Otoritas Jasa Keuangan (OJK) menilai stabilitas sektor jasa keuangan terjaga stabil di tengah dinamika perekonomian global dan domestik. Dari sisi perekonomian global, OJK menyatakan bahwa pemulihan telah terlihat meskipun terbatas dan mayoritas negara tumbuh di bawah ekspektasi.
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00:00IDX First Session Closing
00:05Welcome back to IDX First Session Closing.
00:08The Financial Services Authority assesses the stability of the financial services sector
00:12in the midst of the dynamics of global and domestic economies.
00:15Meanwhile, on the global economy side,
00:17the OJK states that recovery has been seen,
00:19although limited, and the majority of countries are growing below expectations.
00:25IDX First Session Closing
00:28The Financial Services Authority assesses the stability of the financial services sector
00:32in the midst of the dynamics of global and domestic economies.
00:35The Chairperson of the OJK Commission, Mahendra Siregar, said,
00:38the current development of the global economy shows limited recovery
00:42with the release of data stating that the majority of countries are growing below expectations.
00:47However, inflation is still considered quite resistant.
00:50Meanwhile, on the domestic side, the OJK states that Indonesia's economy is stable,
00:55one of which is reflected in the inflation rate of 1.57% in 2024.
01:02The Financial Services Authority assesses the stability of the financial services sector
01:06in the midst of the dynamics of global and domestic economies.
01:11The current development of the global economy shows limited recovery
01:16with the release of data stating that the majority of countries are growing below expectations.
01:24However, inflation is still considered quite resistant.
01:28This pushes the position of global central banks to be more neutral in the future,
01:35although the majority of central banks have fallen into the trap of policy flowers in the last two months.
01:42In more detail about the global economy,
01:45the OJK states that in the United States, the economy and data of labor are solid
01:50with inflation still tending to be low,
01:52and the Federal Reserve has cut the flower rate in the FOMC meeting in December.
01:58In addition, the market also continues to reflect the policies of President-elect Trump
02:02which also affects the increase in the volatility of the financial market.
02:07Meanwhile in China, the recovery of the supply side is beginning to show
02:11that there is no sign of improvement in the demand side.
02:14The Consumer Price Index data continues to show a contraction of disinflation and exports,
02:19while on the other hand, the PMI manufacturer is recorded in the expansion zone.
02:25IDX Channel
02:32Today we will review the latest assessment from the OJK
02:35related to the Indonesian financial services sector
02:38and as mentioned earlier, how the global factor
02:41which then becomes a consideration or becomes a factor for the Indonesian financial services sector.
02:46Meanwhile from Domestic itself, the OJK said that Indonesia's economic performance is stable.
02:52This can be seen from the inflation rate in December 2024
02:56as large as 1.57% year-on-year,
02:59with the overall inflation rising to 2.26%.
03:02The OJK said that the trade surplus also continues
03:05and the PMI manufacturer continues to improve.
03:09The OJK also emphasized that it continues to reflect the latest developments
03:12of the economy and geopolitics in a number of countries
03:15which become risk factors for the stability of the financial services sector in Indonesia.
03:20And based on these conditions,
03:23the OJK asked the financial services institution
03:26to continue to monitor these factors on a regular basis
03:29in order to measure the ability of the financial services institution
03:33to absorb the potential risks.
03:36Meanwhile, the PMI is in the middle of stabilizing the Indonesian financial services sector
03:40in an effort to promote integrity and minimize the risk of financial services industry losses,
03:46especially as a result of fraud.
03:47The OJK has issued the POJK No. 28 in 2024
03:51on the management of criminal record information
03:55through the criminal information system in the financial services sector.
03:59The OJK has also designed an integrated reporting architecture
04:02as a strategic initiative
04:04aimed at simplifying the reporting process,
04:07increasing transparency, and strengthening regulatory compliance.
04:12Still about the latest assessment from the Indonesian financial services sector,
04:16where we move on to one of its industries,
04:19namely the Indonesian banking industry,
04:22where the OJK states that two sharia banks will soon spin off.
04:27What is the process of the birth of these two new sharia banks?
04:30Here is the information.
04:36The financial services authority announced the latest developments
04:38of the plan to spin off or separate the sharia banking business units.
04:42The OJK stated that currently there are two sharia business units
04:45that have fulfilled the spin-off obligation.
04:48The Executive Director of the OJK Banking, Dian Edyanaray, said
04:51the spin-off obligation, which means, among other things,
04:53has the value of the sharia business unit assets
04:56which has reached 50% of the total of conventional bank assets
05:00and the total number of sharia business units is at least 50 trillion rupiah.
05:06Currently, there are two sharia business units
05:11that have fulfilled the spin-off obligation
05:16in accordance with the 2023 OJK Number 12
05:19on the sharia business unit,
05:21which has the value of the sharia assets
05:24which has reached 50% of the total of conventional bank assets
05:29and the total number of sharia business units is at least 50 trillion rupiah.
05:36In accordance with the OJK's intention,
05:38it is given the longest period of time, two years,
05:40to fulfill the spin-off obligation after the criteria are met.
05:45In accordance with the OJK's intention,
05:47it is given the longest period of time, two years,
05:48to fulfill the spin-off obligation after the criteria are met,
05:52in other words, until 2026.
05:54Meanwhile, in the spin-off process,
05:56the OJK stated that the sharia business unit
05:59carried out various preparations,
06:00starting from the adjustment of business models, infrastructure,
06:03and various other operational needs.
