Aired (February 9, 2025): Namamahiya at nananakot-- 'yan ang reklamo ng ilang mga biktima ng online lending apps na kanilang inutangan. Sa pag-aksyon ng mga awtoridad kasama ang #Resibo, mawakasan na kaya ito? Panoorin ang video. #Resibo
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00:00The receipts that were stolen this afternoon, a victim became a suspect so that the office and employees of an online lending application or OLAP could be fined.
00:17Will the D.O.M. be fined? And will they be held accountable for their debts?
00:24I didn't borrow a million, not even a hundred thousand. What right do these companies have to take my life?
00:41Two albularyos were hit in a separate operation because they were not only fake healers, but literal gold diggers.
00:50They swore to the victims that there is a gold digger behind them who is worth billions.
00:56Not only that, but also with freebies of pure water and more.
01:03Wow!
01:05Their 13 million modus will be opened by the receipts.
01:11Whatever complaints I will give there, I will find a solution for every problem.
01:16This is your latest news. We will not overlook our wrongdoings.
01:21Here, there is no salvation in the past and moreover, there is no hope for the future.
01:26Before anything else, we will look for the receipts.
01:29Good afternoon, I am Emil Zubangil.
01:32Just a few clicks on the cell phone and you already have instant money from OLAP or online lending application.
01:38But what the clients are not expecting is that their instant cash will have an instant stress bonus.
01:48Those who borrowed from online lending applications are afraid of the harassment and harassment they experienced from the agents.
01:57I was shocked because the offer was so good.
02:00Their offer was from 180 days to 330 days.
02:07Within 5 minutes, you just need to send your ID and fill out the form.
02:13You just need to agree all their conditions on the cell phone.
02:16According to a mother whose name we will hide from, her name is Jenny.
02:20She was tricked into applying for a loan in an easy process.
02:23But she was surprised to receive easy cash from her account.
02:27Later on, the money came in.
02:30But for example, I borrowed 5,000 Pesos.
02:34So, the amount that I will receive in 5,000 Pesos is only 2,700 Pesos.
02:39So, it is not a full 5,000 Pesos that I will receive.
02:42This is also the experience of a breadwinner whose name we will hide from. Her name is Heidi.
02:47I am the one who teaches my brother.
02:49So, those times, I was a bit depressed.
02:53So, when I found out about online lending apps, I tried one.
02:59But for a breadwinner whose name we will hide from, her name is Dave.
03:03It is said that from the start, her love for online lending applications was smooth.
03:09At first, it was just a small amount of 6,000 Pesos.
03:12Then, they will offer you a bigger amount if you are able to pay it on time,
03:21before the due date.
03:23I told them, because later on, there will be calls.
03:28At first, it was good because you were able to pay.
03:31But when you were not able to pay, the demon came out.
03:35This is where they started to receive threats.
03:38The scariest thing is, like what they said,
03:42we know who you are, your family.
03:45Flowers will fall there.
03:48Tears will fall because of your actions.
03:50The United Ola Victims Movement, a group that was formed to help those who are addicted to online lending applications,
03:59is now experiencing harassment from companies.
04:03Last year, there was a family that was harassed.
04:06Last year, there was a family that approached us because their family member committed suicide.
04:12The harassment was not tolerated.
04:14That's why the victims of online lending applications are calling for help.
04:17We are hoping that this time, with the help of PAOC and NBI,
04:22there will be other results that will not just happen.
04:27We will be jailed. We will be totally locked up.
04:30October 20, 2024.
04:33The Receipt of the Presidential Anti-Organized Crime Commission, or PAOC, was recognized
04:37to address the problems of the victims of online lending applications.
04:41Two months passed.
04:43January 31, 2025.
04:45The Receipt was included.
04:47NBI conducted search operations,
04:50PAOC,
04:52and Securities and Exchange Commission, or SEC,
04:54for online lending applications with Peso Wallet and Credit Peso.
04:58These are the waves that are being complained by Jenny, Dave, and Heidi.
05:03This is the target.
05:15When it came to the 6th floor of the house,
05:20they reached more than 100 employees who were busy talking to their clients.
05:25Wait, is this a call center?
05:28Or is this the office of the online lending applications that are being complained about?
05:34In the area of the search warrant,
05:37the Receipt was included.
05:39NBI entered.
05:41PAOC and SEC are the so-called offices of the online lending applications
05:45that are being complained about with Peso Wallet and Credit Cash.
05:48Who are you with?
05:53117 agents were appointed by the authorities
05:57and some of them were able to talk to the Receipt
06:00about their system of threatening their clients.
06:14Wait, there's more.
06:16When it came to the 7th floor,
06:18more employees reached out to them.
06:31Later,
06:32we were able to start.
06:34Personally, I was surprised on my first day
06:37that this is the system.
06:39That's why we are looking for a person who can help us.
06:43With some of the victims of the online lending applications,
06:46their anger did not subside
06:48after their clients took action.
06:51After 3 years of fighting,
06:54we were able to start.
06:56We were able to see that we can give justice to all the victims
06:59who are suffering from depression,
07:02all the victims who took their own lives
07:05because they are ashamed
07:07and the interest of these online agents is too high.
07:10I know they know me.
07:12So, they are looking at me now
07:14and they might have a bad opinion.
07:16Sorry, let's just meet in court.
07:18We were able to interview one of the managers of the company.
07:21What can you say to those who are complaining about you
07:24that you are harassed?
07:26No comment.
07:27We have nothing to say.
07:29We are not doing anything wrong.
07:31We are not doing anything wrong.
07:33According to PAOK,
07:35they have not yet read 100 online lending applications
07:37and they are discussing them one by one.
07:40We are talking of around 114 lending apps
07:48that can be seen online.
07:51They are doing a shame campaign.
07:53You are really ashamed in front of your acquaintances.
07:55These scenes are not new to the authorities.
07:59The Korean nationals behind this,
08:03especially now that we have removed the POGOs,
08:06it is really prohibited.
08:08Others are already converting here.
08:10They will be hiring hundreds of keyboard workers
08:13to do these harassments.
08:16They will face a series of cases of violation of cybercrime law
08:20such as the Data Privacy Act of 2012,
08:22the Lending Company Regulation Act of 2007,
08:25the Truth in Lending Act,
08:27and the Financial Products and Services Consumer Prevention Act
08:31which includes more than 100 employees.
08:33The investigation of the authorities
08:35to find the operator behind the illegal harassment is ongoing.
08:39In other companies,
08:41these online lending applications are registered.
08:44The name of the company that operates them is also different.
08:48That is why there is a violation in the SEC.
08:52We have a follow-up investigation.
08:54This is where we will find out
08:56who is behind these companies.
09:01That is what we are starting to investigate now.
09:05The right way and importance of borrowing is in the law.
09:09It is time for fear and danger.
09:11The chosen way to borrow
09:13It is time for the law to act
09:16to ensure the dignity of those who borrow.