Budget 2025: देश का इस साल का बजट पेश होने जा रहा है. Finance Minister Nirmala Sitharaman 1 फरवरी को उम्मीदों का बजट संसद में पेश करेंगी. बजट को लेकर हर किसी को उम्मीदें हैं. हमारे देश का आम आदमी इस बजट से क्या चाहता है? इस पर GoodReturns की Editor Bhawna Gupta ने FUTURE FOCUS: BUDGET 2025 के नए एपिसोड में अलग अलग कैटेगरी जैसे सैलरीड, सेल्फ एम्प्लॉएड, रिटायर्ड लोगों से खास बातचीत की.
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#budget #budget2025 #unionbudget #unionbudget2025 #FMSitharaman #PMModi #NirmalaSitharaman #IncomeTax #budgetexpectations #Taxslabs #GST #TaxRules #IncomeTaxSlabs #NewTaxRegime #OldTaxRegime #TaxinBudget2025 #ITR #incometaxfile #GDP #Economy #taxpayers #goodreturns #budgetforwomen #womenschemes #savingscheme
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NewsTranscript
00:00What do you want from the budget, sir?
00:02Respect
00:02Even I am getting what no one else is paying
00:06Corporate tax
00:07It is I think 25%
00:08I may be wrong
00:0925% or so
00:10Why the individual taxation is 30-32%
00:13Including surcharge
00:14Yes
00:15If you look at any bank
00:17Banks' net interest margin is around 3-4%
00:21Why?
00:22Why doesn't everyone pay tax?
00:23Zero tax, 1% tax, 0.5% tax, whatever
00:26There will be free tax, right?
00:28Why do you want free tax?
00:29You are getting something in return, right?
00:31There is no clarity in GST
00:33That this product should cost 12%
00:35Or 18%
00:36Simplify it
00:37Why can't they reduce the interest rates
00:40On the loan to these electric generation companies
00:43Distributions and discomps and transfers and all that
00:46And with someone else's unpaid tax money
00:49I don't see any difference
00:51The whole of India should be in the tax bracket
00:53Who can pay
01:00Union Budget 2025 is around the corner
01:03And only a few days are left
01:05When the country's budget will be presented
01:07Last year when the full budget came
01:09There were a lot of expectations of people
01:12Which were not fulfilled
01:13Whether it is about tax
01:15Whether it is about corporate
01:16Salary class expectations
01:19Whether it is about health care
01:20Whether it is about education
01:22So this time people have a lot of expectations
01:24Everyone's eyes are fixed on the budget
01:27Nirmala Sreedharaman who is the country's finance minister
01:30How much relief is she going to give in the budget this time
01:33What does the common man of the country want from this budget?
01:37Are you salaried?
01:39Do you pay taxes to the government?
01:42What do you want from the budget?
01:44Today we will try to find out that
01:46So what are the expectations
01:48We will try to find out about the budget
01:50Hi this is Bhavna and you are watching Good Returns
01:53Hello sir
01:55Budget 2025 is going to be presented very soon
01:59I would like to know from all of you
02:01What are your expectations about the budget?
02:04What do you want from the budget?
02:06Respect
02:07In what way?
02:08We don't get respect ma'am
02:10Where are we getting respect?
02:12We pay taxes in the budget
02:14What do we get on the basis of that tax?
02:17How do I know?
02:18How do I know that
02:20Whether what I am getting from the money given to me is right or not
02:24If you follow the numbers
02:26There is a population of 145 crores
02:298 crore people pay taxes
02:326 crore people come between 0 to 5 lakh
02:361.5 crore people come in the limit of 5 to 10
02:40So how much contribution is being made from the money given by those 50 lakh people
02:47And what benefit are they getting
02:49From the money given to me
02:52And from the money given to someone else
02:56I don't see any difference
02:59I am getting what no one else is getting
03:03So what do you want?
03:04What should be in the tax?
