Hill Harper was writing a book of financial advice when he was diagnosed with cancer. He realized the parallels between managing your health and wealth. Learn his tips to heal your body and your bank account.
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00:00 My next guest was writing a book about how to manage your finances when he was diagnosed
00:04 with cancer.
00:05 And while fighting for his life, he realized there were striking parallels between managing
00:09 your health and your wealth.
00:11 Here to help us heal our bodies and our bank accounts is a renaissance man.
00:14 He's not only a Harvard trained lawyer, but he's an actor and now he's an author.
00:18 Hill Harper, welcome to the show.
00:19 Great to be here.
00:20 Thank you, Dr. Oz.
00:21 How you doing?
00:22 Well, I'm happy to report that I'm completely cancer free now.
00:27 Congratulations.
00:28 So, the title of the book I'll give everybody is called The Wealth Cure.
00:33 Yes.
00:34 The Wealth Cure.
00:35 Why?
00:36 Why that title?
00:37 Well, you know, it's an interesting title.
00:38 It refers to the fact that when I was dealing with cancer, I was working on a book about
00:42 finances.
00:43 So many people have anxiety around money and I realized that the same methodology that
00:47 the doctors were using to cure me, you could use to cure your finances.
00:52 So from health cure to wealth cure, the same steps.
00:56 Health and wealth are so linked.
00:58 It's amazing.
00:59 They are linked in a lot of ways.
01:00 One causes problems in the other.
01:01 So here's what we're going to do.
01:02 We're going to apply your thoughts because Hill's come up with three steps to improving
01:05 health and wealth.
01:06 We're going to put them to work for Melissa, who's in our audience.
01:09 Let's do it.
01:10 Now, she wants to lose 100 pounds and get out of $30,000 of debt.
01:14 Is that right?
01:15 That's true.
01:16 Welcome to the show.
01:17 Thank you.
01:18 Hi, Melissa.
01:19 Hi, how are you?
01:20 How are you?
01:21 So, if I'm going to ask this question, and it's just pretty straight up, how does life
01:22 get out of control?
01:23 I mean, how do you fall that much into debt?
01:25 How do you put on that much weight when you don't want to?
01:27 I have had a lot of medical issues.
01:29 I work a full-time job.
01:31 I got married.
01:32 I have a three-year-old son.
01:33 And I just don't have time for myself anymore.
01:35 I put everybody else first, but not myself.
01:37 And, Dr. Oz, you know what's so interesting about this link between health and wealth?
01:41 If you were to ask people, what's the number one cause of personal bankruptcies, people
01:46 would mostly say, oh, somebody bought a house they couldn't afford.
01:49 But the actual number one cause of personal bankruptcies is health issues, catastrophic,
01:53 medical, number one cause of bankruptcies.
01:55 So Melissa, we're going to do some work with you.
01:58 Are you okay?
01:59 Okay.
02:00 Okay.
02:01 This is a three-step program.
02:02 Step number one is very simple.
02:03 It's called the Rule of 15.
02:04 It's 15 minutes a day of walking.
02:08 Yes.
02:09 What I need, so with each of these steps, I'm going to need a commitment from you.
02:12 Okay.
02:13 So the first one, the Rule of 15, is I need 15 minutes a day of walking in addition to
02:17 whatever other exercise you're doing.
02:18 I would love for you to do it first thing in the morning, get that metabolism kicked
02:21 off, okay?
02:22 And then if we do that, we're going to get 15 pounds minimum in a year off the top, without
02:27 changing a thing.
02:28 We're going to change some other things that are going to ramp that up.
02:30 So 15 minutes, can you do that?
02:32 Yes, I can do that.
02:33 Okay.
02:34 So next step, the other 15 is $15 a day.
02:37 Now we're going to have to save that.
02:38 Now, I went through your budget.
02:40 You can do it.
02:41 Don't roll your eyes.
02:42 She's okay with the walking.
02:43 This is a problem.
02:44 Okay, no, no.
02:45 We're going to figure out, and I'll show you how.
02:46 I went through your budget, and this is just one way.
02:47 There's multiple ways in your budget that we could do this, but this is one way.
