Pemerintah secara resmi melakukan penghapusan Bea Perolehan Hak Atas Tanah dan Bangunan (BPHTB) dan Persetujuan Bangunan Gedung (PBG) untuk Masyarakat Berpenghasilan Rendah (MBR). Keputusan tersebut diatur dalam Surat Keputusan Bersama (SKB) yang telah ditandatangani oleh Menteri Dalam Negeri Tito Karnavian, Menteri Perumahan Dan Kawasan Permukiman Maruarar Sirait, serta Menteri Pekerjaan Umum Dody Hanggodo.
Menteri Dalam Negeri Tito Karnavian menjelaskan, kebijakan ini guna mendukung realisasi program pembangunan 3 juta rumah yang dicanangkan oleh Presiden Prabowo Subianto. Dan SKB 3 Kementerian ini akan memberikan kemudahan bagi masyarakat mengakses kredit pemilikan rumah, dengan menghapuskan BPHTB dan PBG sesuai dengan kriteria yang ditetapkan oleh Kementerian Perumahan dan Kawasan Permukiman. Selain itu, SKB tersebut juga bertujuan untuk mempercepat proses persetujuan pembangunan gedung, yang kini diharapkan dapat diselesaikan dalam waktu 10 hari.
Tito memastikan, langkah penghapusan BPHTB dan PBG bagi MBR ini didasarkan pada sejumlah regulasi yang telah ada, diantaranya Undang-Undang Nomor 1 Tahun 2022 yang mengatur hubungan keuangan antara pemerintah pusat dan daerah, di mana MBR dikecualikan dari kewajiban BPHTB. Kemudian, ada juga Peraturan Pemerintah Nomor 35 Tahun 2023 yang memberi ruang bagi pengecualian BPHTB bagi MBR.
Menteri Dalam Negeri Tito Karnavian menjelaskan, kebijakan ini guna mendukung realisasi program pembangunan 3 juta rumah yang dicanangkan oleh Presiden Prabowo Subianto. Dan SKB 3 Kementerian ini akan memberikan kemudahan bagi masyarakat mengakses kredit pemilikan rumah, dengan menghapuskan BPHTB dan PBG sesuai dengan kriteria yang ditetapkan oleh Kementerian Perumahan dan Kawasan Permukiman. Selain itu, SKB tersebut juga bertujuan untuk mempercepat proses persetujuan pembangunan gedung, yang kini diharapkan dapat diselesaikan dalam waktu 10 hari.
Tito memastikan, langkah penghapusan BPHTB dan PBG bagi MBR ini didasarkan pada sejumlah regulasi yang telah ada, diantaranya Undang-Undang Nomor 1 Tahun 2022 yang mengatur hubungan keuangan antara pemerintah pusat dan daerah, di mana MBR dikecualikan dari kewajiban BPHTB. Kemudian, ada juga Peraturan Pemerintah Nomor 35 Tahun 2023 yang memberi ruang bagi pengecualian BPHTB bagi MBR.
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TVTranscript
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00:21Hello viewers, how are you today?
00:23Directly from the IDX Channel Jakarta studio, I, Prasetyo Wibowo,
00:27am back again in Market Review,
00:29a program that deals with issues that are the driving force of Indonesia's economy.
00:33And this time we will discuss from the property sector,
00:35where the government has signed an agreement.
00:37There are three ministries,
00:39related to BPHTB,
00:41then there is also PGB,
00:43which is free for low-income communities,
00:46or MBR.
00:47What will it be like?
00:48Let's start the Market Review.
00:58BPHTB
01:00Yes, the government officially abolished the BPHTB
01:03and the agreement to build a building to push the target of building 3 million houses.
01:08And this decision is expected to facilitate housing development
01:12for low-income communities, or MBR.
01:19The government officially abolished the BPHTB
01:23and the BPHTB
01:25and the agreement to build a building, or PBG,
01:28for low-income communities.
01:31The decision was set in the Joint Decision Letter, or SKB,
01:35which has been signed by Minister of the Interior Tito Karnavian,
01:38Minister of Housing and Residential Area Maruarar Sirait,
01:41and Minister of Public Works Dodi Hanggodo.
