Chief Economist Bank Mandiri, Andry Asmoro menyebut, fenomena menurunnya kelas menengah imbas dari pandemi covid-19 semakin nyata. Hal tersebut tercermin dari proporsi menabung masyarakat kelas menengah, yang tercatat menyusut atau dikenal dengan istilah makan tabungan.
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00:00What is the impact of the COVID-19 pandemic on the economy?
00:05The Bank of Indonesia's Chief Economist, Andriy Asmoro, said
00:07the phenomenon of the decline of the middle class due to the impact of the COVID-19 pandemic is becoming more apparent.
00:12This is reflected in the proportion of middle-class savings
00:16which is noted to shrink or be known as saving food.
00:20Andriy Asmoro said, based on the data of Bank of Indonesia
00:23and the third party or the Household Investment Bank, there is a decline trend.
00:27This is also reflected in the data of the LPS
00:31which shows that the savings of people or individuals
00:34less than Rp100 million continue to decline.
00:37Previously, it grew by 26.3% in 2019
00:41and only grew by 11.9% in 2024.
00:46Meanwhile, people who have savings of more than Rp5 billion
00:50actually experienced a significant increase in 2024
00:53which grew by 33.9%.
00:56However, Andriy said he still sees the ability of people's spending in certain sectors
01:02such as the purchase of concert tickets and premium smartphones.
01:07The trend of household investment banks continues to decline
01:13while it is replaced by the corporate trend, such as corporation or wholesale.
01:19From this, we can see that before the era of household investment banks,
01:26the challenge is that the retail sector is shrinking.
01:33Now, let's look at the LPS data.
01:36You must have seen it.
01:38From the level below Rp100 million to the rightmost level above Rp5 billion.
01:45If you look at the right and left ends,
01:49the share or ratio of Rp100 million is mostly households or individuals.
01:55It also decreased.
01:57Way before the pandemic.