En tiempos de crisis económica, aprovechar las ofertas y descuentos en supermercados puede marcar la diferencia. Expertos recomiendan estar atentos a promociones como el 2x1 en productos esenciales y utilizar plataformas como Mi Carrefour y Comunidad Coto para obtener hasta un 15% de descuento. Además, es crucial informarse sobre las promociones bancarias disponibles, como el 30% con tarjetas Visa y Mastercard del Banco Nación.
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00:00and he goes and does it, so we said to him, why don't you come here and tell us what to do?
00:09Of course, I shared the multiplication of the Tarasco, old man, this helps us.
00:14Mr. Cerolini, good morning.
00:15How's it going, Graña, all good?
00:17Good. What did you bring?
00:18How early is this for ...
00:20Well, we started complaining, old man.
00:22It's late already, huh?
00:23No, let's see, you're right, but it's not that you have a one-touch with studying supermarket prices,
00:29but it's also to be able to buy more and save, if there weren't times of need.
00:33I guess there shouldn't be this block in Switzerland.
00:35Fernando, do you know why the data is key early?
00:37Because many offers, when you go to a supermarket ...
00:40No, no, of course.
00:41You have to grab them from here, right?
00:42You have to give it in the morning, you have to give it in the morning.
00:44So you're going to help a lot of people today.
00:45Yes. No, what I think is important is to tell people, for example,
00:51say, ah, well, I don't have time to look at everything at the supermarket,
00:54because I want to buy and I don't care.
00:56I say, well, at this complicated moment ...
00:57You're losing money.
00:58Where there are less and less extra hours, where there is less work and everything,
01:01one can spend part of the time doing smart purchases,
01:04to try to recompose what he lost a little.
01:07So, suddenly, if you see that, I don't know, there is a two-for-one
01:11that you are seeing every now and then in shampoos ...
01:14Well, try to buy the shampoo, which is not ...
01:16In shampoo, not in champagne, of course, you see?
01:18No, champagne too.
01:19That's it.
01:20I was already noticing that.
01:22No, no, no.
01:23No, shampoo too.
01:24And if there is a two-for-one of that, also let me know.
01:26Let's see, two-for-one I buy anyway.
01:27He has found you a whiskey offer, zero-line,
01:29that all the old drunk people here get drunk.
01:31There is no more.
01:32They send it out.
01:33But it's good because they are products that, as Fer says,
01:35when you buy them and take advantage of the two-for-one, you save it.
01:38And it lasts a long time, everything.
01:39You buy it and it lasts.
01:40Of course, you will never compensate for that savings.
01:41Well, today is Wednesday.
01:43On Wednesdays, for example, there are in different supermarket chains,
01:49the two main ones have as a website, which is in the case of Cotto and in the case of Carrefour,
01:53you can enter.
01:55I recommend, if you are going to make a purchase,
01:57look for the name of the supermarket, offers and discounts.
02:00They all have some way of presenting them.
02:02But in the case of Cotto and in the case of Carrefour,
02:04they have, on the one hand, Mi Carrefour, which is a discount that they make almost daily,
02:08and Cotto has Comunidad.
02:10That Comunidad, there are several days that gives 15%.
02:13The 15% ...
02:14Today is Wednesday, day of discounts.
02:16Today, of course, today is Wednesday, day of discounts, here we have.
02:19For example, let's see, I want to see what ...
02:21I'm going to look over there a little bit.
02:23Well, for example, you see the 30% with credit cards,
02:27Visa and MasterCard of Banco Nación with BNA plus mode.
02:32Sure, this is usually, sometimes they ask you from the box,
02:35but when the promotions are scattered, they don't tell you from the box.
02:38They don't tell you.
02:39You have to know it.
02:40But yesterday they told me about a 90-year-old lady in Villa Ballester,
02:43who had gone to a supermarket, they had told her that there was an offer and she was not there.
02:46And she had been walking like six blocks, poor, and she came to six blocks and said,
02:49I didn't buy anything, she says.
02:51This can be done very easily from a computer or from the phone.
02:54If the person cannot do it, an older person who does not understand much of this,
02:58the son or nephew can do it.
03:00He says, hey, look, it's convenient for you to go buy that day.
03:03So this, for example, you always have to look at the small letter.
03:07Because, for example, there are supermarkets that tell you,
03:11with this card I give you 30%, but below it says 3,000 pesos per person.
