👉 Esta iniciativa busca facilitar la compra de vehículos en un mercado donde las opciones de financiamiento completo son limitadas.
🗣️ Antonio Laje
👉 Seguí en #OtraMañana
📺 a24.com/vivo
🗣️ Antonio Laje
👉 Seguí en #OtraMañana
📺 a24.com/vivo
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NewsTranscript
00:00Car purchases, zero kilometers, credits up to 100 million pesos, up to 72 fixed fees.
00:06This was announced yesterday by CARA, which coordinated it with Banco Nación.
00:1172 fixed fees?
00:12Up to 72 fixed fees. Obviously, if you want, you can ask for less.
00:15What is not yet known, Antonio, and I am talking to sources of Banco Nación, is the final rate.
00:20The final rate.
00:21The final rate, of course, the total financial cost.
00:23What they tell me is that we are finishing defining it.
00:25Surely between today and tomorrow Banco Nación will release the details.
00:28But yes, what is already known is that this line is going to come out.
00:31To finance 100%, right?
00:33What rate? I don't know. Ah, yes, 100% of the value.
00:36Yes, 100% of the value.
00:37That is the difference with other lines of credit that you have in the market that put you at the top of financing.
00:44I don't know what rate it will be, but be careful.
00:47Let's see the rate.
00:48If the rate is moderately convenient, this will shoot you.
00:52Totally.
00:53Yes.
00:54Totally.
00:55What rate would be convenient?
00:56We don't know yet what it is.
00:57Tell me until when we get there.
01:01Until when you tell me what business.
01:03Let's see, tied under inflation is very good.
01:05Yes or yes.
01:06But the total financial cost, no.
01:08The rate.
01:09If it was tied with inflation today for what is in the market, it would be very good.
01:14You have rates below that, but they don't finance you 100% of the vehicle.
01:18A rate that goes above inflation, slightly above inflation, because in the market there is a lot of heterogeneity.
01:24Yes.
01:26If you can adjust your income a little above inflation, it is fine.
01:30For example, if you work with your car and you can adjust your income slightly above inflation, it is fine that you tie yourself to a credit that goes above.
01:37Be careful, if the rate is moderately good.
01:40It is a very good line of credit and in general Banco Nación has good rates.
01:45I don't know what amount will be destined from Banco Nación.
01:47Well, how many credits can you have.
01:49Of course.
01:50Those details have to be known, as they are telling me today and tomorrow.
01:52If you have a moderately good rate.
01:54Yes, because there are no credits to make the kilometers that finance you 100%.
01:58No, because what there is basically is all credit plan, saving plan.
02:01That has some rates.
02:03No, the saving plan is the value of the car divided by the amount of fees, but you have those plans where the fee is insured or the fee is insured.
02:11But you don't have a credit, credit.
02:13Exactly.
02:14Much less than 100% of the car.
02:16Yes.
02:17Yes, it is a very good line, for some reason it also announces it.
02:21In a very important sector.
02:23Totally.
02:24That is the automotive sector.
02:25And with a great need of the country to change the automotive park.
02:28Yes, and with very expensive cars.
02:30If not with credit, not with credit.