En una entrevista reciente, Maximiliano Leguizamo, fundador de la academia online Taller de Inversión, discute el potencial y las oportunidades que ofrece el mercado financiero argentino. Con 15.000 estudiantes activos, su academia se centra en enseñar a la gente cómo manejar sus finanzas e inversiones. Leguizamo destaca que invertir en la bolsa argentina puede ser una opción viable para todos, incluso para aquellos con pequeños ahorros. También ofrece consejos sobre cómo manejar los ahorros y evitar pérdidas debido a la inflación.
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00:00Something. What we all have for sure is potentiality.
00:04And, of course, desire, ideas, especially in this Argentina,
00:08which some say is taking a turn, a change, and where there will be more possibilities.
00:12I'm going to introduce you to Maximiliano Leguizamo.
00:15How are you, Maxim? Welcome.
00:16Hello, Guillermo. A pleasure.
00:17Well, you are the founder of the Investment Workshop.
00:19What is the Investment Workshop?
00:20Exactly. It is an online investment academy,
00:23where people join to learn about finance and investments.
00:26Clearly, this does not exist in schools, in universities, anywhere.
00:30Something as important as knowing what to do with our savings, our money,
00:33in a world where everything works with money.
00:35So, this is for everyone.
00:38Today we are the largest academy in Argentina, with 15,000 students.
00:4115,000 students.
00:42Active, yes.
00:43I'm going to get to the point.
00:44What investment has the most potential performance today?
00:48Today, mainly in the Argentine Stock Exchange,
00:51I want to clarify that this is for everyone, literally.
00:53You can start with a thousand pesos invested in the stock exchange.
00:55Argentine stocks and Argentine public securities.
00:58Argentine assets are in fashion, Guillermo.
01:01A boom. Stocks have gone up in the last 12 months.
01:05140% in dollars.
01:07Yes, impressive.
01:08Impressive. Bonos too.
01:10From now on, as you said, which ones have potential?
01:13Bonos have already gone up a lot and are reaching a ceiling.
01:16But the shares, no, the shares still have a lot left.
01:19So, are they going to keep going up?
01:21Yes, yes, imagine.
01:22They still have a lot of potential.
01:24Mainly the companies in the energy sector and those in the banking sector.
01:30For example, YPF and Galicia, to give an example.
01:33Yes, yes, yes.
01:34Now, the dollar is going down.
01:36Yes.
01:37And many people have always thought their economy, those who can save,
01:41has always been historically in dollars.
01:44Is it time to buy green?
01:45No, not at all.
01:46No?
01:47No, no, no. I've been saying it for many months.
01:49It's not time to buy.
01:50Even if you could go out, go out.
01:52Today there is an offer of dollars.
01:54Imagine, even now, after a successful whitewash with 22 billion dollars.
01:58The repo is coming in, which is money from outside.
02:02We are about to make an agreement with the IMF.
02:04With Trump's arrival, a positive view is also beginning to be noticed,
02:09for more dollars to come in.
02:10And now the payment is coming in advance of the earnings,
02:13which makes people go out to sell more dollars.
02:15The dollar-MEP is already at 1,070 yesterday.
02:17So, clearly, it's not time to buy dollars.
02:20You can invest your money in these public securities that I told you about,
02:25or shares that give you returns in dollars.
02:27Today, for example, a public securities is making 11-12% annual returns in dollars.
02:33Which is a pretty interesting number.
02:35What securities? Because there is also specific information, right?
02:38Yes.
02:39This is good to explain to people, because they don't know.
02:42When they put a number on a public securities, it's the year of expiration.
02:46Good.
02:47Well, explain that.
02:48It's the year that capital wins and they have to pay all the money you put in.
02:52There are 6-7 public securities bonds, which are bonds created by the previous governments.
02:59Yes, this or the previous ones.
03:00Yes, and the AL35.
03:02AL35.
03:04Yes, AL35 and AE38.
03:07There are more, but those two are the ones that have the most potential to go up.
03:10And nothing, it's coming up.
03:12Because there is a long way to go.
03:13There are also short-term ones.
03:15Yes, but those have already gone up a lot.
03:17But why?
03:18Because these bonds are paying you interest periodically.
03:22And a year ago, in another government, the government didn't pay because we were in default.
03:28And this government wants to pay.
03:29Those prices were very low before.
03:31People didn't buy it because they didn't pay.
03:34As this government shows signs that it wants to pay, those bonds, those prices have revalued.
03:39And they still have the potential to go up.
03:41Of course, there is a margin.
03:42So, AL35 and AE38.
03:44I see the other situation a lot.
03:46People who have dollars, not large amounts, because they have saved 10,000 or 15,000 dollars.