06:06The sharia business unit is also required to communicate
06:10and coordinate with related institutions,
06:12including coordination with the OJK.
06:15IDX Channel coverage team
06:21Yes, of course, we will wait to see
06:23how there will be two new sharia banks in Indonesia
06:26and from the banking sector itself,
06:28from the operating side.
06:30The OJK said that the operating performance is still quite good and strong,
06:33seen from the operating intermediary performance
06:36in a country that is still growing positively
06:38with a well-maintained risk profile.
06:42Yes, there is also OJK data showing
06:44that credit growth in November 2024
06:47was recorded to reach 10.92% annually,
06:50with a value of Rp 7,717 trillion.
06:54Meanwhile, the funds of the three banks were recorded to grow 7.54%,
06:59better than the previous month, which was at 6.74%,
07:03with the value of GDP in November 2024
07:06reaching Rp 8,835 trillion.
07:10Meanwhile, the level of non-performing loan growth
07:13recorded at 2.19%
07:16fell slightly from October 2024 at 2.2%.
07:20There is also NPL Net recorded at 0.75%,
07:23also lower than the position in October 2024 at 0.77%.
07:28Meanwhile, Loan at Risk was recorded at 9.82%
07:32and better than the condition before the COVID-19 pandemic at 9.93%.
07:38And in general, the level of bank profitability,
07:40or measured from the ROE, is 2.69%,
07:43compared to October which is 2.73%,
07:47shows that the banking industry is still resilient and stable,
07:51as well as the ratio of banking capital
07:53which is still sustainable and stable at 26.29%,
07:58which of course can be a barrier for banks
08:01to mitigate strong risks in the midst of global uncertainty.
08:05Of course, this is a positive note from the banking sector of Indonesia.
08:09Meanwhile, from the banking sector, we move to the capital market,
08:12where the Financial Services Authority will focus
08:15on improving the quality and quantity
08:18of registered companies in the Indonesian capital market.
08:21And to find out more about this, here is the complete information.
08:27Financial Services Authority
08:30The Executive Head of the Capital Market Supervision,
08:32Derivative Finance and Carbon Stock Exchange,
08:35Financial Services Authority, Inarno Jayadi,
08:37will focus on improving the quality and quantity
08:40of registered companies in the Indonesian capital market in 2025.
08:44Here, with this commitment, OJK will also ensure
08:47the credibility of registered companies
08:49and the credibility of investor candidates
08:51in the Indonesian capital market this year.
08:54We have several initiatives.
08:57The first is to improve the quality and quantity
09:03and quality of registered companies,
09:06emittance listing,
09:08such as ensuring the credibility of emittance candidates,
09:12the credibility of investor candidates,
09:16and also the source of fund of investor candidates
09:18through better due diligence.
09:23In addition, we are also currently studying
09:26the policy on increasing the minimum free float.
09:30In addition to ensuring the improvement of the quality
09:32of emittance candidates and investors,
09:34OJK is also studying the policy
09:36on increasing the minimum free float,
09:38which is expected to support the increase
09:40of market capitalization and market liquidity.
09:44In addition, OJK's steps include
09:46increasing market liquidity and efficiency
09:50through the implementation of the liquidity provider policy,
09:53covered by IDX Channel.
09:59Yes, from the capital market,
10:00other initiatives will also be carried out
10:02by the financial services authorities,
10:04namely increasing market liquidity and efficiency,
10:07among others through the implementation
10:09of the liquidity provider policy.
10:11Then, OJK will also play a role
10:13of the institution and support profession
10:15so that companies that make public offers
10:18are qualified companies.
10:22And finally, OJK also reviews the policy
10:24related to the implementation of public offer funds.
10:29Meanwhile, regarding the development
10:30of the Indonesian capital market,
10:31OJK investors report
10:33the accumulation of funds in the Indonesian capital market
10:35reached 259.24 trillion rupiah
10:39throughout 2024.
10:41The accumulation of funds includes
10:4343 new emittances that do fundraising
10:46and public offers,
10:47with a value of 17.28 trillion rupiah
10:50through the initial public offering of shares
10:52and also the implementation of debt-related effects
10:55and also grants.
10:56Then, until the end of 2024,
10:58the value of the capital market capitalization in Indonesia
11:00was recorded at 12,336 trillion rupiah.
11:05In addition, to continue to increase
11:06the literacy of finance and the capital market,
11:08OJK also stated that it has prepared
11:10financial education modules,
11:12including in it about the education of the capital market
11:15for elementary school students, high school students, and high school students.
11:19The Executive Director of the Financial Services Business Administration,
11:22Education and Consumer Protection, OJK,
11:24Friderica Widia Saridewi, said
11:26that OJK welcomes, of course, the previous proposal
11:28delivered by Minister of Finance, Sri Mulyani Indrawati
11:31to include the capital market education
11:33into the school curriculum.
11:35OJK also said that students
11:37are indeed one of the groups
11:38who are included in 10 segments of financial education priorities
11:42as it is embedded in the roadmap
11:44of education and consumer protection
11:46by the Financial Services Authority.
11:48Yes, that was a number of notes
11:50from the latest assessment of the financial services sector
11:52carried out by the Financial Services Authority.
11:54And we hope that efforts to continue
11:56to support the growth of the financial services sector in Indonesia,
11:58while having better endurance and stability,
12:02can continue to be carried out by related parties,
12:04especially the Financial Services Authority and other parties.
12:07And we hope that we have provided enough information in this segment.
12:10Thank you for staying with us in IDX First Session Closing.