01:46Minister of the Interior Tito Karnavian explained,
01:48this policy is used to support the implementation of the 3 million house development program
01:52proposed by President Prabowo Subianto.
01:57And the SKB of these three ministries
01:59provides ease for the community to access house ownership credit
02:02by abolishing the BPHTB and PBG
02:04in accordance with the criteria set by the Ministry of Housing.
02:09In addition, the SKB also aims to speed up the process
02:12of the building development agreement,
02:14which is now expected to be completed in 10 days.
02:17In the context of those three points,
02:19that is, once again,
02:21abolishing the BPHTB,
02:23the ownership credit for land and buildings,
02:27as well as the PBG,
02:29the building development agreement,
02:32for low-income communities,
02:34in accordance with the criteria set by the Ministry of Housing.
02:39And then,
02:40speeding up the process of the building development agreement,
02:44which is now expected to be completed in 10 days.
02:49Tito ensured that the steps of abolishing the BPHTB and PBG for the Ministry of Housing
02:53are based on a number of existing regulations,
02:56including the Law No. 1 of 2022
02:59which regulates the financial relationship between the central government and the region
03:02where the Ministry of Housing is excluded from the obligation of the BPHTB.
03:07In addition to this,
03:08the Ministry of Housing has also issued a statement
03:11that the BPHTB and PBG are excluded from the obligation of the BPHTB.
03:14In addition, there is also a rule of law No. 35 of 2023
03:18that gives room for the exception of the BPHTB for the Ministry of Housing.
03:22Jakarta Rahat Jopatmo, IDX Channel
03:30Welcome to discuss our interesting topic this time,
03:33the BPHTB and PBG for free houses,
03:35the Three Million Houses Program.
03:37We have been connected via Zoom with Mr. Junaidi Abdillah.
03:40He is the General Director of the BPHTB Association for Housing and Housing in Indonesia.
03:46Hello, how are you, Mr. Junaidi?
03:48I'm fine, Mr. Pras. I'm always healthy.
03:50Always healthy too.
03:51Thank you for taking the time and joining us, Mr. Anton Sitorus, Property Watcher.
03:55Hello, how are you, Mr. Anton?
03:57I'm fine, Mr. Pras.
03:58Thank you for taking the time.
04:00Let's review Mr. Junaidi's statement
04:02regarding the official announcement by the Ministry of Housing
04:05regarding the abolition of the BPHTB
04:08on land and building rights
04:10and also the retribution of the building construction agreement
04:14for the BPHTB community.
04:16Is this really the fresh wind
04:18that the property industry has been waiting for all this time?
04:23Okay, Mr. Pras.
04:25As I said, we should give our appreciation
04:28to Mr. Marwar,
04:30as the Minister of Housing and Housing.
04:35Well, the BPHTB is very beneficial
04:40for the buyers and sellers
04:43for the houses, especially the BPHTB.
04:47It means that the burden
04:49that is given to the consumers
04:52is getting less and less
04:53and increasing the purchasing power of the community.
04:57Because so far, the BPHTB
04:59is also the most burdensome for the BPHTB community.
05:03Four to six million,
05:05in my opinion, is very heavy for the BPHTB community.
05:09Well, when the BPHTB
05:14is carried out
05:18and no longer used,
05:20it must be adjusted
05:22with the area that immediately adjusts
05:25so that it can be implemented quickly.
05:27And this appreciation
05:29is in the history of the Republic
05:32and in the history of housing
05:35when the BPHTB
05:38is no longer used
05:41to the low-income community.
05:44Well, I am confident
05:48that this kind of stimulus
05:50is really beneficial to the small population.
05:52This is our hope
05:54so that it opens up opportunities
05:57for the community to want to have a bigger house.
06:01So, indeed, the initial costs
06:03related to housing to NBR
06:06are very large, including insurance,
06:09notary, BPHTB,
06:12banking costs.
06:14These are all burdens on the consumer.
