#gold #goldpreis #investing
Hallo Zusammen,
In diesem befassen wir uns damit was du wissen solltest, bevor du Gold kaufst/ in Gold investierst. Dabei gehe ich darauf ein, wie du Gold lagern solltest, wo du es kaufen solltest, welche steuerlichen Aspekte zu beachten sind, was der Unterschied zwischen physischem Investment und Papiergold ist und dergleichen mehr.
Wenn dir das Video gefällt, lass gerne ein kostenloses Abo da, um keine weiteren Inhalte zu verpassen!
#silber #investment #edelmetalle
Gliederung:
00:00 Intro der stetige Wertverlust
01:32 Warum sollte man Gold kaufen
02:06 Warum Papiergeld wertlos ist
04:44 Die Formen von Gold
04:50 Investment in physisches Gold
05:36 Papiergold / Gold über die Börse
06:40 Der Kaufpreis von Gold
07:17 wie du dein Gold lagern solltest
08:20 Steuerliche Aspekte beim Goldkauf (keine Garantie)
09:00 Die Risiken beim Goldkauf
09:40 Wie viel Gold solltest du besitzen und wo solltest du dein Gold kaufen
10:50 Meine 3 Tipps an dich
12:24 Outro
Hallo Zusammen,
In diesem befassen wir uns damit was du wissen solltest, bevor du Gold kaufst/ in Gold investierst. Dabei gehe ich darauf ein, wie du Gold lagern solltest, wo du es kaufen solltest, welche steuerlichen Aspekte zu beachten sind, was der Unterschied zwischen physischem Investment und Papiergold ist und dergleichen mehr.
Wenn dir das Video gefällt, lass gerne ein kostenloses Abo da, um keine weiteren Inhalte zu verpassen!
#silber #investment #edelmetalle
Gliederung:
00:00 Intro der stetige Wertverlust
01:32 Warum sollte man Gold kaufen
02:06 Warum Papiergeld wertlos ist
04:44 Die Formen von Gold
04:50 Investment in physisches Gold
05:36 Papiergold / Gold über die Börse
06:40 Der Kaufpreis von Gold
07:17 wie du dein Gold lagern solltest
08:20 Steuerliche Aspekte beim Goldkauf (keine Garantie)
09:00 Die Risiken beim Goldkauf
09:40 Wie viel Gold solltest du besitzen und wo solltest du dein Gold kaufen
10:50 Meine 3 Tipps an dich
12:24 Outro
Kategorie
📚
LernenTranskript
00:00Inflation continues to rise.
00:03Banks are shaky, more and more cash is being printed without any equivalent value
00:06and your hard-earned money loses value every day.
00:10Unfortunately, this is the world we live in.
00:12More and more people are trying to counteract this by investing in gold.
00:17That's why the price of gold has exploded so much recently.
00:20Maybe you've already thought about whether you should invest in gold now.
00:24But be careful! One wrong move when buying gold can cost thousands of euros.
00:28In this video you will learn what you absolutely need to know before investing in gold.
00:34Stay tuned, because at the end I'll share three insider tips that I learned the hard way myself.
00:39So welcome back.
00:41Today we are talking about humanity’s oldest means of creating value.
00:46Gold.
00:47A bordering metal that has fascinated people for thousands of years and survived crises.
00:51But before you invest a single euro in gold, there are a few things you need to know.
00:56I have been involved with precious metals for years now and have experienced both the highs and lows of this market.
01:02What I'm going to show you today is the key takeaway from years of experience and some costly mistakes you can avoid.
01:09Before we begin, a note.
01:11The content of this video does not constitute my investment advice or a recommendation for action.
01:16What I present to you is only the result of my research and my personal opinion.
01:22If you are interested in the topic of precious metals or financial education in general, please leave a free subscription, because this is exactly what we are about.
01:29But now let's go.
01:31Part 1. Why buy gold at all?
01:35Gold is traditionally considered a safe haven in times of crisis.
01:38Unlike printed money, which central banks can increase at will, gold is scarce and finite.
01:45The entire amount of gold ever mined would fit into a cube with an edge length of about 21 meters.
01:51This scarcity makes gold a natural hedge against inflation.
01:54Especially in times when central banks massively expand the money supply, as we have seen in recent years, more and more people are seeking refuge in tangible assets such as gold.
02:04And this is a really serious issue.
02:07The problem is that fiat money can be printed easily.
02:12The exchange rate has not been capped for decades, more precisely since the end of the Britain Woods Agreement in 1944.