03:15So you bought everything, you lost money.
03:18So it's convenient for you.
03:19For example, in this case of the Banco Nación mode, it is 30%, it is a lot of money,
03:2510,000 pesos they give you back.
03:27So you say, well, and 10,000 pesos, how much is it?
03:29So you have to take 10,000 pesos, you take the 10,000 pesos on the phone
03:34and divide it by the percentage of what they are going to discount you.
03:37What will it give you? 33,000 pesos.
03:39So up to 33,000 pesos, you buy with that and they will give you back 10,000.
03:44From then on, sometimes you get a discount from the supermarket,
03:48sometimes you don't get anything.
03:49So, if you have two cards, because you have another one, for example,
03:53there are several discounts there that we are seeing.
03:55Today, for example, Wednesday, 30% discount has this from Coto.
03:59Three interest-free quotas, they also add to you, if you want,
04:02Visa and Mastercard interest, Banco Nación mode.
04:05Then, if you are a member of the community, you have 15%.
04:08There you can pay in any way.
04:10You can pay with debit, you can pay with credit, you can pay with cash.
04:13Then you have discounts for the Club La Nación partners.
04:17Mondays and Wednesdays, discounts for the Ciudad Porteña program,
04:20which is like Soy Tigre, which also has a card.
04:23In this case, Ciudad Porteña is from the city of Buenos Aires.
04:26And then you have 10% in a payment with a credit card,
04:29Beneficio San Cés.
04:30It is the people who have, for example, the UH.
04:33This is only, for example, today, only on Wednesdays.
04:3610%.
04:37There are times when they are twice a week.
04:39So, what I recommend to people is two things.
04:41One issue is the offer.
04:43And another issue is if there is a 2x1 offer, go ahead and sign up.
04:48Now, maybe that day it is not convenient for you to buy the rest of the things,
04:51because they do not have discounts.
04:53So, what is important, one in the house has to organize.
04:56And also, if in the house we have three or four cards,
05:00according to the person who integrates,
05:02because one charges in one bank, another charges in another.
05:04Hey, look, today there is the 30 with that.
05:06Well, go buy it yourself.
05:08Then I'll give you the money.
05:09That is, you have to organize a little,
05:11because the discounts, I ...
05:13The DNI account, for example, is giving very important results in meat on Saturdays.
05:17Now, it does not do it from Monday to Friday.
05:19If you buy on Saturday, what many do is arrange with the butcher,
05:24I take the meat today, I pay you on Saturday.
05:26You have saved money.
05:28No, but all the invoices that I show, people say to me,
05:31how did you do this?
05:32They are 120,000 pesos and it says below, return 30,000.
05:35I, at least, if there is no less than that, that return ...
05:38Do not even move anymore.
05:39I do not buy that day, no, and I stock up on that day.
05:41And there is another thing ...
05:42In an invoice of 120, that they discount you 30, it is a lot of money.
05:45It's a lot of money.
05:46And what I recommend to all people is this,
05:48try to take care of the debt.
05:49If they tell you debt or credit, always put the credit.
05:52You are going to say, well, but the card ...
05:54No, if you are not going to get into debt, you have the debt to cover what you are going to pay on the card.
05:59If you spend the debt, when the card comes to you, you have no way to pay it.
06:02If the option is the same, and you have a card, and someone says,
06:05no, but the card charges me for having the card.
06:08Yes, it is true.
06:09There are some commissions that are very high.
06:11If you have a salary account or not, if you do not have a salary account,
06:14maybe they charge you 6,000 pesos per month.
06:16But if they charge you 6,000 or 10,000 pesos per month for the card and you do not use it, it is worse.
06:20They charge you the same.
06:21You generate savings.
06:22And if in some case, as you just saw in the example of Coto, you have three quotas,
06:26the second will hurt less, knowing a little of interest.
06:28Because without interest.
06:29The third less.
06:30And you already have the discount.
06:31And what I tell them is this, in this case, the mode returns you the 10,000 pesos.
06:37And as if it were three quotas, suddenly, the first month,
06:40it returns the money to you instantly.
06:42Money appears in your account.
06:44Then you have cash that you did not have before.
06:46Because the card, many times, as it is, or in the case of mode,
06:50deposited in your account something that later you could pay the card,
06:54maybe a month later.
06:55Yes, it must be said that you have to take advantage of the competition, mode, free market.
