Aired (February 8, 2025): Laging may dahilan, pero walang pambayad! Alamin ang top excuses ng mga taong hindi marunong magbayad ng utang—mula sa classic na ‘next week na’ hanggang sa ‘may pinagdadaanan lang.’ Ilan dito ang narinig mo na? #YourHonor #YouLOL #YouLOLOriginals
YouLOL Originals presents 'Your Honor,' a one-of-a-kind vodcast that combines satire, showbiz, trending issues, and chismis.
Hindi ito Senado. Hindi rin ito Kongreso. Pero may hearing dito. Samahan sina Buboy Villar at Tuesday Vargas na imbestigahan ang iba’t ibang mga isyu natin sa life kasama ang mga celebrity resource person. Seryosong usapan pero matatawa ka. Gano'n naman ang hearing, 'di ba?
Catch the weekly session every Saturday, 7:15 pm, after Pepito Manaloto, on YouLOL livestream. Full episodes are available on YouTube, Spotify, and Apple Podcast.
For more 'Your Honor' Highlights, click the link below:
https://www.youtube.com/playlist?list=PL_UmNDDvymmDqWGCl_2PTdPgbrtob4VDN
For more 'Your Honor' Full Episode, click the link below:
https://www.youtube.com/playlist?list=PL_UmNDDvymmD6lOsY527r14_AkfuTOkX7
YouLOL Originals presents 'Your Honor,' a one-of-a-kind vodcast that combines satire, showbiz, trending issues, and chismis.
Hindi ito Senado. Hindi rin ito Kongreso. Pero may hearing dito. Samahan sina Buboy Villar at Tuesday Vargas na imbestigahan ang iba’t ibang mga isyu natin sa life kasama ang mga celebrity resource person. Seryosong usapan pero matatawa ka. Gano'n naman ang hearing, 'di ba?
Catch the weekly session every Saturday, 7:15 pm, after Pepito Manaloto, on YouLOL livestream. Full episodes are available on YouTube, Spotify, and Apple Podcast.
For more 'Your Honor' Highlights, click the link below:
https://www.youtube.com/playlist?list=PL_UmNDDvymmDqWGCl_2PTdPgbrtob4VDN
For more 'Your Honor' Full Episode, click the link below:
https://www.youtube.com/playlist?list=PL_UmNDDvymmD6lOsY527r14_AkfuTOkX7
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FunTranscript
00:00Look, for example, someone is fighting.
00:03There's a lot of gossip.
00:06Because you didn't pay the debt.
00:08You're being blamed.
00:10Where did it start?
00:11In the debt.
00:12When you needed it.
00:14You were borrowed.
00:15Then you say a lot of things.
00:18So that you'll stop.
00:20That's what you'll always think about.
00:21There's no discussion if you're not in debt.
00:24Correct.
00:25You were borrowed by other people.
00:27It's their money.
00:28They worked hard for it.
00:29You'll pay for it.
00:30Correct.
00:31It all goes to those who are in debt.
00:34Those who are shameless.
00:35Those with thick faces.
00:37You'll see a lot of them on Facebook.
00:39They're the brave ones.
00:41Yes.
00:44If you're not in debt,
00:45there's no fight.
00:46There's no discussion.
00:47There's no discussion.
00:48Yes.
00:49And you know, the debt also has an emotional value.
00:52Because even if we can return the exact money
00:55plus the interest we borrowed,
00:57but when you needed it and you were borrowed,
01:00because of this person's trouble,
01:03the debt inside,
01:04we're saying that we won't be able to return it.
01:06That's right.
01:10You were borrowed.
01:11That's right.
01:13I see that sometimes you post names.
01:19How many strikes do you do before they post?
01:22No, because I don't really...
01:24If you didn't read my message for a month,
01:27I'd say,
01:28how are you?
01:29When will you pay?
01:30There's no scene.
01:31I'd just say,
01:32how are you?
01:33Buboy Bilyar.
01:34That's PPM now.
01:36I'd say,
01:37I'm sorry,
01:38I didn't read your message.
01:40I'm sorry.
01:41I'll fall.
01:42I won't pay.
01:43Right?
01:44But always remember,
01:46it's okay to communicate,
01:48but when you're talking,
01:50you should laugh.