02:19Before that, it was linked to gold.
02:22You could exchange your banknotes for gold at any time.
02:26The country, in this case the USA, was obliged to have only enough money in circulation so that the entire amount was actually backed by gold.
02:33However, this is no longer the case.
02:35And the whole thing is shamelessly exploited.
02:38Paper money is printed en masse out of thin air.
02:42This is no exaggeration.
02:44Unfortunately, it is reality.
02:46Billions are printed every day.
02:49Billions.
02:50Just like that.
02:51Created without any real value.
02:54In the last three years alone, 15.3 trillion dollars were printed in the USA.
03:00I want you to understand how much that is.
03:03This is a number with 14 digits.
03:06You can't imagine it.
03:07If you were to earn a million dollars every second, 24.7 days a week, day and night, every single second, it would take 177 days to earn the amount of money that has been printed in the United States in the last three years.
03:22Almost 200 days in which you would have to earn a million every single second, every hour of the day and night.
03:30Isn't that absolutely unimaginable?
03:32In Germany it looks very similar.
03:3412.5 trillion were printed here.
03:38And the trend continues.
03:39Almost 20% of the money supply ever to exist was minted in the last five years.
03:45Just think about what that means.
03:48The first coins appeared in the 7th century BC, almost 3000 years ago.
03:53But 20% of the total money supply comes from the last five years.
03:58So you see, paper money is printed shamelessly and recklessly.
04:01This means that gold will not necessarily become more valuable, your money will just rapidly become less valuable.
04:06The return on gold is the loss of your purchasing power.
04:09Remember that.
04:09The return on gold is the loss of your purchasing power.
04:13In addition, gold has little correlation with other asset classes such as stocks or bonds.
04:18In times of crisis, i.e. when stock markets collapse, gold often maintains its value or even increases it.
04:24This makes it a perfect diversification tool for your portfolio.
04:28And last but not least, in extreme crisis scenarios, such as hyperinflation or bank failure,
04:34Physical gold remains accepted as a means of exchange, while paper money becomes worthless.
04:39History has proven this time and again.
04:43But be careful!
04:44Buying gold is not always the same as buying gold.
04:47There are different forms and the differences are crucial.
04:50Let’s start with the classic, physical gold.
04:53Here you have two main options.
04:56Bars and coins.
04:57Gold bars come in various sizes, from one gram to one kilogram and even more.
05:03They are produced by renowned manufacturers.
05:05The big advantage is that you have full control over your money.
05:09There is no counterparty risk.
05:11The disadvantage is that you have to take care of storage and backup yourself.
05:15Then there are gold coins, such as the Krugeran, Maple Leaf or the Vienna Philharmonic.
05:20These are known and accepted worldwide, which makes resale easier.
05:25You should also keep in mind that smaller units can be advantageous, especially in times of crisis,
05:30because you can exchange them more easily.
05:32The alternative to physical gold is so-called paper gold.
05:38These include ETFs and ETCs, such as Xetragold or iShares Physicalgold.
05:44These products are secured debt securities that track or are intended to track the price of gold.
05:49The advantage is high liquidity and easy tradability on the stock exchange.
05:53The disadvantage is that you are exposed to the issuer risk and you have to pay taxes on profits.
05:58because no taxes are due on physical gold if held for more than one year.
06:03But let me issue a warning here.
06:05With paper gold, it is alarmingly common that the stocks sold are only backed by tiny fractions of physical gold.
06:13This is an additional risk that you should be aware of.
06:16So you have to think carefully about which products you buy and whether they are really backed by gold.
06:21Another or indirect way to participate in the gold price development is through gold mining stocks.
06:30Here you are not investing in gold itself, but in the companies that mine gold.
06:34If you want to know which 5 mining stocks I currently recommend, then you should watch this video,
06:39after you've finished watching the current one.
06:41Part 2. The purchase price
06:43Next, let’s understand how the price of gold is determined.
06:47Because this is essential for your purchasing decision.
06:50Internationally, gold is traded in US dollars per troy ounce.
06:54One troy ounce is 31.1 grams.
06:57This means for Europeans that the euro gold price depends not only on the gold price itself,
07:02but also from the euro-US dollar exchange rate.
07:04If you are interested in why the price of gold has risen so sharply
07:08and how it will develop in the future, you should watch this video.
07:12Part 3. Suppose you choose physical gold.
07:15Then you ask yourself, where to put it?
07:18What is the best way to store your gold?
07:21Option 1. Own storage
07:23In my opinion, the most sensible way to store your gold.
