Un caso de estafa masiva ha salido a la luz, donde al menos 35 personas han sido víctimas de robo de identidad y préstamos fraudulentos. Las víctimas fueron contactadas para entrevistas laborales falsas, durante las cuales se recopilaban sus datos biométricos. Posteriormente, se abrieron cuentas falsas a su nombre y se solicitaron préstamos. Se discute el uso creciente de los sistemas de identificación biométrica en servicios y aplicaciones en línea, así como las implicaciones para la seguridad personal.
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00:00Here they swindled me, they stole my identity, they stole my data, basically, they took credit cards and loans, I'm going to take a loan in my name, he took a loan of 310 thousand pesos, and power, anger, because you always want to be a warrior, you want to keep working, what is the name of this person, Juan Ignacio or Martiniano Geraci, the name has also changed,
00:29the name has also changed, is this person?
00:36They promised them a job with benefits, they took their biometric data and took out loans in their name, they used their faces for the crime.
00:46They contacted me via LinkedIn for an interview, they asked me to come here.
00:55Jasmine, you were called to do what job?
00:58Auditory work.
01:00Are you a professional?
01:01Yes, of course, I am a license in administration.
01:06I needed to work urgently, as I have a small child.
01:10I am a single mother, so, well, they know this, so, obviously they knew that I was going to accept.
01:19This one behind me is the bar where the two of them were swindled, a few meters from the law school. Mica, what happened to you?
01:27Well, Juan Ignacio Geraci or Martiniano Geraci swindled me because the name changed, he took a picture of my ID and scanned it.
01:36He has all my data, he knows where I live, he knows who I live with.
01:39What we see here on social media is a young boy.
01:41Civil status?
01:43Single.
01:44Yes, he is young. When I met him, he did not tell me that he was 20 like here. Supposedly he was 24, but I do not remember.
01:54He was a licensed economist, that's what he told me, and he was an accountant. I mean, I believed him and he was my future boss.
02:01Defects, I am very anxious, I am very, very, very, very demanding and organized.
02:06And the stepfather and the mother also did this?
02:09Yes.
02:10What did he do?
02:12He was a fan with clothes, let's say. I sell you a t-shirt, I ask you for the transfer in advance and then nothing comes to you.
02:20But he did it in large volumes and many brands.
02:25I did administrative tasks, I did personal selection.
02:28When he has to pay me next month, he gives me excuses, after excuses, after excuses, he gives me a proof that the people at the bank do not know how to identify.
02:40Which is false.
02:42In this coworking office in the neighborhood of Chacarita, he cited this young man to his possible victims and even made them work.
02:50Jasmine, did you come to this place?
02:52Yes, I came to an interview.
02:54What did they tell you?
02:56That I was going to start a contract, I even signed it, I trusted. And then when I got my respective payment, it turns out that he did not pay me.
03:05They ask me to give him my ID for the high in AFIP, they scan my ID and scan my face for the high in AFIP.
03:15They tell you that, but what was actually happening?
03:18I was actually getting a loan on a supermarket card.
03:23He asked me for my ID, scanned it on both sides and scanned my face.
03:28Then they ask me for another facial scan for the high in ART.
03:34What was it used for?
03:36For another loan and other credit cards.
03:39I started looking and checking on the pages and coincidentally I had taken a loan in my name.
03:44He took a loan of how much?
03:46Of 310 thousand pesos.
03:48Gustavo Sain is an expert in cybersecurity, what did you hear about these two stories?
03:52Well, this case is a case of fraud of identity theft on the internet, where a cybercriminal, as all fraud is a deception,
03:59is going to try to obtain personal data of the potential victim to commit a later crime.
04:04In this case, a fraud.
04:06I realize when I download the application, there they tell me that I already had an account since April 10,
04:12which was the day of the interview and it was under the name of Juan Ignacio Gerasi.
04:15How do you use biometric data to commit a fraud?
04:18Well, with the use of artificial intelligence programs lately,
04:21many internet application services are using biometric identification systems as an identity accreditation system for users.
04:29In addition to that, today, for example, you can get a lot of credits and personal loans online.
04:34Do you owe money now?
04:36Yes, I owe to two entities.
04:38More or less how much?
04:40600 thousand pesos.
04:42I contacted other guys who were also scammed by him.
04:45How many are they?
04:47And in total we will be like 35.
04:4935 people to whom they opened fake accounts with their own identities.
04:54Of course.
04:56Is this the complaint you made?
04:57I made the online complaint to the police.
05:00Did you file a complaint?
05:02Yes, I have them.
05:04Does it still circulate on social media?
05:06Yes, he has an Instagram account called Juan Ignacio Gerasi
05:10and he also has the Instagram of his business group, so to speak, Gerasi Group.
05:16He is currently looking for scammers.
05:19Scammers?
05:21Yes, to create other companies.
05:23Companies have to sophisticate identity accreditation systems.
05:25Internet services companies, be it a bank or an electronic payment system,
05:30because if a third party enters that is not authorized,
05:33even if they have an access key,
05:35the company's cybersecurity system fails,
05:37so they have a responsibility.
05:39Not criminal, but civil and solidarity,
05:41because they are supposed to protect the money of the citizens.
05:46We have just discovered that he is recruiting people at the Quinuca Foundation.
05:52To drive with a vehicle, requirements and tasks,
05:55have your own vehicle, papers per day.
05:58I'm afraid of going to another interview and that the same thing happens to me again.
06:03Well, I want him to pay, let's say.
06:07I want him to be in jail.
06:10He will continue. If something is not done, he will continue.