01:51Because sometimes,
01:52when I'm talking to you,
01:53so you won't get bored,
01:54I'll tell you a story.
01:57What are the excuses of people who don't want to pay their debts?
02:01I want to know.
02:02Actually,
02:03I'm not saying that they don't want to pay their debts.
02:06Sometimes, it's really nothing.
02:08You know,
02:09I think about that a lot.
02:10I'm not that stingy.
02:12I also look at what's happening in a person's life.
02:16If it's possible,
02:18or if it's really nothing.
02:20I also get embarrassed.
02:22I've seen it.
02:23The child is really sick in the hospital.
02:25Right?
02:26So, I don't go along with it.
02:28But when I see you,
02:29you're on vacation.
02:30Eh, f**k.
02:31Right?
02:33Settle your problems with other people
02:37before you enjoy.
02:39Yes.
02:40That's what I used to do.
02:42I used to have a problem.
02:43I sold all my cars.
02:44I only have one left.
02:46That's it.
02:47I think it was only in 2023.
02:51So, it's up and down.
02:53Imagine, in 2023,
02:54I already have a pondster.
02:55We've touched on a lot of things.
02:57Earlier,
02:58the one who didn't give up.
03:00Now,
03:01the lesson from Boss Toyo is
03:03Boy Toyo?
03:04Boy Toyo.
03:05He's like Wang Bu.
03:07He's like the enemy in FPJ's movie.
03:10What we've learned now is
03:12if you're stingy,
03:13you're done.
03:14That's the lesson.
03:15You're doomed.
03:16I should've said,
03:17wow.
03:18What do I do?
03:19You should've tried.
03:20If you're stingy,
03:21you're doomed.
03:22What is that?
03:23If you're stingy,
03:24you're doomed.
03:25It means he sold his cars
03:27because he has a bigger need.
03:30I didn't pay for it.
03:31He didn't let you lose.
03:32You fought again.
03:33That's just a car.
03:34I have another car.
03:36I won't sell it for too much.
03:37That's how it is.
03:38Because my problem is,
03:39if you have a debt,
03:40and you have things at home,
03:42you don't want to let it go
03:44because you'll be broke.
03:46You don't have a form.
03:47Or you'll be broke.
03:49Do that if you have a debt.
03:51Yes.
03:52It's better to clear your debt
03:54before you show off.
03:55That's right.
03:56That's the lesson.
03:58Don't buy things
03:59that don't need to be paid.
04:02Yes, pay your debt first.
04:04That's right.
04:05You don't understand yourself
04:07and your form
04:08just to say that.
04:10It's okay to look poor
04:12when you don't have a debt.
04:13Yes, there's no problem.
04:14It's better to clear your debt.
04:15There's no problem.
04:16It's easier for you to get up.
04:17That's the lesson.
04:18For sure,
04:19there are a lot of debtors
04:21watching us right now.
04:22What are your tips for them?
04:24What advice do you have for them
04:26on how to handle money properly?
04:28You know,
04:29I'm not doing well
04:30because I'm not good
04:32at handling money.
04:33It's not because I'm poor.
04:36I'm kind.
04:37That's why,
04:38when I borrow money,
04:39when I...
04:40What's your problem?
04:42I told you,
04:43I'm not good at it.
04:44I thought he's kind.
04:46Buboy's question,
04:48especially when it comes to debts,
04:50I can't answer that
04:52in your place.
04:53Because when I had debts,
04:56I really couldn't discard it.
04:58It's hard.
04:59Yes.
05:00You really don't know
05:01where to get the payment.
05:02And it's like you're a low-class person.
05:04You feel so pitiful.
05:06But I never
05:08fought
05:09or fought
05:11with my debts.
05:13Right.
05:14I accept
05:15what they're telling me
05:17even if I can afford it.
05:19Because first of all,
05:20I'm the one who borrows.
05:22Right.
05:23I'm the one who borrows.
05:24So I'll accept it.
05:25I can't pay for it.
05:27Accept it to yourself
05:28that you're the one at fault.
05:30And of course,
05:31find a way.
05:33The next thing you'll do,
05:34how will you pay for it?
05:36Make an effort.
