(Adnkronos) - Una corretta pianificazione patrimoniale, basata sulla diversificazione del portafoglio di investimenti, è cruciale per la protezione dei patrimoni. In questo contesto, un’opportunità di diversificazione è offerta anche dall’affacciarsi delle pmi sui mercati finanziari. Alla diversificazione si affiancano poi i servizi assicurativi, che contribuiscono alla tutela del patrimonio dai possibili rischi. Questi alcuni dei temi al centro della campagna lanciata dal Gruppo Bcc Iccrea che si articola attorno al pay off ‘Scegli in filiale il piano che fa per te’.
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00:00Complete and cross-cutting financial investment services are those made available to the clientele
00:12of the banks belonging to the BCC-CREA Group.
00:15The services of Wealth Management of the BCC-CREA Group include in fact the coordination and
00:20development of the consulting model, the definition of investment strategies and model portfolios,
00:25the coordination of the financial and heritage advisory offer and the support to the managers
00:30of the BCC-CREA Group in the proper implementation of the regulatory obligations deriving from
00:35the regulation of the sector.
00:37The main challenge for the protection of heritage is, in my opinion, represented by the ability
00:42to be able to consider all the aspects that make up a correct heritage planning,
00:47which is based, first of all, on the diversification of the instruments to reduce risks.
00:53I am referring to exogenous risks such as market volatility, inflation, geopolitical or environmental risks,
00:59but also, very often, endogenous risks dictated by one's own behaviour, by access to information
01:07or by one's own family and business management.
01:10Insurance protection is, in this sense, a central aspect for financial security and the well-being
01:17of people and companies.
01:19An opportunity for diversification also comes from the approach to the financial markets
01:23of small and medium-sized businesses.
01:25The best strategy to protect oneself in difficult market contexts is that of diversification
01:33of one's own funding sources, trying to privilege medium- and long-term instruments
01:41and trying to differentiate the category of investors.
01:44Today, in Italy, we are still very focused on banks and this could generate risks in
01:52the event of a system crisis, such as those that occurred in Italy no later than 10 years ago.
02:00The issuance of mandatory instruments, also by the SMEs, represents an excellent opportunity
02:07for diversification and allows companies and entrepreneurs to approach the financial markets.
02:15Today, this is a market in strong expansion, characterized by evolved investors capable
02:23of responding to the specific and complex requirements of the various companies.