06:17Well, for PBG, it is a burden on the developer.
06:22Well, this is also
06:23PBG officially,
06:25online is about
06:27Rp. 500,000 for the cost of PBG.
06:31Thank you, even though Rp. 500,000
06:33is given as a stimulus by the government
06:35for the liberation of PBG.
06:37Well, the problem is
06:39the process to PBG
06:41is a big cost, almost Rp. 5 million.
06:44For example, involving the environment,
06:47involving PBN,
06:49involving PUPR,
06:51involving regional PUPR.
06:55Well, this process is not easy
06:57and takes a long time.
06:59So that our perception is the same,
07:01that PBG that has been called
07:06by friends abroad
07:07that PBG is about Rp. 4.5 million.
07:09No.
07:11If PBG is officially only Rp. 500,000,
07:13but the process to PBG
07:15is expensive.
07:17And it is difficult
07:21for the BRS, including the consultant,
07:23to use the consultant.
07:25Well, this is the biggest one.
07:27Well, the consultant must be approved
07:29by the local government,
07:31so that the consultant abroad
07:33cannot be used.
07:35So this means
07:37that the issues abroad are that
07:39BBATB reduces
07:41BBATB and PBG reduces
07:43the cost of selling houses. No.
07:45In my opinion, if BBATB
07:47is the consumer's right,
07:49this is
07:51not the developer's right.
07:53It is the consumer's right.
07:55Well, if BBG,
07:57it is the developer's right.
07:59But the value is about Rp. 500,000.
08:01Hmm. Okay.
08:03Yes.
08:05As long as it is not official.
08:07But it is difficult if it is not official.
08:09Okay.
08:11That is Rp. 5 million.
08:13Okay, Mr. Junaid. This is interesting.
08:15Mr. Anton, how about the policies
08:17of the Ministry of Home Affairs
08:19regarding the ownership of houses
08:21for the Ministry of Home Affairs
08:23by removing BBATB, PBG,
08:25then you saw the challenge
08:27from the developer
08:29Mr. Anton.
08:31Yes, I agree
08:33with Mr. Junaid.
08:35It means that this is
08:37a positive thing
08:39and needs to be
08:41welcomed by the market.
08:43So, whatever
08:45incentives are given
08:47in the current economic condition,
08:49I think it is very useful.
08:51So,
08:53BBATB is 5%,
08:55then PBG,
08:57as Mr. Junaid said,
08:59even though it is small,
09:01but if multiplied by several units,
09:03it is quite large.
09:05So, whatever the incentives are given,
09:07it is very meaningful.
09:09Because it can be a marketing gimmick
09:11and also a window of opportunity
09:13for the buyers
09:15to take advantage of this momentum.
09:17But, as I said,
09:19the government should be responsible.
09:21PPN, DTP,
09:23we have been doing this for several years.
09:25So, it should be packaged
09:27by PPN,
09:29PPB, and PBG.
09:31So, this is more
09:33great, I think.
09:35Okay, and the Ministry of Home Affairs
09:37has also asked the whole Ministry of Home Affairs
09:39to establish a regional head order
09:41for the freedom of BBATB and PBG
09:43in the house.
09:45Do you see how quickly
09:47the implementation of the Ministry of Home Affairs
09:49can be realized?
09:51Yes.
09:53Please, Mr. Junaid.
09:55So,
09:57this is normal,
09:59if there is no pressure,
10:01it will definitely take a long time.
10:03Actually,
10:05it has happened before
10:07that BBATB is a maximum of 5%.
10:09But it has never been implemented
10:11by the regional government.
10:13It is still a maximum.
10:15How much is the maximum, sir?
10:17If it was before, it was 5%.
10:19Maximum.
10:21Now, it is 5%.
10:23So, this is a good potential and opportunity
10:25for the BBATB.
10:27Regarding this,
10:29if the regional government does not immediately
10:31implement it, it is meaningless.
10:33Right?
10:35It is up to the Ministry of Home Affairs
10:37to pressure the regional government
10:39to implement it immediately.
