PT Bank Mandiri Tbk (BMRI) mencatatkan laba bersih konsolidasi sebesar Rp55,8 triliun pada akhir 2024 atau naik 1,31 persen secara YoY.
Direktur Utama Bank Mandiri Darmawan Junaidi mengatakan, pencapaian ini mencerminkan efektivitas strategi ekspansi berbasis digital, peningkatan efisiensi operasional, serta diversifikasi sumber pendapatan yang semakin kokoh.
Direktur Utama Bank Mandiri Darmawan Junaidi mengatakan, pencapaian ini mencerminkan efektivitas strategi ekspansi berbasis digital, peningkatan efisiensi operasional, serta diversifikasi sumber pendapatan yang semakin kokoh.
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TVTranscript
00:00We move on to the information requested by the APT Bank, the independent TBK or BMRI
00:09reseller records a net profit of 1.31% annually throughout 2024.
00:16Meanwhile, on the other hand, the reseller's share increased by 11.63% annually and became
00:21the largest in the banking industry.
00:29According to the Perseroan Financial Report, the independent Persero TBK or BMRI
00:34records a net profit of Rp 55.78 trillion throughout 2024.
00:39The net profit increased by 1.31% annually from the year 2023 at Rp 55.06 trillion.
00:47The achievement is not excluded from the net profit of Rp 101.75 trillion,
00:52which increased by 6.12% annually from the net profit of Rp 95.88 trillion in 2023.
01:00The net profit of Bunga Bersih grew minimally due to an increase in the burden of 35% annually
01:04at Rp 49.48 trillion in 2024.
01:09In terms of intermediary functions, the net credit was recorded at 19.36% annually at
01:15Rp 1,623.21 trillion per December 2024.
01:20The credit quality was also maintained with a non-performing loan or NPL growth ratio
01:26of 0.97% and a net NPL of 0.33% per December 2024.
01:33On the other hand, the BMRI managed to record a total of third-party funds at Rp 1,698.89 trillion,
01:40grew by 7.74% annually from 2023 at Rp 1,576.94 trillion.
01:48With this achievement, the loan ratio for the storage or LDR of Perseverance was 98.04%,
01:54which was 86.75% higher than the previous year.
01:58Meanwhile, Perseverance assets were recorded to increase by 11.63% annually at Rp 2,427.22 trillion
02:06and became the largest in the banking industry.
02:09Various sources, IDX Channel.
02:11With a slight increase in interest only at 1.31% annually in 2024,
02:22throughout today's trading, the BMRI shares experienced enough pressure in trading,
02:26even in intraday trading, the BMRI shares were weakened by up to 3%.
02:31You can watch the graphics on the BMRI share movement television screen throughout today's trading.
02:38It was opened in the first session this morning at Rp 5,600.
02:41This position experienced a correction compared to the closing of the previous trading day at Rp 5,675.
02:48The pressure continues to Rp 940 at Rp 5,475.
02:53Then the weakness of the BMRI shares has begun to be limited,
02:58again heading to the Rp 5,500 range.
03:01The opening of the second session at Rp 5,525 is in a flat position
03:06compared to the closing position, which is also at the same level.
03:12I will present the BMRI share position.
03:14A few minutes after the closing, it still weakened by 2.64% at Rp 5,525, still at the same level.
03:22Meanwhile, intraday trading today was weakened by more than 3% and touched the lowest level at Rp 5,475.
03:30Let's move on to the next graph, the BMRI share movement in the last six months.
03:35You can watch the graphics on the television screen.
03:38In September, the BMRI was still traded at the Rp 7,000 level,
03:44precisely at Rp 7,450 at Rp 23,000.
03:47From October, November, December until the beginning of the year,
03:50the BMRI shares have experienced a fairly deep correction up to Rp 5,400.
03:56Then in February, it tried to rise to the level of Rp 5,500,
04:00although in today's trading, the BMRI shares experienced a fairly deep correction.
04:06In terms of year-to-date, it weakened by 3.07%.
04:09In the last six months, the pressure was quite deep at 15.97%.
04:14What is the evaluation like?
04:16Let's move on to the next graph.
04:19Indicators that can be observed are the price-to-earning ratio, PSR, PBV, and also PCFR
04:25from Bank Mandiri.
04:27At 9.0x for the price-to-earning ratio, PSR at 2.74x,
04:35PBV at 1.90x, and PCFR at 10.06x.
04:40A combination of fundamental, technical, and also from the valuation side.
04:44Hopefully, it can be a reference for you.