06:13And the idea is that the authorities act, because imagine,
06:17I am not the only one in my situation,
06:19I imagine that there are other people who also experienced the same thing,
06:22and he will continue to do it.
06:29New technologies bring new scams,
06:32and things that before one did not consider valuable,
06:34like your own face, like your own document,
06:37today can be the gateway to hell,
06:40in which you end up paying a lot of money.
06:42But also another incredible thing,
06:44that is, the scammers usually hid.
06:46This one does not, this one gives the face.
06:49And also, what we always say,
06:51the moral of the law does not go according to the speed of the scams,
06:55because the guy is still recruiting people,
06:58he will have changed his name a little,
07:00but he is still recruiting people, offering jobs and offering this.
07:04You go to look for a job,
07:07and you go out scammed with a loan.
07:10How are you, Rolando? Good morning.
07:12Well, that's one of the modalities.
07:13That is, some of the girls we interviewed,
07:16it must be said that they were also looking for a very particular profile of people.
07:19Young people, in some cases, like the ones we heard, single mothers,
07:24that they obviously said they had this need to have economic support.
07:29A girl who was there, interviewed by us, pregnant.
07:33Vulnerable.
07:35Vulnerable, but at the same time very trained.
07:37That is, they are not going to screw her up, to put it bluntly.
07:39On the one hand that, but on the other hand,
07:40trained girls, super trained, with university degrees,
07:44both here and abroad,
07:46who were actually working as professionals,
07:49providing their professional services to this pseudo-company,
07:52which ultimately made them go to work,
07:55and then when they had to earn the salary,
07:58the income that they had set,
08:00that money never appeared.
08:02That was one of the formats, that is,
08:04it made them go to work, even recruiting people,
08:07that is, taking interviews, well, and so on.
08:10And then, when the time came, he didn't pay them.
08:13That is one case.
08:15The other case is that, in addition to this happening,
08:17it made them, as you pointed out, ask for loans.
08:20Identity theft. And there I want to ask Fer, Carole,
08:23that method, so common now,
08:25that you put your face and the document,
08:27it is supposed to be to validate,
08:29to avoid the one from before,
08:31that with the ID they took out a loan from you.
08:33Now with face and ID they also take it out from you.
08:35It is an extra validation method,
08:37added to your document, front and back.
08:38That's why you always have to try
08:40not to send the document front and back
08:42as a security reason.
08:44But this is what surprises me,
08:46is that when you validate your identity,
08:48what they do is validate it with the face,
08:50from winking an eye, lifting an eyebrow,
08:52and it has to do with ...
08:54Yes, it has to do with it not being a photo
08:56put in front of a validation.
08:58And artificial intelligence, for example.
09:00Also. That's why, in this case,
09:02what I see, of course,
09:04never highlighting a criminal, right?
09:05But what I see this person doing
09:07is that he called the person,
09:09it was the scammer himself
09:11who gave his face,
09:13gave his image
09:15for this loan to be generated,
09:17and then ...
09:19That one does not have the best notion
09:21of how valuable that is.
09:23Yes. You know that the companies
09:25that provide computer security
09:27or that try to warn about cybersecurity
09:29speak of a very high percentage,
09:31close to 80, 85%
09:33of the scams in which the scammer
09:35is, unfortunately,
09:37the one who provides all the information.
09:39Of course, before they deceived you
09:41to give it to you.
09:43Yes, but that deception does not appear
09:45in the papers.
09:47Of course.
09:49Because, about what the lawyer said,
09:51and it is very good,
09:53there must be certain responsibilities
09:55of the companies in terms of more layers
09:57of security when it comes to asking for a loan.
09:59But if I am the entity and I say,
10:01let's see, where were you?
10:03I was in an office that was
10:05in a supermarket, right?
10:07Yes. And other cards of this ...
10:09Also. But it is very difficult to say,
10:11but you gave your face, yes, I did.
10:13But in this case,
10:15I was quoting it in a bar, Fer.
10:17Well, there may be ...
10:19I was quoting it in a bar,
10:21and there I told them,
10:23I need this high, for example,
10:25for the FIP, right?
10:27To be able to register in the FIP.
10:29It is very difficult to comment,
10:31on top of seeing the vulnerability
10:33of the girls and how they were telling them,
10:35how they were telling them.
10:37The scammers with that,
10:39that I transferred money to you,
10:41and they make them withdraw a loan,
10:43they make them a biri biri.
10:45They call them from an alleged bank,
10:47or from your bank,
10:49that tells you, no, yes, now you have to pay.
10:51And then the bank does not know you,
10:53and says, you withdrew the loan, sir.
10:55Exactly.
10:57It is that in reality,
10:59you withdrew the loan, sir.
11:01Of course.
11:03That is the big problem,
11:05what the expert told us,
11:07that we were just interviewing
11:09in security or digital cybersecurity,
11:11is that precisely,
11:13by showing so much,
11:15he left many traces,
11:17many vulnerable flanks,
11:19regarding himself.
11:21You have to say that the penal code
11:23is quite benevolent with the scammers,
11:25so no matter how much they stop him,
11:27he will leave and he will continue to work.
11:29Yes, but the serious thing about this
11:31is not that they steal what you have,
11:33which is something horrible,
11:35but that they steal your future.
11:37Do you know how much one of the girls owes
11:39at this time,
11:41in the month of September?
11:43644 thousand pesos.
11:45You went to ask for a job,
11:47they didn't give you a job,
11:49they didn't pay you,
11:51and on top of that you owe money.
11:53Completely.
11:55They ruined you.
11:57And the fear of going back to work.
11:59That fear of always being
12:01in the weakest position,
12:03more vulnerable,
12:05with a family.