10:41Maybe there is a deadline
10:43when it can be implemented.
10:45Maybe, in 2025,
10:47it can be implemented.
10:49So, in one month,
10:51maybe the regional government
10:53has set a deadline
10:55for each region,
10:57regency and city.
10:59That is the hope.
11:01So, it is a balance
11:03between the central government
11:05and the regional government.
11:07The regional government
11:09is the obstacle
11:11and the reason
11:13for this action.
11:15When?
11:17This needs to be
11:19emphasized by the Ministry of Home Affairs.
11:21Okay. This is interesting, sir.
11:23Because we know that the regional government election
11:25has just been held.
11:27Will they sit together immediately?
11:29We will discuss it in the next segment.
11:31We will have a short break.
11:33Thank you for staying with us.
11:51Thank you for staying with us
11:53in Market Review, Pemirsa.
11:55In the next segment,
11:57we will provide you with data
11:59related to free MBR income
12:01from the Ministry of Home Affairs.
12:03You can see the details
12:05on your television screen.
12:07For Region 1,
12:09the income is 7 million rupiah per month
12:11for single or unmarried people.
12:13Then,
12:158 million rupiah per month
12:17for married people.
12:19For Java, Sumatera, Kalimantan,
12:21Sulawesi, Bangka Belitung,
12:23Riau, Maluku, Bali,
12:25NTB and NTT.
12:27This is the free MBR income
12:29from BPHTB and PBG.
12:31The balance is 7 to 8 million rupiah
12:33in Region 1.
12:35In Region 2,
12:37it includes Papua province
12:39or the capital of Papua.
12:417.5 million rupiah
12:45per month
12:47for single people.
12:4910 million rupiah per month
12:51for married people.
12:53This is the free MBR income
12:55from BPHTB and PBG.
12:57Next,
12:59this is the free MBR income
13:01from BPHTB and PBG.
13:03This is based on the decision
13:05of Minister of Public Works and Public Housing,
13:07No. 22, 2023.
13:0936 square meters
13:11for public housing units
13:13and 48 square meters
13:15for residential development.
13:17Next, let's see the realization
13:19of the 1 million house program.
13:21From 2015 to August 2024,
13:23it has reached
13:251 million house units
13:27in 2018,
13:292019,
13:312021, 2022, and 2023.
13:33In August 2024,
13:35it has reached 666,432 units.
13:39Let's continue
13:41the discussion with Mr. Junaid Diabdilah,
13:43the Chairperson of APERSI
13:45and Mr. Anton Sitorus,
13:47the property supervisor.
13:49Mr. Anton, if we see,
13:51it is expected that
13:53the realization can be done
13:55immediately by the regional government
13:57related to SKB.
13:59So, how is it?
14:01We know that the election process
14:03has just been launched in this country.
14:05Can it be done quickly?
14:07Can it be done quickly?
14:11I think it depends
14:13on each regional government.
14:17We can't say anything.
14:19Earlier, Mr. Junaid said
14:21that if there is
14:23a strict instruction
14:25from the central government
14:27to be implemented
14:29in each region,
14:31it will be expected.
14:33So, I do think
14:35that on the ground,
14:37the issue of bureaucracy
14:39is still a problem.
14:41Something like that, Mr. Junaid.
14:43So, I think,
14:45if we talk about
14:47the 3 million house program,
14:49this is a program
14:51that is very ambitious.
14:53To implement this,
14:55it can't be done
14:57in the usual way.
14:59It has to be done in an extraordinary way.
15:01So,
15:03an incentive-giving program
15:05like this is good.
15:07But, again,
15:09as I said,
15:11because this is a very ambitious program,
15:15the incentive-giving program
15:17has to be
15:19very maximal.
15:21So, I said earlier
15:23that why not add
15:25PPN RTP, for example.
15:27Then,
15:29if the government wants
15:31the private sector to be deeply involved
15:33in this 3 million house project,
15:35why not make
15:37a special program?
15:39Meaning, there is a special team
15:41in the central government and regional government
15:43that provides
15:45special provisions.
