रांची में राज्यस्तरीय बैंकर्स समिति की बैठक हुई. जिसमें यूनियन बैंक के जोनल ऑफिस को झारखंड से बिहार ले जाने का मुद्दा छाया रहा.
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00:00Union Bank of India's Jodal branch is shifting its branch to Bihar.
00:11I wanted to ask them how many branches and deposits are there in Dharkhand?
00:20And how many branches and deposits are there in Bihar?
00:24If there is any overwork or overburden, then only one branch shifts to another state.
00:32So, the answer to this question was not given by the relevant officials of Union Bank of India.
00:38About the deposits.
00:41So, I gave them information.
00:44In Dharkhand, the total branch of Union Bank of India is 120.
00:51And in Bihar, the total branch of Union Bank of India is 236.
00:58Now, let's come to the important logic that I have put in front of them.
01:02After keeping 120 branches, our deposit is Rs. 13,555 crores.
01:10And the deposit of Bihar is Rs. 15,743 crores.
01:16How much? 236 branches.
01:20We have a deposit of Rs. 13,555 crores on 120 branches in Bihar.
01:28And there are 236 branches of Union Bank of India in Bihar.
01:32And then their deposit is Rs. 15,743 crores.
01:36I said, what is this, Mr. Chetan?
01:39You have been given a deposit in Dharkhand after a small number of branches.
01:44Why do you want to shift there?
01:46I told them.
01:47They did not have an answer to this.
01:50So, I told them that this is not just about the state government.
01:56This is the sentiment of 9.5 crore people of Dharkhand.
02:01And it is not about a single bank.
02:03That your bank's journal office is shifting to another state.
02:07The sentiment is that after Dharkhand,
02:10we should start new businesses, establish new offices,
02:14establish a journal office here.
02:16This is our sentiment.
02:18You are shifting your journal office to Bihar against this sentiment.
02:22This is not acceptable to the people of Dharkhand.
02:27How do you do this?
02:28I told their officials.
02:30And the officials of SLBC, our lead bank,
02:33I told them that today,
02:37with this sentiment of the state government,
02:40the Reserve Bank of India
02:42or the officials related to the Indian government,
02:45related to the Department of Foreign Affairs,
02:47by writing a letter to them,
02:49you should request them that
02:51the Union Bank of India's journal office should never shift to Bihar.
02:56The very important things that I have kept here in my talks today,
03:01in the SLBC meeting,
03:03this meeting was called in the presidency of our respected Vice-Minister.
03:07And all the bankers of this state,
03:10all the top class banks,
03:12their representatives were here.
03:14And I feel that it is necessary to understand in this state
03:18that even today, this state is one of the last states.
03:21You, the customers of the bank here,
03:25you cannot compare them with other states,
03:28with big states.
03:30But the challenge is that
03:32even today, when the bankers make policies,
03:35or make their own programs,
03:37or make their own planning,
03:39then they take only 30% of the population into consideration.
03:4370% of the population who live in the villages,
03:46no one thinks about them.
03:48And this is the reason that you will see today
03:50that our government has taken such a decisive decision
03:53to forgive the KCC loan.
03:55But even today, you will see,
03:57the farmers and the villagers are not aware of this,
04:00that the loan is forgiven in a centralized way.
04:03There is no need to go to the branch.
04:05But even then, the villagers come to the bank,
04:08go there and tell the manager
04:10to forgive my loan.
04:12They feel that maybe the bank manager will press a button
04:15and his loan will be forgiven.
04:17And there are some bankers who take advantage of this,
04:21scold them and drive them away.
04:23So a lot of exploitation like this,
04:25because we are people who are connected to the land level,
04:28we see and experience this continuously.
04:31And the BCs also,
04:33the banks have appointed their BCs at the rural level.
04:36Their job is to go to the rural areas
04:39and help the villagers with small things
04:42like opening a bank account or withdrawing money.
04:45But even today,
04:47I don't say this about everyone,
04:49but there are some people who have come out to collect money.
04:52If they want to withdraw their money,
04:54then give them 1000 rupees.
04:56If your bank account has been frozen
04:58because there is no KYC,
05:00then give them 2000 rupees to open it.