Aired (January 27, 2024): Mula sa isang ipon challenge ng mag-asawang Jhonalyn at Jonathan Ilacas, nakapagsimula na sila ng kanilang online business at nakabili ng bahay at lupa. Sa loob lang ng apat na buwan, nakapagtabi rin sila ng halos 60,000 pesos. Ano nga ba ang nakapag-engganyo sa kanila para mag-ipon ng pera? Alamin sa video na ito.
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00:00 We did a survey, how many are saving?
00:05 The question is, for whom and for what?
00:09 Why are you saving?
00:11 I'm saving for my future and for my family.
00:15 Really, really looking forward because my plan is to have a house this year.
00:20 A house.
00:21 I'm a single mom so I'm not thinking about anything else.
00:25 I'm saving for my future.
00:28 Mostly, of course, we don't know what will happen in the future,
00:31 but we should still enjoy.
00:33 So saving for our security.
00:35 I'm saving for my child's future and I want to have my own house and land.
00:41 My goal is to have my own restaurant and house.
00:46 House, land, car and business.
00:53 Those are the only people we know who are saving hard.
00:59 Even though they are not rich, they are still very important in the money they are working hard for.
01:04 It was Christmas, the people who saved last year.
01:08 And how are the people who are saving this year?
01:12 Oh, good job to you, my dear.
01:20 We met a woman who is not only brave, but also not afraid of the challenge of saving.
01:26 We started saving in 2018.
01:30 We put our extra coins there.
01:33 After we got married in 2022, we did DIY Alcantia, the 100K saving challenge.
01:39 In 2023, we started again the saving challenge, which is the wooden Alcantia.
01:46 The amount of money that Jonalyn and Jonathan saved is far.
01:50 They started an online business and bought their own house and land.
01:54 We saved a lot because we have a lot of expenses now.
01:59 We need an emergency fund and for our children's future.
02:06 Jonalyn is still saving.
02:09 She saw on TikTok the trending box of the Philippine World Coach, Chinky Tan.
02:15 We were inspired by the box of Chinky Tan because it's beautiful.
02:20 It's back to back. 60K in front and 60K in the back.
02:25 From April 13, 2023.
02:28 We finished it on August 2, 2023.
02:32 60,000 pesos in 4 months.
02:35 That's a lot.
02:37 It seems like saving is profitable in that saving box.
02:40 Let's hear it from the Philippine World Coach himself.
02:44 This is what we call a saving box.
02:46 You put the coin here, the paper, and you'll put it in a circle.
02:50 You'll start here with the small one, 20 pesos.
02:53 You'll shade it from 20 to 50 to 100.
02:57 If you complete it, the good news is you have 60,000 pesos.
03:01 It's very important before you save, you put it here.
03:04 For where are you saving? For your car, house, cell phone, for your education.
03:09 Don't forget the start date and end date.
03:12 This is the saving challenge for the youth.
03:15 It has no denomination, it has no value.
03:17 Even if the money is small, you can use it.
03:20 Even if he's already rich, he's still careful with the money.
03:24 So you can see this saving box.
03:26 He was inspired by saving the coins that made him stronger.
03:32 When I was 12 years old, we were in Tondo.
03:35 My father's business was bankrupt and we were really poor.
03:38 I can't forget that if someone was collecting coins,
03:44 my father would shout and embarrass me in front of our house.
03:48 I was traumatized.
03:50 I told myself that I wanted to get rich and I didn't want this to happen again.
03:55 In grade school, he learned how to sell various things from the toilet paper,
04:01 clothes, shoes, and other things.
04:04 He was able to do business until he achieved his dream of becoming a millionaire at a young age.
04:09 I hit my first million when I was in my 20s.
04:12 I know the value of saving.
04:14 I can't forget that my mother asked me, "Do you want to be a millionaire?"
04:18 I said yes.
04:20 But she said, "You need to start with pesos."
04:23 "Without pesos, you won't have a cent, without a cent, you won't have a thousand,
04:26 without a thousand, you won't have a hundred thousand, without a hundred thousand, you won't have a million."
04:29 "If you don't know how to start with pesos, don't dream."
04:33 Chinky shared this mindset in his books
04:36 that teaches how to save and earn money.
04:40 Sara was one of the readers of the book, "The Convenience Store Stock".
04:43 It's written there that if you don't need it, don't buy it.
04:48 It's like your needs versus wants.
04:50 That's how I managed my money.
04:55 Sara was inspired by Chinky's books until she was able to save.
05:00 The saving challenge was just a little.
05:03 I decided to do it now.
05:04 I'll try to be successful in saving.
05:08 We saved 60,000 pesos for our wedding.
05:11 But the wedding didn't continue.
05:14 Because Sir Chinky said, "Save your money first before you do something that you can do
05:22 if you have a lot of money."
05:24 So we brought our savings to the business.
05:28 This is where she started her own skincare brand in 2018.
05:32 She sold her products to her family and neighbors.
05:36 While I was selling Queen White, I was also selling books.
05:39 If you buy 5 pieces of Sir Chinky Tan's book, it's 50% off.
05:44 It's like a reseller price.
05:46 You can sell it and you'll earn money.
05:48 In one book, you'll earn 50%.
05:50 No matter how big the profit was, Sara didn't stop selling.
05:55 Until the pandemic hit in 2020.
05:58 She didn't think that her products would be more popular online.
06:02 During the pandemic, our sales tripled.
06:05 We had resellers nationwide.
06:08 We even had a distributor.
06:10 I didn't expect that she would grow and become known throughout the Philippines.
06:16 Even though her income was already high in the skincare business,
06:19 Sara was looking for other ways to earn money.
06:22 This is where she thought of selling her products, Sir Chinky.
06:26 It's a good opportunity to sell like that.
06:29 Every new year, I earn 10,000 monthly in Alcantara.
06:34 That's the minimum. Sometimes, it's even higher.
06:37 Sara's income was also from the business, so it grew even more.
06:42 Before, from 2018 to 2019, we earned 3,000 a month.
06:47 Now, we earn more than 100,000.
06:52 We bought a car, a van, and lottos.
06:57 We also built a salon, Dear Babes Salon.
07:01 We also have a warehouse, Queen White.
07:04 We're happy that we'll buy lottos every year.
07:07 That's our investment, lottos.
07:10 The dream that started with pesos, can't be stopped by ascending.
07:15 The secret to saving is to think long-term.
07:20 Not just short-term. If you want to reward instant gratification,
07:24 you deserve it.
07:25 But if you're thinking about your future,
07:29 you'll do delayed gratification. That's number one.
07:32 Number two, you need discipline.
07:35 Without discipline, you can't save.
07:37 Third, you need consistency.
07:40 It doesn't matter how much you save, what matters is your habit.
07:44 To be a good example,
07:47 here are some tips for businessmen who call themselves a "Pisonerio".
07:52 For businessmen, first, save money.
07:57 Second, don't be afraid to try.
08:01 If you're going to start, don't enter a business you don't know about.
08:06 Second, don't spend money you can't afford to lose.
08:09 And if you're making money, you should put that money where you'll earn.
08:15 You know it will be lost.
08:17 Save discipline, hard work, and strong will.
08:22 For the dreams you have, open thousands of opportunities and success.
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