06:58Free market also has, now let's see, for example.
07:01It forced free market to make promotions and discounts too, which it did not do before.
07:05There was Carrefour.
07:06Yes, there were some problems with that.
07:08Carrefour also has discounts.
07:10It has some discounts.
07:13For example, today I was seeing, because sometimes the dynamics,
07:16a discount appears that you are not seeing.
07:18Today it also has, Wednesday it has a discount here, Carrefour.
07:2330% discount Banco Nacional on a payment with, the same as we saw,
07:27but not with mode, but with physical cards.
07:30So it's Visa and Mastercard, 10,000 pesos, but with the physical card.
07:35One gives it with the physical card, another gives it with mode,
07:38the one who has mode generally has the physical card.
07:40Well, now, suddenly, remember that Wednesdays is not the day there are more offers.
07:45I would recommend buying the purchases that usually do not have discounts,
07:49the ones that come in more, the promotions that suddenly make you with the soda,
07:53the promotions that make you with the beer on the weekend.
07:57But now what they do is that they have taken out a little
08:00the discounts for the rest of the things on the weekend.
08:03So the ideal would be, if one has to make purchases for the month,
08:07decide, well, I choose three days, one on the weekend,
08:12one on Wednesday that gives me the discount of 10,000,
08:14the other and I see to buy what I need for the month.
08:17And very important, remember this, is the date change of the card.
08:23The last recommendation is, hey, change the card tomorrow.
08:27Well, if you have two cards, pay with the one that is expired,
08:31because you are going to pay for this in 45 days.
08:33If you pay with the other one, it will come in at once.
08:36Right away, of course.
08:37Right away. So those little tricks are making one
08:40can stretch the money you do not have.
08:44If you end up saving 20, 30 lucas per purchase, it's money.
08:48And well, the fall in the last nine months of minimum retirement is 30%.
08:52If you manage to make purchases with the 30% savings,
08:55you will be the same as at least nine months ago.
08:57Sure.
08:58I hope that Chitofer will soon return with you,
09:00because we are going to have last-minute information.
09:02A collision, Lu, where was it?
09:04A multiple collision, Rolo, in General Paz.
09:06The exact information has it, as always, Christian Baglietto.
09:08Chris, we are listening to you.
09:09That's right, we're talking about this multiple, sinister,
09:12vial in General Paz, at the height donated by Mano to Lugones.
09:16This is before the Pan-American descent.
09:18We are talking about a chain collision.
09:21There we see involved the two trucks.
09:24There are two other cars behind.
09:25That is, it is a chain collision within reach of this sinister vial,
09:29where the SAME is working with eight ambulances.
09:33It was strong for eight ambulances to go, Christian.
09:36And I tell you more, Rolando, not only eight ambulances,
09:38but also a helicopter descended from the SAME to transport
09:42one of the motorists who was seriously injured
09:45with different polytraumas,
09:47and is being transferred to a hospital in the area.
09:49There we are observing the map.
09:51The congestion in Lugones starts from Mataderos.
09:56Again, it's the same as yesterday.
09:58Exactly.
09:59There is an accident.
10:00And if the helicopter from the SAME has to appear,
10:02forget about General Paz.
10:03You better get off.
10:05Exactly.
10:06That's why we suggest not to take General Paz,
10:09because it is collapsed from Mataderos to Lugones.
10:14It takes an hour and 15 minutes, Rolando.
10:18Chris, we are showing it now on the map.
10:20You just referred to that.
10:21Absolutely red.
10:22I imagine the delay must be more than 40, one hour, right?
10:26Something similar to what happened yesterday,
10:27and that you also mentioned.
10:29Exactly.
10:30The delay is one hour and 15 minutes,
10:33taking from Avenida Eva Perón, Mataderos,
10:35to Lugones.
10:36That's why we say avoid taking General Paz,
10:39because it is collapsed by this multiple road disaster
10:43where a helicopter descended from the SAME
10:45to transport a person who was seriously injured.
10:48Very good.
10:49Let's look for an alternative way.
10:50Thank you very much, Christian.
10:51See you later.
10:53Well, now let's talk about the DNI account.
10:55How is it?
10:56Well, the DNI account is owned by the Banco Provincia de Buenos Aires.