03:05Increase it
03:07Everyone should pay taxes
03:09Zero tax, 1% tax, 0.5% tax
03:12Anything
03:13No one earns anything
03:15GST collection is increasing
03:17It is increasing every year
03:18It is increasing every month
03:19Taxation figure is not increasing
03:21Income tax figure is not increasing
03:23A person starts earning money in the property
03:25Taxation increases
03:27People started earning money in the stock market
03:29Taxation increased there
03:31A new system came out
03:32So I just feel that
03:34It is a very simple way of the government
03:37To impose taxes
03:39And to take from those people who are giving
03:42Those who are not giving are not getting
03:45So my hope from the budget is
03:48To bring maximum people in the taxation bracket
03:53To increase the tax bracket
03:55And to reduce the bracket of those who are giving
03:58These are my only hopes
04:00So you want to say that
04:01The tax which is zero till now
04:04Should be brought in the taxation area
04:07Yes, definitely
04:08So there will be a free tax
04:10Why should there be a free tax?
04:12You are getting something in return
04:14If I am giving tax
04:15Then am I complaining that
04:17Don't charge me tax
04:19I am also giving tax
04:20I am giving tax even if I am earning less
04:22I am giving tax even if I am earning more
04:24The person who is earning more by working hard
04:26Is giving tax for one crore
04:27Is he crying that he is not getting anything
04:29Vis-a-vis the person who is not giving anything
04:31He is also getting what I am getting
04:33He is also giving
04:34So I don't think it makes any difference
04:36To every person
04:38Why are you giving the tax you are giving
04:40You are giving so that your country develops
04:42So why would I be sad
04:44To be a part of the development of the country
04:46My expectation from the budget is the same
04:48The whole of India should be in the tax bracket
04:50Who can give
04:52The person who pays GST
04:54He should also get some benefit
04:56Along with the income tax
04:58Sir, how much do you agree with this?
05:00Do you think that this time
05:02In the budget 2025
05:04Because there were a lot of expectations in the budget of 2024
05:07But it only happened that
05:09The standard deduction of 50,000 was made to 75,000
05:11And in return
05:13Tax was increased on LTCG and STCG
05:15This time
05:17If I want to know your expectation
05:19About tax
05:21What will it be?
05:23Whoever is giving tax
05:25Very few people are giving tax
05:27Okay
05:29According to the policies of the government
05:31Whatever taxation is there
05:33And whoever is giving
05:35But in the end
05:37Whoever has a collection
05:39Tax
05:41First of all
05:43It is very important to spend on citizens
05:45In which way?
05:47I think
05:49The future is our children
05:51On the other hand
05:53Social welfare
05:55Is another one important thing
05:57Which
05:59The government should think
06:01On this
06:03Do a little more allocation
06:05And even after allocating
06:07Allocation
06:09Spending
06:11But the result does not come out
06:13This is such a thing
06:15Everything is happening
06:17And the result is not visible
06:19This is apart from the budget
06:21The budget
06:23The government should also see
06:25What they are allocating
06:27How it is being executed
06:29Properly
06:31Education
06:33Social welfare
06:35And apart from this
06:37I think
06:39The basic things
06:41Which a person needs
06:43Clean air, clean water
06:45A good
06:47You can say lifestyle
06:49Or a standard of living
06:51A
06:53Worry-free environment
06:55These are all things
06:57The government should do more on these things
06:59If the citizen is happy
07:01Your country
07:03He will earn more
07:05And he will be happy
07:07To pay the taxes
07:09What are your expectations?
07:11I will talk directly
07:13I run a small and medium enterprise
07:15Businesses
07:17Become very difficult for us
07:19In every aspect
07:21We are small people
07:23We do small manufacturing
07:25You have put so many restrictions on imports
07:27This BIA standard
07:29Don't import this
07:31But what should we do?