15:47So, the issue of permit,
15:49the issue of incentive,
15:51especially for this 3 million house program,
15:53is given with
15:55enough significance.
15:57So, it's different from
15:59a commercial house development program.
16:01So, if the government targets
16:033 million houses,
16:05the taxes, for example,
16:07may be given incentives, reduced.
16:09Then, what incentives?
16:11For example, permits, etc.
16:13Supported.
16:15Maybe there are some that can be eliminated.
16:17Especially for the 3 million house program.
16:19So, those who want to register
16:21to join this program,
16:23they can adjust it.
16:27They can also be
16:29motivated to join this program.
16:31So, it can't be
16:33ordinary.
16:35Because if it's ordinary,
16:37I think it will be difficult
16:39to achieve this 3 million house target.
16:41Alright.
16:43Mr. Junaidi, what about the government?
16:45Is it in a hurry?
16:47After SKB, the three ministers are signed,
16:49then the instructions are also
16:51clear to the regional government,
16:53to the developers of houses
16:55in the region.
16:57Yes, we have
16:59met several times
17:01with the Minister of Public Works.
17:03Our minister is very responsive
17:05to the problems
17:07that we deliver.
17:09So, lately,
17:11the minister and his staff
17:13coordinate the ministries
17:15very quickly.
17:17Yesterday, the Ministry of Agriculture
17:19and the BPN,
17:21what can be stimulated
17:23to the developers,
17:25especially to build
17:27houses in the region.
17:29Because the houses in the region
17:31should be categorized as lag specialists.
17:33Why lag specialists?
17:35All for the sake of the small population.
17:37So, the pressure on the budget
17:39can be the role of the government
17:41and the stimulus given by the government.
17:43Well,
17:45about
17:47the 3 million houses,
17:49maybe I am
17:51an optimistic person
17:53because I saw the speed of
17:55Mr. Arad,
17:57Mr. Mbodi, in terms of
17:59consolidating this,
18:01he is very serious, very fast.
18:03This Friday, we also had
18:05meetings with several institutions
18:07that are directly
18:09in touch with the houses.
18:11If I am not mistaken,
18:13tomorrow there will be a meeting
18:15with the Ministry of Housing,
18:17Ministry of Investment.
18:19There are 5 more ministries.
18:21All of them were asked to talk about
18:23what kind of stimulus
18:25can be given to
18:27the NDR community
18:29and NDR developers.
18:31Developers who build NDR houses.
18:33Well, in my opinion,
18:35in history,
18:37for the first time,
18:39a president who can
18:41consolidate directly
18:43between the ministries
18:45involved,
18:47can be made into one perception.
18:49Because,
18:51the ministries are
18:53each of their own.
18:55First, in terms of permits,
18:57in terms of life insurance,
18:59the perception is different from the NDR.
19:01Well, if this can
19:03be made into one,
19:05what is the obstacle?
19:07I am sure this is one of the
19:09reasons that
19:113 million houses can be achieved.
19:13Well,
19:15in terms of village houses,
19:17this is a new thing.
19:19Village houses,
19:21this is a new thing.
19:23Of course, the government must prepare
19:25all the infrastructure.
19:27What is the consumer like?
19:29Who is the consumer category?
19:31This must be explained
19:33by the ministries.
19:35Well, I suggest
19:37that the ministries immediately
19:39create a blueprint
19:41so that we, the actors,
19:43can follow
19:45in the same rhythm,
19:47in the same color,
19:49so that the goal can be achieved.
19:51Until later, when it enters
19:532025,
19:55the blueprint is not clear.
19:57This will be another obstacle.
19:59But I am sure,
20:01based on Mr. Ara's spirit,
20:03in consolidating
20:05all the ministries,
20:07I admit that it is great.
20:09Okay, Mr. Junaidi.
20:11But the readiness of the development
20:13of the house itself in ARPERSI,
20:15or maybe in other associations,
20:17do you think ARPERSI itself is ready
20:19to support the construction
20:21of 3 million houses,
20:23units in the regions,
20:25which are continuously done
20:27by the Ministry of Public Works and Public Housing?