05:37Now,
05:38when you have money,
05:39pay for it.
05:40Even if it takes a long time,
05:41you can still return it.
05:42You can still pay for it.
05:43Yes, you can still return it.
05:44Pay for it.
05:45Because if you pay for it,
05:46you'll be vindicated.
05:48Because there's no...
05:49Because
05:50to our fellow Filipinos watching,
05:52I'm saying this
05:53that I can pay my debts
05:54because I have discards.
05:56But there are a lot of us
05:58who are really
05:59ground zero.
06:00I'm a factory worker, right?
06:02You go in,
06:03where's your ATM?
06:04Yes.
06:05There's even that.
06:06Right?
06:07When you just got your salary,
06:09you'll pay for it.
06:10You'll be indebted again.
06:11So,
06:12you're really
06:13on the ground.
06:14Yes, on the ground.
06:15You really can't do anything.
06:16Those simple people,
06:18those who are more than us,
06:20it's really like that.
06:21My advice to you is
06:22just accept it.
06:24Don't lose,
06:25don't fight.
06:26If you're not physically hurting,
06:28accept it.
06:30Because first of all,
06:31it's not like
06:32they're the ones who want it.
06:34It's us.
06:35We're the ones who owe.
06:37We're the ones who didn't pay.
06:38It's not them.
06:39So,
06:40try to understand them.
06:41Don't get hurt,
06:43which is not tolerable.
06:45But if you shout,
06:47accept it.
06:48I always say,
06:49it's your fault.
06:50It's our fault.
06:52But the debt,
06:53it's not that bad
06:54as long as
06:55it's needed.
06:56And you know
06:57how to use the money.
06:59Right?
07:00You already know.
07:01Let's give a round of applause
07:02to Boss Toyo.
07:03When it comes to money,
07:04we have someone
07:05who can help us.
07:08And remember,
07:09money is energy.
07:11And money is
07:12everything.
07:15Literally,
07:16money is everything.
07:17But of course,
07:18you need a heart,
07:19love,
07:20and family.
07:21We're just talking about money.
07:22Right?
07:23It's not fun
07:24if you don't have money.
07:25That's true.
07:26Let's not be hypocrites.
07:27Even if you say that,
07:28like you said earlier,
07:29I bought a car.
07:30It's like that.
07:31It's not fun for them.
07:32It's fun for you.
07:33It's not fun.
07:34It's more fun
07:35to cry inside a limousine
07:37than inside a jeep.
07:39Or a tricycle.
07:40Or walking.
07:41Yes, walking.
07:42In the rain.
07:43That hurts.
07:44You're inside a limousine
07:45and the tissue is Louis Vuitton.
07:49Life is hard.
07:51Then you drink Perrier.
07:52Perrier!
07:53That's crazy.
07:54That's crazy.
07:55I hope it's all.
07:56But like what I'm saying,
07:57money is energy.
07:58So energy is infinite.
08:00It means
08:01all of us have the right
08:02to have money.
08:03We just need to discard money.
08:05Yes, Madam Chair!
08:09Here we go.
08:10We'll do an executive whisper.
08:12It's part of every session.
08:14We have some difficult questions
08:17that can be answered directly.
08:19What is it?
08:20And we can also do an executive whisper.
08:22Can he say that?
08:23Yes.
08:24That's why we invited you.
08:25We're posting it on Facebook.
08:27Direct answers.
08:30Our first executive whisper,
08:32you may opt to invoke your right.
08:34Just let us know.
08:35Wait.
08:36Celebrity.
08:37You're the second.
08:38Celebrity.
08:39I'll go first.
08:41He said,
08:42the answer is out of the blue.
08:44Your first executive whisper,
08:46Boss Toyo.
08:47Name one celebrity,
08:50artist,
08:51influencer,
08:52or content creator
08:54who owes you money
08:55but hasn't paid yet.
08:59Big or small?
09:00Do you have a name?
09:01I'm just thinking.
09:02Say it.
09:04Everyone will know.
09:05Hi!
09:06Yes,
09:07he'll pay for it.
09:08Yes,
09:09he'll pay for it.
09:11He said,
09:12he'll pay for it.
09:13That's it.
09:14You'll get it.
09:15I'm happy because there's no more.