03:51And they don't know what to do.
03:52Yes.
03:53And they say, if I put up with it, when I sell it, it's worth less.
03:56Yes.
03:57The dollar this year has lost against inflation.
03:59The blue dollar.
04:00So, it's not convenient.
04:01Now, for example, is it convenient for you to buy a car?
04:03Is it convenient for you to start paying for an apartment?
04:07In those investments, being completely honest, I don't know what a car is.
04:12No, no.
04:13But, without a doubt, before having the dollars saved in your house,
04:16which are losing 3% due to the inflation of the United States, annually,
04:21it is preferable to be generating a little performance in the stock market.
04:24Let's see, Maxi, I'll put it a little more down to earth.
04:26Because there are people who are fighting it every day, right?
04:29For those who don't arrive at the end of the month, who have to adjust their finances, what advice can you give them?
04:33Look, I love that question.
04:35I have, as I was saying, 15,000 students.
04:37And I always see it.
04:39But, well, right there, a guy behind the camera told me that he was doing the course with his wife,
04:42that they are doing very well, thank God.
04:44This is for the person.
04:45Here, who works with us?
04:46Yes.
04:47Who?
04:48Seba, Seba.
04:50Yesterday, an event ended.
04:52Two waiters.
04:54I was just paying the toll.
04:55I said, damn, I don't have your course.
04:56This is for people who say, hey, I have 1,000, 10,000 students.
05:00Yes, yes, yes.
05:01Well, there are small changes that make great results.
05:05For example, I always say the ant expenses.
05:08A person who says, I don't arrive at the end of the month, or I can't invest because I don't have savings.
05:13And you see it.
05:14You see their economy.
05:15Ant expenses are those small expenses that we don't realize, but they adjust our economy.
05:19Yes.
05:20For example, I leave here and I take an Uber to my house.
05:23Or I come to the lab.
05:25Or I have a coffee at the door that costs me 3,000 pesos.
05:28Yes.
05:29Or I drink Coca-Cola because ...
05:30So, those small expenses, I did a study.
05:33A person, I am convinced that between 30,000 and above can be saved.
05:38A person who smokes a pack of cigarettes a day is a million pesos in a year.
05:43Wow.
05:44It's a vacation.
05:45A thousand dollars.
05:46A thousand dollars.
05:47I mean, people who ...
05:48I have students who ...
05:49And you also do very bad to your health.
05:51Also, obvious.
05:52But I say, and take it to a Coca-Cola a day.
05:54Yes, yes, yes.
05:55Those small expenses can represent a big change in your economy.
06:00Yes.
06:01Choripan before.
06:02The other day, when I left the court, he bought me a choripan for 6 lucas.
06:06No.
06:076 dollars.
06:08Look.
06:096 dollars.
06:10He said, how am I going to charge 6 lucas?
06:11But look, I was hungry.
06:12And two blocks later, it was 4.
06:13And yes.
06:14I have students, for example, who tell me to take it well to the field.
06:18Yes.
06:19Florroque de Córdoba, who did not have plans in his life before, pays for a barbecue.
06:23That very basic point.
06:24Yes, yes, yes.
06:25A barbecue is paid for the family.
06:26Yes.
06:27Or he goes to the supermarket and can do a little more shopping.
06:30And Maxi, the one who wants to make an upgrade, who says, well, I'm going to get into the stock market.
06:34But I don't know anything about the stock market.
06:36How do you start?
06:37Well, on December 2, now in 10 days, we start a free training.
06:42Yes.
06:43From 2 to 6 December.
06:44Free, they loved it, right?
06:45Yes.
06:46Here they want to write everything down.
06:47Yes.
06:48It is a gateway to see.
06:50It's 5 days free.
06:51We do it 3 times a year.
06:52Where?
06:53In what place?
06:54It's online.
06:55You get into the investment workshop.
06:56I think I'm going to get in too.
06:57Let's see how it is.
06:58Tell him.
06:59We have everything.
07:00There you have it.
07:01There are cubes.
07:02No, it's open.
07:03Online, what time?
07:04It's at 8 p.m.
07:05Argentina, it's 5 days from Monday to Friday.
07:06And this is for everyone, it's for everyone.
07:07If it was 11 o'clock, we did it live from here.
07:08Of course.
07:09Who is going to learn on the other side a course where Maguita can win?
07:10Of course.
07:11Similiano, how long?
07:12From Monday to Friday, it starts at 8 at night until what time?
07:13An hour and a half, approximately.
07:14Until 8 p.m.
07:15I always tell him, it's financial education to dedicate an hour and a half.
07:16During the week, people learn.
07:17And it's free.
07:18And it's free.
07:19And it's free.
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