RBI Rule 2025:1 जनवरी 2025 से कुछ बैंक अकाउंट्स बंद कर दिये जाएंगे. सेंट्रल बैंक की गाइडलाइन के मुताबिक, सिक्युरिटी बढ़ाने, धोखाधड़ी को कम करने और बैंकिंग सिस्टम में सुधार करने के लिए तीन तरह के बैंक अकाउंट्स को बंद कर दिया जाएगा.
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~PR.147~ED.70~HT.334~
#rbi #inactivebankaccount #inoperativeaccount #bankaccount #reservebankofindia #dormantaccount #dormantbankaccount #howtoactivateinoperativeaccountinsbi #inactivebankaccountrules #inoperativeaccountkyahotahai #rbinewrules2025
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~PR.147~ED.70~HT.334~
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NewsTranscript
00:00Reserve Bank of India had issued a directive that some bank accounts will be shut down from 1st January 2025.
00:12According to the Central Bank's guidelines, three types of bank accounts will be shut down to increase security, reduce fraud and improve the banking system.
00:22Now, no kind of transaction will be made with these accounts.
00:26So, according to the guidelines of the RBI, what will be these accounts? Let's tell you in detail in this video.
00:32Dormant Accounts
00:34These are such accounts in which no transactions have been made for a long time.
00:40Dormant accounts are being shut down from 1st January 2025, in which no transactions have been made for 2 years or more.
00:49Such accounts will be considered as dormant accounts.
00:53These accounts are more likely to be targeted by hackers and fraudsters.
00:59And to shut down such accounts, the first motive of the RBI is to maintain the security of the customers and the security of the banking system.
01:08Inactive Accounts
01:10These are such accounts in which no transactions have been made for 12 months or more.
01:19If no transactions have been made during this time, the account holders should contact their bank branches and take necessary steps to activate their accounts again.
01:30The motive of this step is to reduce the burden of the work of banks, improve the banking operation and reduce the possibility of online fraud.
01:40Zero Balance Accounts
01:42These are such accounts in which no transactions have been made for a long time.
01:47The motive of the RBI is to reduce the burden of the work of banks, improve the banking operation and reduce the possibility of online fraud.
01:52And to promote continuous communication between the customers and their banks.
01:58This step also helps to strengthen the customers to follow KYC.
02:03This ensures that the customer's information is updated and accurate.
02:08Now the question arises, if you also have such accounts, what should you do?
02:13If you also have such an account, then you can go to the bank branch and activate it to revive dormant accounts.
02:21After which you can make a transaction from this bank account.
02:24At the same time, it is mandatory to make at least one transaction with KYC to activate ineffective accounts for more than 12 months.
02:34If the account is of zero balance, then it is necessary to ensure that the account does not remain on zero balance for a long time.
02:42So if you also have such accounts that follow these three parameters, then go to your bank branch and get it cleared as soon as possible.
02:52Because the guideline given by the RBI has become effective from January 1, 2025.
02:57And now the banks have started checking such accounts.
03:01So tell your opinion on this video and share the video as much as possible.
03:06So that your family and friends also know this information.
03:09And keep watching GoodReturns for such updates.
03:12Don't forget to like and subscribe to our channel.