बिहार: समस्तीपुर में सहकारी बैंक (कोऑपरेटिव) ने किसानों से आगे बढ़कर अपनी सेवाओं का विस्तार किया है। बैंक अब आवास और व्यक्तिगत ऋण, क्रेडिट कार्ड और दैनिक जमा के विरुद्ध ऋण प्रदान कर रहा है। इसके बाद से इस बैंक में लोगों की भीड़ बढ़ने लगी है। पिछले माह से शुरू किए गए इस स्कीम के बाद लोन के लिए लोग अप्लाई भी करने लगे हैं। समस्तीपुर में सहकारी बैंक के अध्यक्ष विनोद कुमार ने बताया, "पहले यह बैंक सिर्फ रजिस्टर्ड किसानों को खेती करने के लिए लोन देती थी। किसानों को केसीसी जारी किए जाते थे। पिछले कई सालों से लगातार मुनाफे में चल रही इस बैंक की बेहतर कार्य प्रणाली को देखते हुए इसका दायरा बढ़ाया गया है। यह बैंक सिर्फ किसानों का बैंक नहीं रहा अब यह आम लोगों का भी बैंक बन गया है’’।
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NewsTranscript
00:00In the past, the cooperative banks used to give loans only to the Kirchi region.
00:24But now, the scope of loans has increased.
00:27We have started working in other areas.
00:32For example, we give credit cards to small farmers through the traders credit card.
00:42They use it as a loan and continue to support themselves.
00:46This helps small farmers as well as shopkeepers.
00:55We also provide cash credit and fertilizer loans.
00:58These loans have been discontinued in the past.
01:01But now, we have started again.
01:04We provide cash credit and fertilizer loans.
01:08We provide housing loans.
01:10We provide loans to OD staff.
01:13We provide loans for vehicles.
01:16We provide loans to personal staff as well.
01:20We provide loans to individual staff as well.
01:28We have also provided loans through JLG.
01:36We will continue to do so.
01:39We also provide loan against daily deposit.
01:48We also provide loan against the Kirchi loan.
01:57We are still getting 7% Kirchi loan.
02:01The government also helps us.
02:03The central government gives us 1% Kirchi loan.
02:08We also continue to pay the Kirchi loan.
02:12We are also working on other schemes.
02:18We are working on the bank.
02:21We are working on a bank.
02:24We are working on a bank.
02:28We have started giving credit cards to traders.
02:33We are giving credit cards to small farmers and shopkeepers.
02:38We are seeing a positive impact.
02:41We are also getting good deposits.
02:44We are getting good deposits.
02:48We are also getting good deposits.
02:56We are also getting good deposits.
03:03We have given credit cards to 300 people.
03:10Many people have donated Rs. 3 lakhs, Rs. 2 lakhs, Rs. 5 lakhs, Rs. 1.5 lakhs and Rs. 1 lakhs.
03:20If we help someone, if we bring schemes,
03:25then if someone joins our scheme, then it is beneficial for them.
03:28That is why they are joining us.
03:30This way, people can get help from the co-operatives.
03:40People come to us and ask us to help them.
03:45We give them the required documents.
03:48We help them too.