Earthquake Insurance : भूकंप से होने वाले नुकसान को कवर करने के लिए होम इंश्योरेंस (Earthquake Insurance) लिया जाता है। वैसे को भूंकप के लिए कोई अलग से पॉलिसी नहीं है लेकिन यह होम इंश्योरेंस में कवर होता है। होम इंश्योरेंस लेने पर यह पॉलिसीधारक को तब कवर मुआवजा देता है, जब उसका घर भूकंप से क्षतिग्रस्त हो जाता है। भूकंप बीमा पॉलिसी आपके घर को आंशिक और पूर्ण नुकसान/क्षति दोनों के मामले में कवरेज प्रदान करती है।
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#delhiearthquake #earthquakeindelhi #delhiearthquakenews #earthquake #delhincrearthquake #earthquakenews #earthquakeindelhincr #earthquaketoday #earthquakedelhi #delhincrearthquakenews #earthquaketremorsindelhi #earthquakeindelhitoday #earthquaketremorsindelhincr #earthquakeliveindelhincr #earthquakedelhincr #earthquakeinindia
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NewsTranscript
00:00In Delhi NCR, earthquake shocks are coming again and again.
00:09Today also in Delhi, earthquake shocks were felt.
00:12At 5.35 in the morning, the earth quaked and earthquakes were felt for many seconds.
00:19Earthquake shocks were so powerful that the house started shaking completely.
00:23CCTV footage also showed evidence of this.
00:26However, this has not happened for the first time.
00:28There have been many destructive earthquakes in history,
00:31which have caused loss of lives and property in lakhs of houses and large numbers.
00:36Let me tell you that Delhi NCR is in the seismic zone, which is considered a high seismic risk area.
00:43In such a situation, if you are living here, then the danger of earthquake will always be there.
00:47We cannot avoid this danger, but we can definitely prepare for this danger in advance.
00:53By buying insurance cover to cover the damage caused to the house by earthquake.
00:58So let us tell you in this video, which insurance to buy for the safety of the house from the earthquake,
01:05which will prove to be beneficial for you.
01:08To cover the damage caused by the earthquake, home insurance i.e. earthquake insurance is taken.
01:14By the way, there is no separate policy for the earthquake, but it is covered in home insurance.
01:20By taking home insurance, it gives cover compensation to policyholders when their house is affected by an earthquake.
01:27Earthquake insurance policy covers the entire damage or a little damage to your house.
01:35Now the question arises, why is this insurance necessary?
01:39See, an earthquake is completely unexpected and it is impossible to predict it.
01:45This is a big financial loss.
01:47The cost of repair and reconstruction is very high when the house is damaged or damaged.
01:53Now the question is, if you take insurance, then what is covered in this insurance?
01:58So the structure of the house is covered.
02:00If the walls, roof, floor of the house are damaged by the earthquake, then everything is covered in that insurance.
02:08In addition, if any of the internal items of the house, such as furniture, electronics, household items,
02:13if any of these things break, then they are also covered in insurance.
02:18After that comes the rehabilitation cost, i.e. if the house is no longer suitable for living, then you also get the cost of rent.
02:25Now if we talk about the duration and premium of this insurance,
02:29then the premium of home insurance depends on many factors,
02:33such as the type of property, location, amount of insurance, and whether you are including earthquake coverage or not.
02:41The duration of home insurance policy can be 1 year, 5 years or 10 years.
02:45If we talk about the premium, then for a house of 50 lakhs, you may have to pay a premium of 2500 to 4500 every year.
02:53On the other hand, for a house of 1 crore, the annual premium can be from 5000 to 8000 per year.
03:00So what is your opinion on this news?
03:03Give us your opinion in the comment box and don't forget to share this video.
03:07And for such updates, keep watching Good Returns.
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