20:29Do you think this will be realized soon?
20:31And the development is also ready.
20:33How about the availability of land
20:35and so on?
20:37First,
20:39it depends on the supply and demand.
20:41That's for sure.
20:43Second, the ease
20:45we ask for, like the specialist
20:47for the house of the Ministry of Housing and Rural Affairs.
20:49The government must really
20:51calculate it.
20:53So that the calculation
20:55is really beneficial
20:57for the people of ARPERSI and the development itself.
20:59Third,
21:01the ease
21:03for the consumers
21:05of ARPERSI
21:07must really be released.
21:11Fourth,
21:13almost 70%
21:15of our people,
21:17in my opinion,
21:19have a non-fee income.
21:21This must be taken care of by the government.
21:23There is no need
21:25to pay attention
21:27to big income.
21:29Because the limitation of big income,
21:31such as
21:33ASN, TNI Polri,
21:35is already difficult to take home.
21:37Because almost
21:39all ASN and TNI Polri
21:41have obligations
21:43in the banks.
21:45Since the first ASN,
21:47there have been many
21:49obligations to the banks.
21:51So to take home
21:53is very unlikely.
21:55We hope that
21:57the people who
21:59are non-bankable,
22:01non-big income, this is what needs to be helped.
22:03Because these people
22:05in terms of income
22:07are capable,
22:09but in terms of administration, they are not capable.
22:11That is our hope.
22:13And this
22:15must be opened. Because it must be
22:17a specialist to deal with this issue.
22:19Okay, Mr. Junaid.
22:21What are the challenges that may still
22:23haunt our MBR
22:25to manage the ownership of the house?
22:27Mr. Anton will explain later.
22:29But we will discuss in the next segment.
22:31We will take a break.
22:33We will be right back after the break.
22:48Thank you for joining us
22:50in Market Review.
22:52We will be back in the next segment
22:54with Mr. Anton Sutarus
22:56and Mr. Junaid.
22:58Mr. Anton, how do you see
23:00the challenges from the banks
23:02that have been mentioned?
23:04With more incentives,
23:06more house development
23:08that can be done by the banks.
23:10From the MBR itself,
23:12what makes them
23:14difficult to access
23:17or be able to get the ownership of the house?
23:20Yes, in principle,
23:22according to the name of the MBR,
23:24low income.
23:26Of course, the main challenge is
23:28their financial ability.
23:30So it is very limited.
23:32So it is necessary to provide
23:34a house that is
23:36in line with
23:38their economic ability.
23:40So what usually becomes a problem
23:42is the team.
23:44Which is also limited.
23:46So it is difficult to find
23:48which locations
23:50are included in the program
23:52of this MBR.
23:54Then, the financing issue,
23:56it doesn't seem to be a problem.
23:58As long as they can
24:00follow the requirements,
24:02maybe they can get it.
24:04So, basically, the challenge
24:06is more to the problem of
24:08availability,
24:10price,
24:12and also the existing stock.
24:14But I want to highlight one more thing,
24:16for the purpose of this program.
24:18So if we're talking about 3 million houses,
24:20without excluding the private role,
24:22such as Mr. Junaidin,
24:24then AFRC and REI,
24:26the government should also not forget
24:28that the government has bodies
24:30that have long been expected
24:32to be the driving force
24:34of building houses.
24:36For example, Prukas.
24:38Then there is BUMN, Karya.
24:40Then there is BUMD in Jakarta,
24:42Saran Lajaj, and so on.
24:44If the country
24:46in the effort to solve
24:48the poverty of houses,
24:50it has to be the leading,
24:52the driving force.
24:54In my opinion,
24:56Mr. Junaidin must have
24:58the first thing
25:00to be prioritized
25:02is business.
25:04So there are
25:06business calculations that must be carried out.
25:08But Mr. Junaidin,
25:10in AFRC,
25:12he is focused on building houses.
