UE: Apple prêt à ouvrir ses téléphones à la concurrence des paiements

  • 9 months ago
Accusée de restreindre la concurrence dans les systèmes de paiement sans contact sur ses téléphones, Apple est prête à accepter des services concurrents à Apple Pay dans l'Union européenne, a annoncé la Commission européenne vendredi.
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00:00 Accused of restricting competition in payment systems without contact on his phones, Apple
00:05 is ready to accept competition services to Apple Pay in the European Union, announced
00:09 the European Commission on Friday.
00:11 This proposal will be evaluated by the Commission.
00:14 To dispel fears of the Commission in terms of competition, Apple has proposed to offer
00:19 third-party suppliers access to its iPhones to NFC functionality that allows communication
00:23 between devices and payment terminals in stores, explained the European executive
00:28 in a statement.
00:30 To implement the regulations, users will thus have the choice between Apple Pay and
00:34 several other applications.
00:36 This commitment would be valid for 10 years in the entire European economic space, i.e.
00:41 the 27 countries of the EU plus Iceland, Norway and Liechtenstein.
00:45 It would concern all users of the iOS operating system with an Apple identifier in these
00:51 countries.
00:52 The European Commission, the gendarme of competition in the EU, announced that it invited all
00:57 parties interested in presenting their observations on the commitments offered by Apple in a
01:01 one-month period.
01:02 In May 2022, the European executive accused Apple of restricting competition in
01:09 contactless payment systems on its phones.
01:10 Brussels opened an inquiry in June 2020 after complaints from European banks.
01:15 The solution proposed by the Gruppe de Cupertino is to allow competing systems of its
01:21 Apple Pay home system to access NFC functionality for free and thanks to a set of
01:25 API application programming rules, the Commission detailed.
01:29 Apple would create the necessary APIs to allow equivalent access to the NFC component with
01:34 a technology that allows the payment identifiers to be stored safely, it stressed.
01:39 Apple iPhones work exclusively on the iOS operating system developed by the Apple brand.
01:45 It forms a closed ecosystem whose company controls all the parameters.
01:50 Apple Pay is currently the only mobile wallet solution running on Apple devices, the group
01:56 never allowing other application developers to access it.
01:59 "We have proposed commitments to provide third-party developers of the European economic space
02:04 with an option that will allow their users to make NFC-free payments, separately from
02:09 Apple Pay and Apple Wallet," the group requested by the AFP, while emphasizing that its own
02:14 Apple Pay application would still remain a widely available option.
02:17 Apple and five other digital giants - Alphabet, Google, Amazon, Meta, Facebook, Microsoft
02:24 and the Chinese ByteDance - TikTok owners - will be subject from early March to new
02:30 regulations on the digital markets (DMA) which introduces stricter rules to curb
02:34 anti-competitive practices in the EU.

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