体面退休要多少EPF存款？副财长给数字
副财长阿末马斯兰说，在55岁时拥有至少24万令吉公积金存款才能体面退休。但24万够你退休吗？要存到这24万，每月要存多少、存多久呢？
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00:00 How much money do you need to have to live a good retirement life?
00:04 The vice president, Amal Maslan, said that
00:06 at the age of 55, you need to have at least a 240,000-RMB public fund to retire.
00:11 According to the retirement plan,
00:13 20 years later, that is, from 55 to 75,
00:16 you need to spend 1,000 RMB per month to save money.
00:18 How to save 240,000 RMB?
00:20 The director of EBIT strategy suggested
00:22 to save money and increase your salary by using benefits.
00:25 For example,
00:26 we use EBIT's average annual salary of 6% over the past 10 years.
00:30 If a member of EBIT starts from the age of 25,
00:33 and earns 240 RMB per month to 55,
00:36 the benefit will increase from 86,400 RMB to more than 240,000 RMB.
00:42 So the vice president suggested that people participate in the voluntary contribution fund plan.
00:45 And people can also go to the service counter of the public fund
00:49 to evaluate whether the savings during retirement is enough to live a retirement life.
00:52 But do you think 240,000 yuan of deposit is enough for you to retire?