07:33These small and medium enterprises
07:35If you put so many restrictions
07:37On all the businesses
07:39Only the big corporations
07:41Will be able to do business
07:43We will not be able to survive in business
07:45You know there are so many issues
07:47In GST
07:49There is no clarity in GST
07:51This product should have 12% or 18%
07:53Simplify it
07:55Now my product
07:57I make dog food
07:59There is animal food
08:01But in animal food
08:03There is 0% GST
08:05And in dog food there is 18% GST
08:07There is so much confusion
08:09No one has clarity
08:11GST structures
08:13Should be simplified
08:15And make businesses
08:17Easy for these small and medium enterprises
08:19Don't make it more difficult
08:21We understand
08:23You want to bring manufacturing in India
08:25That's why you want to restrict imports
08:27China and all of those things
08:29But that has to be
08:31A gradual thing
08:33Not like if you do it suddenly
08:35Our businesses will shut
08:37It has to be a gradual process
08:39You think that much manufacturing
08:41Has come to India yet?
08:43There are other ways
08:45People are doing those duty saving things
08:47And trying and getting those things
08:49And those things are still happening
08:51So what do you think
08:53What can be done to make a manufacturing hub?
08:55China incentivises so much
08:57Where are the incentives here?
09:01There is no infrastructure here
09:03So give infrastructure for that
09:05Subsidise for that
09:07If you want to bring manufacturing
09:09So fast
09:11Or increase it gradually
09:13That's my point
09:15We got an enquiry
09:17I have a manufacturing unit
09:19We make household products
09:21I got an enquiry
09:23So we worked out
09:25We gave our quotations
09:27We were very reasonable with our prices
09:29We got a feedback that your pricing is
09:3110% higher, 20% higher
09:33In following products
09:35Now the thing to understand is
09:37That is the raw material
09:39That they are using
09:41That is the metal to make the tool
09:43Why is my pricing high?
09:45Their material will reach a month earlier than mine
09:47Dollar pricing is the same
09:49The conversion with China is the same
09:51Why am I expensive?
09:53Why don't I have those duties?
09:55Why is my electricity so expensive?
09:59In which area
10:01If I am sitting in the main hub
10:03In Delhi
10:05Then I don't have the right to work
10:07I will have to go somewhere else
10:09These are challenges
10:11We want to do Make in India
10:13But we can only do Make in India
10:15When we can compete with our competitors
10:17That can only happen when
10:19We can compete with our competitors
10:21So in a budget
10:23We should consider
10:25That we can only be a global manufacturing hub
10:27When we can compete with our competitors
10:29When we can compete with our competitors
10:31We don't need
10:33Machinery capabilities
10:35We need help
10:37In making the product
10:39If that material
10:41Is made or sourced by China
10:43And we get it expensive
10:45Then we will never be able to compete
10:47What are your expectations?
10:49More than expectations
10:51I have some questions
10:53He was talking about
10:55The cost in business
10:57He was also subsidizing
10:59The cost
11:01In banks
11:03The net interest margin is around 3-4%
11:05Why?
11:07Why can't this be pegged to 1%?
11:09After deducing the cost
11:11If the bank is profiting 1%
11:13Then that's good enough
11:15That should be there
11:17There will be two advantages
11:19The people retired like us
11:21Our savings
11:23Will be getting more interest
11:25One part
11:27Two, the people who need the money
11:29For the funding of their business
11:31They will be getting a cheaper grade
11:33So it will be beneficial to both of them
11:35That was one
11:37Next, he was talking about electricity
11:39I will give you an example
11:41Of three NBFCs
11:43Non-banking financial companies
11:45PFC, REC and IREDA
11:47What are their annual profits?
11:4915,000 crores and above
11:51Each company
11:53Why do they need so much profit margin?
11:55They are all PSUs
11:57Why can't they reduce
11:59The interest rates on the loan
12:01To these electric generation companies
12:03Distributions and discoms
12:05And transcos and all that
12:07If they reduce the interest rate
12:09The cost of electricity will be reduced
12:11So that will be beneficial
12:13To the industry
12:15Rather than 15,000 crores
12:1720,000 crores
12:19Look at these three companies
12:21If they make 15,000 crores
12:2340,000-45,000 easily they are earning
12:2540,000-45,000 crores
12:27Good amount
12:29So why can't this amount be passed on
12:31To the industry and to the other people
12:33Our cost in electricity
12:35To some extent it will reduce
12:37Why is our electricity so expensive?