25:14I mean,
25:16the minister should also not forget
25:18that as a locomotive,
25:20the country through the bodies
25:22such as Prugnas,
25:24BUMN Karya, and BUMD,
25:26including BUMD later,
25:28it has to be the driving force.
25:30It has to be the dominant.
25:32Because we're talking about
25:34there are social factors
25:37and Indonesia has a history.
25:39The government has a good track record
25:41where in the new era,
25:43Prugnas with
25:45good national projects
25:47can develop houses
25:49everywhere in Indonesia.
25:51So that's what I think
25:53needs to be developed.
25:55Don't forget, Mr. Minister.
25:57Yes, yes.
25:59So that,
26:01starting from the internal government first,
26:03with the bodies
26:05as a form of
26:07presence of the country
26:09in our housing sector
26:11through government institutions
26:13as a locomotive.
26:15So, Mr. Junaidin,
26:17how about the Ministry of Finance
26:19which has recently added the quota
26:21of housing financing facilities
26:23or FLPP.
26:25What is the implementation like?
26:27Can it be parallel to the development
26:29of 3 million units of our houses
26:31with subsidies from BPHTB and BPG
26:33or can it be eliminated?
26:35So, I have an opinion
26:37on how to expand
26:39the scope of FLPP.
26:41What is it?
26:43And how to expand it?
26:45First,
26:47subsidies are
26:49a pity to the people
26:51who have a stable income.
26:53For example, our people
26:55whose salary is
26:578 million or 10 million
26:59in Jakarta.
27:01In Jakarta, 10 million is small
27:03because the cost of living
27:05and transportation, etc. is small.
27:07Because the daily cost
27:09is very high.
27:11That's what hasn't been accommodated
27:13by the government,
27:15the income of these people.
27:17What is the opinion that
27:19for the people with a stable income,
27:21it must also be accommodated?
27:23For example, FLPP now
27:25the maximum limit for receiving subsidies
27:27for families is 8 million.
27:29How about the 8 million
27:31up to 15 million
27:33for the people in big cities?
27:35This is for sure,
27:37if they do not get subsidies,
27:39it is also difficult
27:41to get a house around
27:43big cities.
27:45They will get a house around
27:47big cities,
27:49around or
27:51around big cities,
27:53so that
27:55they can receive
27:57subsidies. According to the government,
27:59so far, the NBN has been given
28:01about 5%
28:03for the people with
28:05a maximum income of 8 million.
28:076 to 8 million.
28:09With 6 families,
28:118 million families.
28:13Now we have to think about the people
28:15above 8 million, what is it like?
28:17For sure, for the people who work in
28:19big cities, they won't be able to get a house
28:21because they don't get
28:23subsidies, whereas
28:2510 million for Jakarta is small
28:27because the population is high.
28:29Well, that's what I think.
28:31Well, the people with a maximum income
28:33yesterday also suggested
28:35how if
28:37subsidized with flowers
28:39that are different from the
28:41ordinary NBN community.
28:43This means that the NBN community
28:45will get 5%, how about the people
28:47with a maximum income of
28:497%, right?
28:51They also get subsidies.
28:53Well, the people who
28:55haven't been taken care of are the people with
28:57a maximum income.
28:59Okay, okay.
29:01Mr. Junaidi, it means that there are still
29:03a lot of work to be done and hopefully
29:05there will be justice
29:07from all sectors
29:09in the community, meaning
29:11their opinions, both NBN and
29:13MBT also get
29:15the same portion to be able to get
29:17access to home ownership in the water.
29:19Okay, Mr. Junaidi, thank you very much
29:21for the information and updates that have been
29:23delivered to the audience. Mr. Anton, thank you
29:25also for the analysis that you have given to the audience.
29:27Congratulations on continuing your activities.
29:29Stay healthy and see you again, sir.
29:31Thank you. Thank you.
29:33Thank you, Mr. Pras.
29:35Thank you, Mr. Pras.
29:37Yes, the audience, don't run away from your place because
29:39we will still be back with other interesting themes
29:41such as the Antar Island Trade Ballot,
29:43Logistic Solutions,
29:45and Illegal Imports.