MIL 101 | Reward card points - video Dailymotion

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00:00Have you ever received a text that your reward points are about to expire?

00:06It's embarrassing, but is it really true?

00:10With the rapid development of technology,

00:13many scams are spreading that are taking away your trust and your information.

00:21Here are the reward points scams that can take away your permission instead of the prize.

00:29What's surprising is that sometimes the message comes from the official platform of your service providers

00:37such as e-money, bank, and others.

00:40How can you avoid being fooled and protect your data from this type of phishing scam?

00:48Let's find out the tips about it here on MIL 101.

00:53RSP, it's time for another type of phishing scam.

01:01It's been a while since we talked about the reward points scams

01:06where the victim's accounts are taken away.

01:10But what is a reward point scam?

01:13This is a type of scam where scammers use reward points

01:18from your service provider, credit card, or bank account.

01:23They make the victim believe that their points are about to expire

01:28or that there's a special promo that needs to be redeemed to get their personal information.

01:35How do they victimize people and get their information?

01:39First, through calls or texts.

01:42Usually, the scammer will call or text

01:45to let them know that they are a bank, service provider, e-money, or credit card company.

01:51They will tell them that you have an urgent offer or that your points are about to expire.

01:56So, let's note that if the scammer used a random prepaid number,

02:01nowadays, they also use the official platforms or number of organizations.

02:08Second, phishing websites or links.

02:11They will send links, texts, or emails

02:14that will show the official website of your bank or credit card.

02:18If you open it, it will ask for your personal information

02:22such as your card details, PIN, and OTP.

02:26Third, the OTP or one-time password.

02:31If they get your OTP, they will have access to use your account,

02:38get money, and make a transaction.

02:42You will be the one to pay.

02:44What will happen if you are the victim of this scam?

02:48Your money will be gone and you will not be able to get it back.

02:52Your information can also be used for other scams.

02:58The question is, what are the red flags that you should remember?

03:03First, urgency, deceiving and texts,

03:06and you are encouraged to click a link or send your details quickly

03:12because your points are about to expire.

03:15Second, unsolicited calls or messages.

03:18You will be called or texted even if you are not waiting for a transaction or promo.

03:24Third, it asks for OTP or personal information.

03:28Remember, OTP does not ask for PIN or card details of your small bank.

03:36Fourth, suspicious links.

03:39Check if the website or link you are sending has a different URL,

03:44spelling errors, or is not secure.

03:52Another question, what should we do to avoid scams?

03:56First, do not give information.

04:00Do not give PIN, OTP, or card details

04:05even if the call is from a bank or telco.

04:10Second, verify the call or text.

04:13Call the official hotline of your bank

04:16to confirm if your call or message is legitimate.

04:21Third, do not click a link.

04:24If you received a suspicious link, do not open it.

04:28Just log in to the official website of your bank.

04:32Fourth, set alerts and download antivirus or spam software.

04:38Activate the notification for all transactions in your account.

04:43Download the software to see the latest activity.

04:48Lastly, report if you received a scam message or call.

04:52Report it to your bank or National Telecommunications Commission or NCC

04:57or to the Department of Information and Communications Technology or DICT.

05:03A reminder to the public,

05:05this type of scam is now no use.

05:07Be careful and watch out for every transaction,

05:10online or by telephone.

05:12That's what we talked about in MIL-101.

MIL 101 | Reward card points

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