09:17There's no more influencer,
09:19no more artist
09:20who owes me money.
09:21Everyone paid!
09:23Thank you!
09:25They're all rich now.
09:28They're able.
09:29They're able to pay their debts.
09:30They're able to pay their jewelry debts.
09:31They're able to buy cash.
09:34That's one of the things I owe,
09:35jewelry.
09:36Because it's an investment.
09:38So now,
09:39I don't owe anyone anymore.
09:40Good job, celebrities,
09:41influencers.
09:42Good job.
09:43Let's pay our debts.
09:44Is it right, Rudy?
09:45There's no more?
09:46There's no more?
09:47Huh?
09:49There's no more?
09:50Just give it to him.
09:51Is it Rudy?
09:52Just give it to Rudy.
09:53There's no more.
09:54It's only 5,000.
09:55There's no more.
09:56Of course,
09:57there's someone who paid.
09:58So your business is successful.
10:00I want to ask you this,
10:01Madam Chair.
10:03How much do you earn
10:04in a month?
10:05That's interesting.
10:08It's like there's no more.
10:09Huh?
10:10Because you're investing again.
10:13Because
10:14my overhead is high.
10:16Now,
10:19my overhead is high.
10:20My OPEX.
10:21My rentals are low.
10:22Okay.
10:23So,
10:24when you join me,
10:25it's like a break-even.
10:26Because I'm making a museum.
10:27So,
10:28that's where everything goes.
10:29Museum,
10:30not amusement park.
10:31So,
10:32I earn
10:33to live well.
10:35I have a bookkeeper
10:36on my side
10:37if I'm earning.
10:38So,
10:39how much do you want?
10:40Don't make us angry.
10:41Maybe,
10:42I have
10:43this.
10:44I don't earn anymore
10:45because I don't know the exact amount
10:46because I don't do accounting.
10:47I don't ask.
10:48Maybe,
10:49I can spend
10:50for myself
10:51in a month.
10:52Even if it's 300,000
10:53for my...
10:54It's not M anymore.
10:55It's not bad anymore.
10:57If it's 300,000,
10:58I can buy that.
10:59I can give it to my son.
11:00Personal expense.
11:01Yes.
11:02So,
11:03I really don't know the income
11:04because there are a lot of sources.
11:05I don't know the...
11:06No.
11:07I don't know the sources.
11:08What is this source?
11:09It's different.
11:10My source is
11:11where the income comes from.
11:13There's an endorsement.
11:14There's a vlog.
11:15So,
11:16I don't know.
11:17There's one more.
11:18Multiple streams of income.
11:20Not just one.
11:21Yes.
11:22Because there's...
11:23Like now,
11:24vlogs
11:25don't earn that much.
11:26Especially on Facebook.
11:28Because
11:29monetization
11:30is low
11:31on social media.
11:33So,
11:34if you think
11:35that it doesn't come from there,
11:36there are other businesses
11:38that
11:39borrow money.
11:40So,
11:41the good news is
11:42that he doesn't owe anymore
11:43and he has 300,000
11:45in income
11:46every month
11:47just for himself.
11:48Let's give him a round of applause.
11:49We aspire
11:50to become
11:51debt-free,
11:52all of us.
11:53Thank you so much.
11:54Let's give him a round of applause.
11:56Madam Chair
11:57and Vice Chair.
11:58Thank you so much.
11:59Thank you, Papa Toyo.
12:00Thank you so much
12:01for sharing
12:02your experience
12:03and insights.
12:04You're amazing.
12:05That's why
12:06Madam Chair
12:07and I
12:08came up with a law.
12:09Yes.
12:10You're right, Mr. Vice Chair.
12:11And this law
12:12is called
12:13debt-free.
12:14It's not bad
12:15to borrow money.
12:16But if it's already paid,
12:17don't blame
12:18the debt
12:19that won't be paid
12:20and will run away
12:21because
12:22if that's your problem,
12:23you're right.
12:24You're right.
12:26But before anything else,
12:27Mr. Toyo,
12:28can we
12:29peruse
12:30the stone?
12:31No, no, no.
12:32Why?
12:33Why?
12:35Sir Benji
12:36brought me here
12:37for that.