Exchange mutilated note : भारत में भले ही काफी तेजी से यूपीआई ट्रांजेक्शन में इजाफा हुआ हो लेकिन अभी भी देश में कैश का चलन है। हालांकि, लोगों को कई बार कटे-फटे नोट या खराब नोट के कारण दिक्कतों का सामना करना पड़ता है। वीडियो में जानते हैं कि आप कैसे कटे-फटे नोट कैसे बदलवा सकते हैं, RBI के नियम क्या हैं?
#Currency #rbi #mutilatednotes
~HT.99~PR.147~ED.148~
#Currency #rbi #mutilatednotes
~HT.99~PR.147~ED.148~
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NewsTranscript
00:00 Although the UPI transaction has increased rapidly in India, there is still a cash flow in the country.
00:06 However, people often have to face problems due to broken notes or bad notes.
00:12 One of the major reasons for this is that notes are made of paper,
00:15 which always have a fear of being damaged.
00:18 Sometimes broken and taped notes are also taken out from the ATM.
00:22 However, the bank's cash deposit machine never accepts such notes.
00:27 Due to broken notes, people have to face problems because even shopkeepers do not accept such notes.
00:34 Reserve Bank of India has ordered every bank in the country to regulate bad and broken notes instead of notes.
00:44 However, there are different rules for how to give new notes to people to decide the price of such notes.
00:52 According to media reports, this year, on April 3, 2023, a master direction was said and repeated on May 15
00:59 that new and better quality notes and coins will be issued for all prices.
01:03 There is also a way to change broken and dirty notes in the bank.
01:08 DBS Bank India's Managing Director Prashant Joshi told the media that
01:13 if you want to change dirty or broken notes, then you do not need to open an account separately in the bank.
01:21 You can go to any bank and change your bad notes.
01:26 The price of broken notes is decided by RBI.
01:29 The pricing of notes is decided on the quality of notes.
01:34 If you have broken or dirty notes for less than Rs 50 and then more than 50% of this note is bad,
01:42 then you will get the full price on it.
01:45 If you are giving such a note for Rs 50, then you will get a new note for Rs 50 instead.
01:51 The rules for broken notes are a little different.
01:55 If there are two pieces of broken notes in the claim,
01:59 if the bad part of the note is equal to or more than 40%, then the claim can be returned for the full value of the note.
02:06 There you will not get anything in return for the completely broken or burnt note.
02:11 According to RBI, if we understand from the example of Rs 500, then the note of Rs 500 is 15 cm and 6.6 cm wide.
02:19 Its total area is 99 sq cm.
02:23 If you have a note of Rs 500 of 80 sq cm, then you will get the full refund.
02:30 If you have a note of Rs 500, then you will get a note of Rs 500 in return.
02:34 If the note has a status of 40 sq cm, then you will get half refund.
02:39 If your note is completely burnt or damaged, then you will not get anything in return.
02:45 These were the rules for exchanging broken notes.
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02:59 (upbeat music)