Meningkatnya jumlah Bank Perkreditan Rakyat (BPR) yang ditutup sebagian besar terjadi akibat Fraud atau penyalahgunaan pengelolaan oleh oknum pengurus bank. OJK pun mengakui bahwa upaya meningkatkan tata kelola BPR akan terus dilakukan terutama dengan memperbaiki pengawasan hingga mendorong perbaikan sistem.
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00:00We go to the first information,
00:06the auditors increased the number of people's credit banks or BPRs
00:09which are mostly closed due to fraud
00:12or misuse of management by the bank's executive board.
00:15The OJK also admitted that efforts to improve the management of BPRs will continue to be carried out,
00:20especially by improving supervision to promote system improvement.
00:24The Financial Services Authority or OJK admitted that most of the reasons for the closure
00:33or revocation of the business license of the People's Credit Bank or BPR
00:37is due to the problem of the management order or fraud of the bank's executive board to the bank's employees.
00:43The Executive Director of the OJK Bank, Dian Edianaray,
00:48explained that most of the reasons for the closure of BPR and BPRS
00:53is the implementation of an imperfect management order leading to fraud.
01:00In responding to this condition, the OJK has taken further action,
01:04including legal action against the parties involved.
01:08Dian Edianaray ensured that if fraud was indicated,
01:11the party would bring the matter due to the crime that was followed by the law enforcement.
01:17In addition, the OJK ensured that it continued to increase supervision of BPR or BPRS
01:22so that the number of cases of closure of BPR this year will decrease.
01:28Most of the reasons for the revocation of the business license of BPR or BPRS
01:34is mainly the implementation of an imperfect management order
01:39leading to fraud management.
01:43In responding to this condition, the OJK has taken further action,
01:48including legal action against the parties involved,
01:51in accordance with the rules of the law.
01:54This may be included in fraud, of course it is a criminal act that must be followed by legal action.
02:02Until the end of 2024, the number of bankrupt BPRs was recorded as 20 BPR.
02:08The figure exceeds the average number of closed BPRs in previous years,
02:13which is usually only 6-7 bankrupt BPRs per year.
02:18From Jakarta, Harjo Patmo, IDX Channel