12:40So that can be an issue
12:42Then corporate tax
12:44It is I think 25%
12:46I may be wrong
12:4725% or so
12:48Why the individual taxation is 30-32%
12:50Including surcharge
12:52Why can't the individual taxation
12:54Be rationalised at par with the corporate one
12:56So these are the questions
12:58Some of the questions the government has to answer
13:00And this can be through
13:02The budget only
13:06Sir, what are your expectations?
13:09My specialisation is
13:11Agriculture sciences
13:15If you look at pharma
13:17From last many years
13:19We have become relatively more competitive
13:21But the agriculture input industry
13:23Except for fertiliser
13:25We are not basic producers
13:28We don't have any research on that
13:30Our competitor is China
13:33For contract manufacturing
13:36And we are just bringing
13:38Products from China
13:40And even the quality is compromised
13:42So I think this is number one
13:44That we should be very careful about China
13:46It's not the quality of product
13:48It could be anything
13:50And we should encourage our own
13:52Agriculture based input industry
13:54To have basic components
13:56There is no research
13:58In chemistry
14:00There is no research in
14:02New chemical inputs
14:04Number two
14:06We are not producing much
14:08But we are copying Europeans
14:10As far as food is concerned
14:12Now Europeans
14:14They don't grow rice
14:16They don't grow cotton
14:18They don't grow maize
14:20They don't promote GM crops
14:22Because their consumers
14:24Are not consuming
14:26Growing that
14:28So they don't bother
14:30But our farmers are growing rice
14:32They are growing all these crops
14:34And we are not allowing them
14:36We may be having a few NGOs
14:38Who are ideologically different
14:40But they should not influence
14:42Our decisions
14:44That's very important
14:46And if you look at competition
14:48What is competition?
14:50Competition is the rivalry between the two
14:52Which is for a common demand
14:54And rivalry is not between
14:56US and India
14:58Rivalry is between China and India
15:00So if they are
15:02Producing facilities for their
15:04We should come over and above them
15:06Just to beat them
15:08That is animal spirit
15:12Another issue is
15:14Free distribution of benefits
15:16Now
15:18There was a scheme of
15:20Mandrega
15:22It was
15:24A scheme
15:26Where it was given
15:28A scheme where it was
15:30Given some kind of job and respect
15:32For all those
15:34Who were given
15:36And that money was circulated
15:38Again in the system
15:40So if we can have such schemes
15:42Which can
15:44Benefit the smallest or poorest
15:46Of the rural
15:48Mass
15:50It could be any political party
15:52And anything
15:54But this is a kind of cheating
15:56Whether you like it or not
15:58But yes, you can give even more than that
16:00If you are giving
16:022000, you can give 6000
16:0410,000
16:06But if it is given on the exchange
16:08Of some work
16:10Then it makes a difference
16:12If a private company
16:14Is looking after the consumers
16:18Why the government
16:20Cannot look after the consumers
16:22I just want to add
16:24A thing to this
16:26Like he said
16:28I was talking to a friend
16:30A few days back
16:32And we were saying
16:34What is the reason
16:36That MTNL
16:38BSNL
16:40Is in this condition
16:42Earlier the government
16:44Distributed electricity
16:46And then power cuts used to happen
16:48Problems used to happen
16:50I remember
16:52In my childhood
16:54We used to spend so much time
16:56In the drawing room
16:58I used to do my homework
17:00In the drawing room
17:02But now these things
17:04Are not happening
17:06Suddenly the privatisation
17:08Has come
17:10Now you see
17:12What is a private player
17:14Doing which the government
17:16Is not able to do
17:18People are still working
17:20For the private sector
17:22And if the government
17:24Wants to
17:26It has all the institutions
17:28It can take as many students
17:30And get the work done
17:32At a lower price
17:34But like he said
17:36The intent and execution
17:38The government is allocating
17:40Budget in its papers
17:42But where is the execution?
17:44Who is there to see it?
17:46Who is checking
17:48Whether it is being allocated
17:50Properly or not?