07:26This way you can always access it in times of crisis.
07:29Two options are particularly popular here.
07:32Storing the metal in a safe or hiding it.
07:36Alternative 2. A bank safe deposit box.
07:40This is quite safe, but comes at a cost.
07:42And remember, in an extreme crisis, you might be able to
07:46or very likely, have no access.
07:49Option 3. Professional storage in bonded warehouses.
07:53For example in Switzerland, Singapore or Frankfurt.
07:56These offer the highest level of security.
07:58But be sure to pay attention to the ownership details.
08:01The crucial difference lies between allocated money,
08:05that belongs to you personally,
08:06and unallocated money, where you only have a general claim.
08:10In the event of the provider’s insolvency, this difference can be existential.
08:15And here, too, the same applies as with a bank safe deposit box.
08:17In the event of an extreme crisis, you will not be able to access your investments.
08:21Part 4. Taxes.
08:23Many people overlook this point because they don't like to deal with it.
08:27But it is immensely important.
08:29The taxes.
08:29Fortunately, with physical gold, these costs are very low for you.
08:34In Germany, physical investment gold, i.e. bars and coins,
08:38VAT-free.
08:39That's already good.
08:41Even better, after a holding period of 12 months
08:43the sales profit is completely tax-free.
08:46This is a huge advantage over all other forms of investment.
08:51Things are different with paper gold.
08:53This is usually subject to withholding tax of 25%
08:56plus solidarity surcharge and, if applicable, church tax.
08:59Part 5. The risks of buying gold.
09:03Gold may be considered safe, but it is by no means risk-free.
09:07Let's go through the main risks.
09:10The price risk.
09:11The price of gold fluctuates, sometimes dramatically.
09:14You have to be able to deal with this if you want to invest in gold.
09:17The liquidity risk.
09:19Physical gold is not as liquid as stocks or ETFs.
09:23Resale is usually at a discount to the current sports price.
09:27This spread between buying and selling can be up to 10%.
09:31With paper gold there is also counterparty risk.
09:34In extreme cases, the issuer could become insolvent.
09:38Part 6. How much gold should you own and where should you buy it?
09:43Experts typically recommend an addition of 10-15% of total assets.
09:48I find this assessment sensible.
09:50In times of crisis like the one we are currently experiencing, one can also consider increasing one's gold holdings.
09:56Hence my personal rule of thumb.
09:58The more uncertain the economic situation, the higher the gold share.
10:02Another fatal mistake is to buy gold from dubious sources.
10:06So what should you pay attention to?
10:081. LBMA certified products.
10:11The London Bullion Market Association sets the industry standard for quality and purity.
10:172. The possibility of on-site testing.
10:20Good traders have nothing to hide.
10:233. Guaranteed physical delivery.
10:26Especially important for providers who also offer storage.
10:29Or if you're thinking about investing in paper gold.
10:33You should also only buy from reputable and long-established dealers.
10:37And don’t fall for log-in or new customer offers.
10:41No one will give you money or sell you gold for less than its actual value.
10:46Part 7. My three tips from years of experience.
10:50Tip 1. Buy regularly.
10:52Most people buy gold when prices have already risen and are making headlines.
10:57It is wiser to buy even in quiet market phases when no one is talking about gold.
11:02In my opinion, gold always has potential.
11:04You should keep in mind that the percentage of gold will not be that low and therefore buy regularly.
11:10This also allows you to compensate for price fluctuations.
11:13Tip 2. Pay attention to the price structure.
11:15Above a certain quantity, the surcharges decrease significantly.
11:19In principle, the fewer grams, the more you pay per gram.
11:23Because the minting costs and other surcharges are significant.
11:25Tip 3. Diversify within the gold blessing.
11:30Personally, I'm betting on a silver supplement because I firmly believe in the potential of this industrial metal.
11:36Let’s summarize.
11:37Gold is a valuable component in your portfolio, but not a panacea.
11:41It offers protection against inflation and crises, but also requires careful planning in terms of purchase, storage and tax aspects.
11:49Physical gold is ideal for long-term storage of value and as a hedge against extreme crisis scenarios.
11:55Paper gold offers more flexibility for tactical investments, but has nothing to do with physical ownership.
12:01You must be aware of this risk.
12:04The optimal gold strategy depends on your personal situation, your risk profile and your investment goals.
12:10Take the time to do your research thoroughly before investing.
12:14If you learned something, share the video with your friends to inform them too.
12:19And don’t forget to subscribe for free to stay informed.
12:24Oh and one more thing.
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