment will also be safe.
01:47This will increase the working capability of Prepaid Payment Instrument, i.e. PPI.
01:52And since UPI 123 Pay service works without the internet, it is more beneficial for users.
01:59According to media reports, in August 2024, NPCI changed another rule.
02:05For taxpayers, the limit of the payment was Rs. 5 lakh, whereas this limit is usually up to Rs. 1 lakh.
02:12But the limit was increased for tax payers.
02:16This new rule was implemented from 16 September 2024.
02:19And not just tax, people can also make payments related to studies, hospitals, RBI, retail, direct planning and IPOs with this limit.
02:28But the bank payment limit can be decided.
02:31Customers of HDFC and ICICI can make payments up to Rs. 1 lakh, whereas the payment limit of Allahabad Bank is Rs. 25,000.
02:39Google Pay, Phone Pay, Paytm etc. have also fixed the payment limit.
02:44So from 2025, RBI has taken this decision regarding UPI.
02:48What is your opinion on this decision?
02:50Give us your opinion in the comment box.
02:52And keep watching Good Returns for such updates.
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