11:02It is interesting because I had once discussed with Lecher,
11:06with Alan Lecher, that I wanted to get it out,
11:08but it was a lot of mess,
11:11that I did not have an account in the Banco Provincia.
11:13It had nothing to do with me.
11:14You did not have to have an account.
11:15I did not have to have an account.
11:16Well, he told me the same.
11:17Then I said, no, but it can't be.
11:19I have to go to the bank.
11:20No, you don't have to go to the bank.
11:21No, I don't have to go to the bank.
11:22No, you have to register with the phone.
11:24Do you know what is the most difficult part of the procedure?
11:26Because I tell you that a lot of porters are even using it.
11:29It is a boom and a consumption phenomenon.
11:32The most complicated part of the process
11:33is that it takes you when you take the picture
11:35so that it recognizes you.
11:36That is the most cumbersome part,
11:38that you have to try more than once.
11:39Yes, because the phone, the caripelas like ours,
11:41they don't like it.
11:42If some like ours, they like it less.
11:45You don't have to have an account in the provincial bank.
11:47You don't have to live in the province.
11:49You don't even have to live in the province, yes.
11:51I managed to do it with my son.
11:52I told him, hey, is this true?
11:53Come, dad, I'll do it for you.
11:54He did it faster for me.
11:55And from there I use it.
11:57And really, well, if one took all the steps
12:00and all the types of purchases that it offers you,
12:03you can get there.
12:04Well, here it has up to 80,000 pesos in food.
12:07In the month.
12:08In the month, of course.
12:09It is a very important savings.
12:10The issue of meat is, I am a vegetarian,
12:13but I buy my wife the Milanese on Saturdays.
12:16With this discount, I think it is 35%.
12:19There is a difference.
12:20It is a lot.
12:21Rolo, there are butchers who live from it.
12:23They live today.
12:24Of course.
12:25They survive from having that benefit on Saturdays.
12:28Not only.
12:29There are a number of people.
12:30Do one thing, that people are going to buy any day
12:33and they bill you on Saturdays.
12:34There you have it.
12:3535% discount on Saturdays,
12:376,000 weekly savings.
12:39We said, how do you do it?
12:41Take 6,000, divide it by 35,
12:43and it will give you, I don't know, 6 out of 35,
12:47it will give you 18,000, 19,000 pesos, 17,000.
12:51Now it goes up to 500 pesos.
12:52So, up to there you can buy.
12:54Then the rest, don't be stupid because you are spending cash.
12:57Because this is money in an account.
12:59It is different from the system of the credit card.
13:01You have to, if you have money,
13:03in a card of yours, for example,
13:05or you have to deposit money to that account.
13:08It is a virtual wallet.
13:09Of course, it is a virtual wallet,
13:10just like what is MercadoLibre.
13:13Let's give a tip, if we can,
13:15sorry, Lu, to people,
13:16because of the experience of using it, and it happens to you.
13:18You have to charge money first.
13:20So, you calculate in order
13:22how much you plan to spend, more or less.
13:24Don't get too excited about the account.
13:25And if you can, do it before.
13:27Why? Because the day you go to the store,
13:29on Saturday, there is a very long line
13:31of those who are to buy and use it.
13:32And there is another very long line,
13:33because of the issue of connectivity,
13:35of those who are wanting to pay.
13:36So, if you just do it at the time
13:38of transferring, for example,
13:4030,000 pesos to your account,
13:42at the time, you are going to lose time.
13:44I'm going to tell you one thing.
13:46My wife doesn't like it very much
13:50when they tell her the day she has to go to the store.
13:52Why do I have to go on that day?
13:53Because you can save 30,000 pesos.
13:55Marriage discussion.
13:56Buy shoes.
13:57Well, not shoes today,
13:58but at one time you almost bought shoes
14:00with what the bank discounted you.
14:02So, I told her,
14:03well, if you like shoes,
14:04buy shoes,
14:05but don't throw away the money.
14:06So, well,
14:07it's not what amuses her the most.
14:09But look,
14:10I go to buy
14:11these chains,
14:12the French chain
14:13and the largest national chain.
14:15And I had,
14:16the community had,
14:17but I didn't have the Carrefour one.
14:18So, I tell her,
14:19how much do they give you?
14:20Ah, no,
14:21if you want to take it,
14:22yes, 15, 20% less,
14:23but you have to have Carrefour.
14:24And how do you do it?
14:25And no,
14:26I can do it at the moment.