02:50 Now this is a breakfast you normally eat and purchase.
02:53 This is a lunch you normally eat and purchase.
02:54 What we're going to do with you is, you don't need this cream cheese and bagel that you
02:59 buy.
03:00 At home, you can make a better, tastier breakfast for much less.
03:03 We don't need to buy these chips.
03:04 We don't need to have that chocolate chip cookie for lunch.
03:06 We're going to actually bag a lunch and bring it.
03:08 So that's going to give us $13.
03:10 That's just automatically a day, without changing that much.
03:13 And then we come over to your coffee, okay?
03:15 So use a name brand coffee, which tastes delicious, but there's a generic brand that
03:19 tastes the same.
03:20 In fact, oftentimes, you know, they're sourcing their coffee from the exact same farms.
03:25 It's the same coffee, and we're going to save you $2.
03:28 So this saves you $15 a day without changing too much.
03:31 Okay.
03:32 Could you do that?
03:33 Definitely.
03:34 I think so.
03:35 And if you do this $15 a day, Dr. Oz, this is what happens with her wealth.
03:39 $5,500 in a year, right?
03:42 Yes.
03:43 Idea of leverage.
03:44 Okay, step number two is skinny food equals fat wallet.
03:48 Yes.
03:49 Explain what that means.
03:50 Skinny food equals fat wallet.
03:51 People come up to me, Dr. Oz, and they say, "Hell, you know, I'm trying your wealth cure
03:54 methodology from your book.
03:55 I'm trying to do it, but the only way I can eat cheap are doing these value meals at these
04:00 unhealthy restaurants."
04:01 So it plays against what you're arguing.
04:03 I say, "You're absolutely wrong."
04:04 There are healthy foods out there for under $2 each.
04:08 So I just have some examples.
04:10 Whole wheat pasta, under $2.
04:11 Canned salmon, frozen vegetables, spinach, broccoli, eggs, and canned beans.
04:16 Now these are all under $2, and we have a little sample meal here.
04:22 This is a salmon pasta.
04:24 In this case, a little value meal with those french fries we don't need.
04:27 Okay, come over here.
04:28 Step number three is an important one.
04:30 You're going to volunteer.
04:32 Volunteer to lose weight and volunteer to save money.
04:34 Let's go through this.
04:35 I call it serve yourself and serve others.
04:39 Okay?
04:40 So, there's so many different scientific studies out there that show if you are, when you volunteer,
04:46 when you help people, you're just happier.
04:48 It feeds you.
04:49 Now, the great thing about being happy, happier people, they binge less in terms of spending
04:54 and they binge less in terms of food.
04:57 What I need a commitment from you though is just two days a month of service to somebody
05:02 else.
05:03 Show up at your local school.
05:05 Whatever, whatever.
05:06 Mow someone's lawn.
05:07 It doesn't matter.
05:08 Just two days a month of service.
05:10 Okay.
05:11 Could you do that?
05:12 Yes.
05:13 This is definitely something that I could do.
05:14 It's easy and affordable.
05:16 And that's what the wealth cure is about.
05:18 And the most important thing, Dr. Oz, I think about the wealth cure is remembering how wonderful
05:23 you are.
05:24 I love to do affirmations.
05:25 Melissa, just do this quick affirmation with me, right?
05:27 Say I'm fine.
05:28 I'm fine.
05:29 And fine stands for this.
05:30 I'm fantastic.
05:31 I'm fantastic.
05:32 I'm interesting.
05:33 I'm interesting.
05:34 I'm necessary.
05:35 I'm necessary.
05:36 And I'm exceptional.
05:37 I'm exceptional.
05:38 Melissa, you are fine and you're going to do great.
05:39 You can do the wealth cure.
05:40 Yeah.
05:41 Thank you.
05:42 Thank you, Mrs. Jordan.
05:43 Everyone's going home today with a copy of Hill's book to help achieve their personal
05:47 wealth cure.
05:48 We'll be right back, everybody.
05:49 Don't go away.
05:50 Thank you for watching.
05:51 Don't forget to subscribe and turn on notifications so you never miss out on new videos to live
05:52 the good life.
05:52 Thank you.