17:52There are three needs
17:54Roti, Kapda, Makan
17:56In the case of housing
17:58We are seeing
18:00That the prices
18:02Are skyrocketing
18:04So what should the government
18:06Do?
18:08What relaxation should be given?
18:10What tax benefits should be given?
18:12So that the housing becomes affordable
18:14If there is rebate on the principal
18:16That is too less
18:18It should be increased substantially
18:20I may be wrong
18:22In the last 4-5 years
18:24There has been no increase
18:26Same goes for the interest pay
18:28The rebate on the loan
18:30Is nominal
18:32There is nothing
18:34So both of these two things
18:36Are to be increased substantially
18:38Low cost housing
18:40Especially those
18:42In Delhi slums
18:48We are investing heavily
18:50On roads
18:52On infrastructure
18:54But if you look at the number of houses
18:56You can invest
18:58Any amount of money
19:00But if you give them
19:02Those houses
19:04It will create a lot of employment
19:06At least for 4-5 years
19:08We need a lot of employment
19:10Instead of a free system
19:12We should create a lot of infrastructure
19:14For some of these issues
19:16In the cities
19:18Sir, what do you think?
19:20How can housing be made affordable?
19:22I think
19:24When we go and see the slums
19:26Outside of that
19:28It is so dirty
19:30If I take my child there
19:32He will say that
19:34I can't stay here even for a minute
19:36So affordability is a later thing
19:38First we need to see
19:40The way of living
19:42The standard of living
19:44How can it be improved
19:46And as you are saying
19:48Affordable housing
19:50I don't think
19:52If the government's intention is right
19:54And they already have money
19:56Which they allocate
19:58Then it will be a problem for them
20:00It should not be a problem
20:02For the government to make affordable housing
20:04I mean they have land
20:06The only thing which is lacking
20:08Is the intent
20:10In the last budget
20:12The benefit of indexation was removed
20:14Do you think that decision was right?
20:16And this time
20:18What are your expectations
20:20Regarding indexation and tax?
20:22Tax rate should remain the same
20:24And indexation should be
20:26Continued along with that
20:28What was removed
20:30They reduced the tax rate
20:32But removed indexation
20:34They reduced it from 20 to 12.5
20:36But removed indexation
20:38So indexation should be restored
20:40And 12.5 is okay
20:42It can't be less
20:44And one
20:46Coming on the last
20:48My view is
20:50Income tax should be abolished
20:52Have tax on spending
20:54Who spends how much
20:56Put tax on that
20:58Agriculture income
21:00Is exempted, why?
21:02If agriculture income is not taxed
21:04For 2 to 5 lakhs
21:06Then tax will be imposed
21:08Like normal income
21:10Why is it exempted?
21:12They earn in crores
21:14Very right
21:16So have tax on spending
21:18Instead of income tax
21:20Overall income
21:22Of 99% farmers
21:24Is
21:26Not what it should be
21:28So a healthcare system
21:30Health is very important for everyone
21:32And after covid
21:34We have seen
21:36The necessity of health insurance
21:38What do you think
21:40About insurance
21:42Or healthcare sector
21:44What should be announced?
21:46What should be announced?