14:27I went to the side,
14:28I loaded it,
14:29they sent me an e-mail
14:31to the phone
14:32and I paid it at the moment,
14:34because they no longer give you the physical,
14:36it is already attached
14:37to what your ID comes to be.
14:39With which you give the ID,
14:40you get the discount.
14:41So, if you are doubting,
14:42hey,
14:43I came to the supermarket,
14:44I don't have a community,
14:45I don't have my Carrefour,
14:46well,
14:47take it out,
14:48wait 10 minutes
14:49and you will pay it
14:50and you will save,
14:51maybe,
14:5215,000 pesos,
14:5310,000 pesos,
14:54which is a lot of money.
14:55Can I add a nerd tip to you?
14:57Before leaving the provincial bank,
14:59there are also bookstores discounts.
15:00I went to buy books the other day
15:01and they made me 10%
15:02and 4%
15:04without interest.
15:05And that's what else there is,
15:06discounts for universities.
15:07There are discounts that have a project
15:09that is to promote universities
15:10in the province,
15:11which is Armando,
15:12in the province of Buenos Aires.
15:13It is the most discount there is,
15:14which should not be the most consumed,
15:15because most are not university students.
15:17And it is also very sad
15:18to have to buy a book
15:19in four quotas, right?
15:20But hey,
15:21it's the reality of life.
15:22Why not?
15:23Everything that is in quotas is great.
15:24No, but I mean,
15:25very sad to have to pay everything.
15:26Before a book,
15:27you went and bought it.
15:28Yes, well,
15:29but you have your hand loose.
15:30You have to look,
15:31you have to look.
15:32You have to look,
15:33you have to look.
15:34Save.
15:35You think about barbecue, right?
15:36I tell you about the meat experience,
15:37a million,
15:38in the book.
15:39It would be good
15:40if one did not have to be worried
15:41about what they buy.
15:42And there is for each one,
15:43for each one with their mania.
15:44Those who have pets,
15:45there they have.
15:4640% every day,
15:47weekly stop.
15:48Weekly,
15:49that is,
15:50if you do the shopping well,
15:51it is 16,000 pesos.
15:52With what it costs,
15:53the food for dogs and cats.
15:54Of course,
15:55suddenly one arranges with him,
15:56he says,
15:57I'll pay you now
15:58and next week
15:59I'll give you
16:00what you need.
16:01If it is his,
16:02let's say,
16:03his veterinarian friend.
16:04Then you have universities,
16:05you see,
16:0640% discount on purchases.
16:07In business,
16:084,000 pesos weekly.
16:09It is what she said
16:10with the subject of books.
16:11Bottles,
16:12it gives you 4,500 pesos per month
16:13in the social bottle,
16:14which is a lot of money
16:15because now they released
16:16all the prices of the bottle.
16:17So,
16:18at least in the first one,
16:19you go,
16:20one,
16:21that is per month,
16:22not per week,
16:234,500 pesos.
16:24There is also something
16:25in greenhouses
16:26and for the people
16:27who do not have
16:28a lot of money,
16:30I don't know why I look at it
16:31and why I got happy.
16:32The other day
16:33I went to pay for a place,
16:34he asked me,
16:35are you retired or not?
16:36Well,
16:37a major of 60, yes.
16:38Well,
16:39if you pay with the card,
16:40we do it on the 15th.
16:41Well,
16:42the only joy
16:43that has given me
16:44being a major of 60.
16:45Of course,
16:46everyone was depressed
16:47when we had to fulfill.
16:48That number was horrible,
16:49but,
16:50well,
16:51at least I finally got something
16:52for having 60.
16:53That's what it was.
16:54We'll be back
16:55with more tips
16:56and tricks
16:57on how to
16:58make money.
16:59We'll be back
17:00with more tips
17:01on how to make money.
17:02We'll be back
17:03with more tips
17:04on how to make money.
17:05We'll be back
17:06with more tips
17:07on how to make money.
17:08We'll be back
17:09with more tips
17:10on how to make money.
17:11We'll be back
17:12with more tips
17:13on how to make money.
17:14We'll be back
17:15with more tips
17:16on how to make money.
17:17We'll be back
17:18with more tips
17:19on how to make money.
17:20We'll be back
17:21with more tips
17:22on how to make money.
17:23We'll be back
17:24with more tips
17:25on how to make money.
17:26We'll be back