21:48Recently a meeting was held
21:50Because
21:52What can be done on health insurance
21:54How taxation benefits
21:56Can be given
21:58That meeting was concluded
22:00What will be the taxation on caramel popcorn
22:02Was decided
22:04What will be the reduction on healthcare
22:06Was not decided
22:08For which purpose that meeting was held
22:10As they said
22:12The intent is missing
22:14You are right
22:16These are basic things
22:18On which
22:20You should not ask
22:22Especially if you are paying
22:24We are paying
22:26If you are paying through
22:28GST
22:30When you are paying
22:32You should not ask
22:34You should get these things
22:36My most common question
22:38What do you think
22:40In budget 2025
22:42Which should be cheap
22:44And which should be expensive
22:46Which should be cheap
22:48Or
22:50I mean
22:52You should abolish
22:54Tax on senior citizens
22:56It is education
22:58It is
23:00Taxation on senior citizens
23:02Which I think were removed
23:04In their reservations
23:06In railways
23:08They should be given back
23:10Because they have lived their lives
23:12And we are here because of them
23:14So first thing is
23:16Education of children
23:18Second is pertaining to senior citizens
23:20Third I think
23:22We should see that
23:24We all are citizens
23:26What is the basic need of every citizen
23:28If he is taking insurance
23:30Health insurance
23:32Of 5 lakhs or 6 lakhs
23:34If he is using GST
23:36Then I think that is not fair
23:38It is not fair
23:40I mean
23:42If you are collecting GST
23:44From your citizens
23:46Then it is not fair
23:48I think luxury products
23:50Should be cheap
23:52You should put extra GST on that
23:54Because they can afford to pay for it
23:56The food products
23:58You should put tax on packed
24:00Versus unpacked
24:02That shouldn't be there
24:04Food is food
24:06How does it matter
24:08GST should be same
24:10But you put tax on luxury products
24:12That makes sense to us
24:14I think food products and education
24:16As was suggested by my colleague
24:18Consumers too are important
24:20Because the major part of
24:22Inflation is through food sector
24:24We need to be
24:26Concerned about consumers
24:28But consumers can be supported
24:30If we sincerely
24:32Support the farmers
24:34Otherwise consumers will not be put
24:36What should be cheap and what should be expensive
24:38Senior citizens
24:40If anyone retired and not
24:42Working anywhere
24:44That income from
24:46Deposits
24:48Interest income should be
24:50Exempted
24:52Now it is for 80 and above
24:54Not above 60
24:56I must have paid around
24:58Crores of rupees in tax
25:00In my entire service
25:02Now I am paying tax on the interest
25:04That is not fair
25:06You should be exempted
25:08One, two, education
25:10No tax
25:12Number three
25:14CSR expenses
25:16Every company has to incur 2%
25:18You can't show that
25:20In business income
25:22Basically
25:24It is included in your profit
25:26You are paying tax on that
25:28I am at the corporates
25:30At least you should
25:32Reduce the tax on that
25:34And instead of 2% increase 2.5%
25:36Or 3% or 4% CSR spend
25:38CSR is going well
25:40That should be done
25:42That should be done
25:44And last
25:46Abolish income tax
25:48Have spending tax
25:50What are luxury goods?
25:52Redefine it
25:54Milk was basic, paneer was luxury
25:56Now paneer is not luxury
25:58It is basic
26:00Define luxury and basic
26:02And accordingly
26:04Redefine your taxation
26:06And I agree
26:08The common thing
26:10In today's date
26:12Why is he paying 12% or 18% tax on that?
26:14It is not allowed
26:16It is a luxury
26:18If a person is buying his first car
26:20And it is his first vehicle
26:22There should be a separate taxation
26:24If a person is buying a luxury car
26:26And buying a second, third, fourth car
26:28All these things should be considered
26:30Mobile phones used to be luxury
26:32In today's date
26:34You have brought UPI
26:36A vegetable seller
26:38It is not a luxury
26:40It is not a luxury
26:42It is not a luxury
26:44It should be redefined
26:46It should be redefined
26:48So, Motamati
26:50Who has come out of this discussion
26:52This is the point
26:54Luxury and our basic needs
26:56Need to be redefined
26:58Apart from this
27:00Our basic needs
27:02Basic needs are
27:04Bread, clothes and house
27:06Government needs to take more steps
27:08On this
27:10We need to work on skill development
27:12And one common thing
27:14We have come to know
27:16That these freebies
27:18Are not going to help
27:20It is just for vote bank
27:22Apart from this
27:24There should be changes in tax system
27:26Because people believe
27:28That we pay tax
27:30Apart from that, we pay GST
27:32One more thing
27:34The freedom to do business
27:36We will only be able to become China's alternative
27:38When in our country
27:40Our production will increase
27:42But for that, what is the government doing
27:44We need to focus on that
27:46A lot
27:48So viewers
27:50What are your views
27:52What are your expectations from Budget 2025
27:54You can definitely tell us by commenting
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